Abu Dhabi National Insurance Co PJSC (ADX:ADNIC) Pretax Margin %: 10.55% (As of Mar. 2026) — 38% Below Median


ADX:ADNIC Abu Dhabi National Insurance Co PJSC ADX:ADNIC
63 GF Score
Price د.إ7.12
GF Value د.إ8.80
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Abu Dhabi National Insurance Co PJSC Pretax Margin %?

Abu Dhabi National Insurance Co PJSC ADX:ADNIC -0.70% 63 Pretax Margin % is 10.55% as of Mar. 2026, which is 38% below its 10-year median of 17.07. GuruFocus rates ADX:ADNIC with a GF Score™ of 63/100 and a GF Value™ of د.إ8.80 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 504 Insurance companies, Abu Dhabi National Insurance Co PJSC ranks better than 51.98% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Abu Dhabi National Insurance Co PJSC's Pre-Tax Income for the three months ended in Mar. 2026 was د.إ99 Mil. Abu Dhabi National Insurance Co PJSC's Revenue for the three months ended in Mar. 2026 was د.إ943 Mil. Therefore, Abu Dhabi National Insurance Co PJSC's pretax margin for the quarter that ended in Mar. 2026 was 10.55%.

The historical rank and industry rank for Abu Dhabi National Insurance Co PJSC's Pretax Margin % or its related term are showing as below:

ADX:ADNIC' s Pretax Margin % Range Over the Past 10 Years
Min: 12.42   Med: 17.07   Max: 22.55
Current: 12.42


ADX:ADNIC's Pretax Margin % is ranked better than
51.98% of 504 companies
in the Insurance industry
Industry Median: 11.98 vs ADX:ADNIC: 12.42

Abu Dhabi National Insurance Co PJSC  (ADX:ADNIC) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Abu Dhabi National Insurance Co PJSC Pretax Margin % Related Terms


Abu Dhabi National Insurance Co PJSC Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Abu Dhabi National Insurance Co PJSC's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Abu Dhabi National Insurance Co PJSC Pretax Margin % Chart

Abu Dhabi National Insurance Co PJSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 22.55 18.47 18.90 13.30 13.04

Abu Dhabi National Insurance Co PJSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.16 13.13 12.17 13.77 10.55

ADX:ADNIC vs BRK.A, AIG, HIG: Pretax Margin % Comparison

For the Insurance - Diversified subindustry, Abu Dhabi National Insurance Co PJSC's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Abu Dhabi National Insurance Co PJSC Pretax Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Abu Dhabi National Insurance Co PJSC's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Abu Dhabi National Insurance Co PJSC's Pretax Margin % falls into.


ADX:ADNIC
63GF Score
Abu Dhabi National Insurance Co PJSC ADX:ADNIC
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Abu Dhabi National Insurance Co PJSC Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Abu Dhabi National Insurance Co PJSC's Pretax Margin for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=533.124/4089.19
=13.04 %

Abu Dhabi National Insurance Co PJSC's Pretax Margin for the quarter that ended in Mar. 2026 is calculated as

Pretax Margin=Pre-Tax Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=99.494/943.18
=10.55 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 10.55% mean?
Abu Dhabi National Insurance Co PJSC (ADX:ADNIC) has a Pretax Margin % of 10.55% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Abu Dhabi National Insurance Co PJSC and its competitors. This is 38% below median its historical median of 17.07. Over the past decade, Abu Dhabi National Insurance Co PJSC's Pretax Margin % has ranged from 12.42 to 22.55. According to the industry distribution chart, Abu Dhabi National Insurance Co PJSC ranks #242 out of 504 companies in the Insurance industry, placing it in the top 48%.
Is Abu Dhabi National Insurance Co PJSC's Pretax Margin % too high?
Abu Dhabi National Insurance Co PJSC's current Pretax Margin % of 10.55% is 38% below median its 10-year median of 17.07. Over the past 10 years, this metric has ranged from a low of 12.42 to a high of 22.55. The Insurance industry median Pretax Margin % is 11.98. Abu Dhabi National Insurance Co PJSC's value of 10.55% is 11.9% below this industry median. Based on the distribution chart, Abu Dhabi National Insurance Co PJSC ranks #242 out of 504 companies in the Insurance industry, which is above the industry midpoint. Overall, Abu Dhabi National Insurance Co PJSC has a GF Score™ of 63/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Abu Dhabi National Insurance Co PJSC's Pretax Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Abu Dhabi National Insurance Co PJSC ranks #242 out of 504 companies for Pretax Margin %. This puts Abu Dhabi National Insurance Co PJSC in the upper half of its industry. The industry median Pretax Margin % is 11.98. Abu Dhabi National Insurance Co PJSC's value of 10.55% is 11.9% below this benchmark. Historically, Abu Dhabi National Insurance Co PJSC's own Pretax Margin % has ranged from 12.42 to 22.55 over the past decade. While the company's 10-year median is 17.07 vs. the industry median of 11.98, Abu Dhabi National Insurance Co PJSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Insurance company?
The median Pretax Margin % among Insurance companies is 11.98, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Abu Dhabi National Insurance Co PJSC's current Pretax Margin % of 10.55% is 11.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Abu Dhabi National Insurance Co PJSC and its competitors. For the Insurance industry, the median Pretax Margin % is 11.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Abu Dhabi National Insurance Co PJSC's current Pretax Margin % is 10.55%, which is 38% below median its own 10-year median of 17.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Abu Dhabi National Insurance Co PJSC stock overvalued right now?
Based on GuruFocus' analysis, Abu Dhabi National Insurance Co PJSC (ADX:ADNIC) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ8.80, compared to a current price of د.إ7.12 — trading 19.1% below its estimated fair value. The current Pretax Margin % is 10.55%, which is 38% below median its 10-year median of 17.07 and 11.9% below the Insurance industry median of 11.98. Abu Dhabi National Insurance Co PJSC's overall GF Score™ is 63/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Abu Dhabi National Insurance Co PJSC (ADX:ADNIC), the current Pretax Margin % is 10.55% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Abu Dhabi National Insurance Co PJSC (ADX:ADNIC) Overvalued in 2026?

Based on GuruFocus' analysis, Abu Dhabi National Insurance Co PJSC stock appears to be undervalued. The current stock price of د.إ7.12 is trading 19.1% below its estimated GF Value™ of د.إ8.80. GuruFocus considers Abu Dhabi National Insurance Co PJSC to be Modestly Undervalued.

Key valuation signals for ADX:ADNIC:

  • Pretax Margin %: 10.55% (38% below median its 10-year median of 17.07)
  • GF Value™: د.إ8.80 vs. price of د.إ7.12 (19.1% below fair value)
  • GF Score™: 63/100 with 1 warning sign
  • Industry Position: 11.9% below the Insurance median (#242 of 504)

No single metric tells the full story. See the ADX:ADNIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Abu Dhabi National Insurance Co PJSC Business Description

Address Mohamed Bin Khalifa Street, P.O. Box: 839, ADNIC Building No. 403, Al Danah, Zone 1, Abu Dhabi, ARE
Abu Dhabi National Insurance Co PJSC is engaged in the transaction of insurance and reinsurance business of all classes. The company is organized into two main business segments: Underwriting of commercial lines of business - incorporating all classes of general insurance including marine cargo, marine hull, aviation, energy, property and engineering; and Underwriting of consumer line of business - incorporating all classes of insurance including accident, life, motor and medical. The majority of revenue is derived from Underwriting of commercial lines of business segment.
63GF Score

Get the complete analysis for ADX:ADNIC

Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ7.12
Price
د.إ8.80
GF Value