Sharjah Islamic Bank (ADX:SIB) Cyclically Adjusted Book per Share: د.إ2.41 (As of Mar. 2026)


ADX:SIB Sharjah Islamic Bank ADX:SIB
71 GF Score
Price د.إ2.92
GF Value د.إ3.18
Valuation Fairly Valued
! 1 Warning Sign
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What is Sharjah Islamic Bank Cyclically Adjusted Book per Share?

Sharjah Islamic Bank ADX:SIB -1.02% 71 Cyclically Adjusted Book per Share is د.إ2.41 as of Mar. 2026. GuruFocus rates ADX:SIB with a GF Score™ of 71/100 and a GF Value™ of د.إ3.18 (Fairly Valued). The stock has 1 warning sign investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Sharjah Islamic Bank's adjusted book value per share for the three months ended in Mar. 2026 was د.إ2.605. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is د.إ2.41 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Sharjah Islamic Bank's average Cyclically Adjusted Book Growth Rate was 7.10% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 5.30% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 6.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Sharjah Islamic Bank was 8.10% per year. The lowest was 5.30% per year. And the median was 6.30% per year.

As of today (2026-07-02), Sharjah Islamic Bank's current stock price is د.إ2.92. Sharjah Islamic Bank's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was د.إ2.41. Sharjah Islamic Bank's Cyclically Adjusted PB Ratio of today is 1.21.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Sharjah Islamic Bank was 1.49. The lowest was 0.25. And the median was 0.87.


Sharjah Islamic Bank  (ADX:SIB) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Sharjah Islamic Bank's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=2.92/2.41
=1.21

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Sharjah Islamic Bank was 1.49. The lowest was 0.25. And the median was 0.87.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Sharjah Islamic Bank Cyclically Adjusted Book per Share Related Terms


Sharjah Islamic Bank Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Sharjah Islamic Bank's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sharjah Islamic Bank Cyclically Adjusted Book per Share Chart

Sharjah Islamic Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.84 2.01 2.10 2.21 2.35

Sharjah Islamic Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.25 2.30 2.34 2.35 2.41

Sharjah Islamic Bank Cyclically Adjusted Book per Share Competitor Comparison

For the Banks - Regional subindustry, Sharjah Islamic Bank's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sharjah Islamic Bank Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Sharjah Islamic Bank's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Sharjah Islamic Bank's Cyclically Adjusted PB Ratio falls into.


ADX:SIB
71GF Score
Sharjah Islamic Bank ADX:SIB
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sharjah Islamic Bank Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Sharjah Islamic Bank's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=2.605/330.2130*330.2130
=2.605

Current CPI (Mar. 2026) = 330.2130.

Sharjah Islamic Bank Quarterly Data

Book Value per Share CPI Adj_Book
201606 1.475 241.018 2.021
201609 1.496 241.428 2.046
201612 1.513 241.432 2.069
201703 1.560 243.801 2.113
201706 1.595 244.955 2.150
201709 1.475 246.819 1.973
201712 1.564 246.524 2.095
201803 1.448 249.554 1.916
201806 1.478 251.989 1.937
201809 1.512 252.439 1.978
201812 1.526 251.233 2.006
201903 1.512 254.202 1.964
201906 1.559 256.143 2.010
201909 2.122 256.759 2.729
201912 2.133 256.974 2.741
202003 2.101 258.115 2.688
202006 2.135 257.797 2.735
202009 2.166 260.280 2.748
202012 2.166 260.474 2.746
202103 2.123 264.877 2.647
202106 2.157 271.696 2.622
202109 2.184 274.310 2.629
202112 2.180 278.802 2.582
202203 2.128 287.504 2.444
202206 2.158 296.311 2.405
202209 2.166 296.808 2.410
202212 2.162 296.797 2.405
202303 2.120 301.836 2.319
202306 2.202 305.109 2.383
202309 2.266 307.789 2.431
202312 2.299 306.746 2.475
202403 2.282 312.332 2.413
202406 2.361 314.175 2.482
202409 2.463 315.301 2.579
202412 2.489 315.605 2.604
202503 2.452 319.799 2.532
202506 3.124 322.561 3.198
202509 2.694 324.800 2.739
202512 2.706 324.054 2.757
202603 2.605 330.213 2.605

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of د.إ2.41 mean?
Sharjah Islamic Bank (ADX:SIB) has a Cyclically Adjusted Book per Share of د.إ2.41 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Sharjah Islamic Bank and its competitors.
Is Sharjah Islamic Bank's Cyclically Adjusted Book per Share too high?
Sharjah Islamic Bank's current Cyclically Adjusted Book per Share is د.إ2.41. Overall, Sharjah Islamic Bank has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sharjah Islamic Bank's Cyclically Adjusted Book per Share compare to competitors?
Sharjah Islamic Bank's Cyclically Adjusted Book per Share of د.إ2.41 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Sharjah Islamic Bank and its competitors. Sharjah Islamic Bank's current Cyclically Adjusted Book per Share is د.إ2.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sharjah Islamic Bank stock overvalued right now?
Based on GuruFocus' analysis, Sharjah Islamic Bank (ADX:SIB) is currently considered Fairly Valued. The stock's GF Value™ is د.إ3.18, compared to a current price of د.إ2.92 — trading 8.2% below its estimated fair value. The current Cyclically Adjusted Book per Share is د.إ2.41. Sharjah Islamic Bank's overall GF Score™ is 71/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Sharjah Islamic Bank (ADX:SIB), the current Cyclically Adjusted Book per Share is د.إ2.41 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sharjah Islamic Bank (ADX:SIB) Overvalued in 2026?

Based on GuruFocus' analysis, Sharjah Islamic Bank stock appears to be undervalued. The current stock price of د.إ2.92 is trading 8.2% below its estimated GF Value™ of د.إ3.18. GuruFocus considers Sharjah Islamic Bank to be Fairly Valued.

Key valuation signals for ADX:SIB:

  • Cyclically Adjusted Book per Share: د.إ2.41
  • GF Value™: د.إ3.18 vs. price of د.إ2.92 (8.2% below fair value)
  • GF Score™: 71/100 with 1 warning sign

No single metric tells the full story. See the ADX:SIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sharjah Islamic Bank Business Description

Address Sharjah Islamic Bank Tower, P.O. Box 4, Al Khan, Sharjah, ARE
Sharjah Islamic Bank is engaged in providing banking activities, financing, and investing activities to corporates and individuals. The bank's activities comprise four main business segments: Government and corporate, Retail, Investment and treasury, and Hospitality, brokerage and real estate. The majority of its revenue is derived from the Government and corporate segment, in which the bank provides companies, institutions and government departments with a range of Islamic financial products and services.
71GF Score

Get the complete analysis for ADX:SIB

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ2.92
Price
د.إ3.18
GF Value