Sharjah Islamic Bank (ADX:SIB) ROE % Adjusted to Book Value: 14.40% (As of Mar. 2026)


ADX:SIB Sharjah Islamic Bank ADX:SIB
71 GF Score
Price د.إ2.93
GF Value د.إ3.18
Valuation Fairly Valued
! 1 Warning Sign
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What is Sharjah Islamic Bank ROE % Adjusted to Book Value?

Sharjah Islamic Bank ADX:SIB -0.68% 71 ROE % Adjusted to Book Value is 14.40% as of Mar. 2026. GuruFocus rates ADX:SIB with a GF Score™ of 71/100 and a GF Value™ of د.إ3.18 (Fairly Valued). The stock has 1 warning sign investors should review.

Sharjah Islamic Bank's ROE % for the quarter that ended in Mar. 2026 was 16.27%. Sharjah Islamic Bank's PB Ratio for the quarter that ended in Mar. 2026 was 1.13. Sharjah Islamic Bank's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 14.40%.


Sharjah Islamic Bank ROE % Adjusted to Book Value Related Terms


Sharjah Islamic Bank ROE % Adjusted to Book Value Historical Data

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The historical data trend for Sharjah Islamic Bank's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sharjah Islamic Bank ROE % Adjusted to Book Value Chart

Sharjah Islamic Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.59 10.75 11.02 13.87 13.94

Sharjah Islamic Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 17.03 20.09 17.49 8.64 14.40

Sharjah Islamic Bank ROE % Adjusted to Book Value Competitor Comparison

For the Banks - Regional subindustry, Sharjah Islamic Bank's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sharjah Islamic Bank ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Sharjah Islamic Bank's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Sharjah Islamic Bank's ROE % Adjusted to Book Value falls into.


ADX:SIB
71GF Score
Sharjah Islamic Bank ADX:SIB
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Sharjah Islamic Bank ROE % Adjusted to Book Value Calculation

Sharjah Islamic Bank's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=14.78% / 1.06
=13.94%

Sharjah Islamic Bank's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=16.27% / 1.13
=14.40%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 14.40% mean?
Sharjah Islamic Bank (ADX:SIB) has a ROE % Adjusted to Book Value of 14.40% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Sharjah Islamic Bank and its competitors.
Is Sharjah Islamic Bank's ROE % Adjusted to Book Value too high?
Sharjah Islamic Bank's current ROE % Adjusted to Book Value is 14.40%. Overall, Sharjah Islamic Bank has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sharjah Islamic Bank's ROE % Adjusted to Book Value compare to competitors?
Sharjah Islamic Bank's ROE % Adjusted to Book Value of 14.40% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Sharjah Islamic Bank and its competitors. Sharjah Islamic Bank's current ROE % Adjusted to Book Value is 14.40%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sharjah Islamic Bank stock overvalued right now?
Based on GuruFocus' analysis, Sharjah Islamic Bank (ADX:SIB) is currently considered Fairly Valued. The stock's GF Value™ is د.إ3.18, compared to a current price of د.إ2.93 — trading 7.9% below its estimated fair value. The current ROE % Adjusted to Book Value is 14.40%. Sharjah Islamic Bank's overall GF Score™ is 71/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Sharjah Islamic Bank (ADX:SIB), the current ROE % Adjusted to Book Value is 14.40% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sharjah Islamic Bank (ADX:SIB) Overvalued in 2026?

Based on GuruFocus' analysis, Sharjah Islamic Bank stock appears to be undervalued. The current stock price of د.إ2.93 is trading 7.9% below its estimated GF Value™ of د.إ3.18. GuruFocus considers Sharjah Islamic Bank to be Fairly Valued.

Key valuation signals for ADX:SIB:

  • ROE % Adjusted to Book Value: 14.40%
  • GF Value™: د.إ3.18 vs. price of د.إ2.93 (7.9% below fair value)
  • GF Score™: 71/100 with 1 warning sign

No single metric tells the full story. See the ADX:SIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sharjah Islamic Bank Business Description

Address Sharjah Islamic Bank Tower, P.O. Box 4, Al Khan, Sharjah, ARE
Sharjah Islamic Bank is engaged in providing banking activities, financing, and investing activities to corporates and individuals. The bank's activities comprise four main business segments: Government and corporate, Retail, Investment and treasury, and Hospitality, brokerage and real estate. The majority of its revenue is derived from the Government and corporate segment, in which the bank provides companies, institutions and government departments with a range of Islamic financial products and services.
71GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ2.93
Price
د.إ3.18
GF Value