Sharjah Islamic Bank (ADX:SIB) FCF Margin %: -840.82% (As of Mar. 2026)


ADX:SIB Sharjah Islamic Bank ADX:SIB
71 GF Score
Price د.إ2.96
GF Value د.إ3.18
Valuation Fairly Valued
! 1 Warning Sign
View Full Analysis

What is Sharjah Islamic Bank FCF Margin %?

Sharjah Islamic Bank ADX:SIB -1.99% 71 FCF Margin % is -840.82% as of Mar. 2026. GuruFocus rates ADX:SIB with a GF Score™ of 71/100 and a GF Value™ of د.إ3.18 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,504 Banks companies, Sharjah Islamic Bank ranks worse than 87.97% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Sharjah Islamic Bank's Free Cash Flow for the three months ended in Mar. 2026 was د.إ-5,416 Mil. Sharjah Islamic Bank's Revenue for the three months ended in Mar. 2026 was د.إ644 Mil. Therefore, Sharjah Islamic Bank's FCF Margin % for the quarter that ended in Mar. 2026 was -840.82%.

As of today, Sharjah Islamic Bank's current FCF Yield % is -13.43%.

The historical rank and industry rank for Sharjah Islamic Bank's FCF Margin % or its related term are showing as below:

ADX:SIB' s FCF Margin % Range Over the Past 10 Years
Min: -64.64   Med: 165.91   Max: 395.13
Current: -64.64


During the past 13 years, the highest FCF Margin % of Sharjah Islamic Bank was 395.13%. The lowest was -64.64%. And the median was 165.91%.

ADX:SIB's FCF Margin % is ranked worse than
87.97% of 1504 companies
in the Banks industry
Industry Median: 26.5 vs ADX:SIB: -64.64


Sharjah Islamic Bank FCF Margin % Related Terms


Sharjah Islamic Bank FCF Margin % Historical Data

* Premium members only.

The historical data trend for Sharjah Islamic Bank's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sharjah Islamic Bank FCF Margin % Chart

Sharjah Islamic Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 395.13 -13.35 297.46 388.71 -32.55

Sharjah Islamic Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -851.70 697.78 -590.15 481.61 -840.82

Sharjah Islamic Bank FCF Margin % Competitor Comparison

For the Banks - Regional subindustry, Sharjah Islamic Bank's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sharjah Islamic Bank FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Sharjah Islamic Bank's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Sharjah Islamic Bank's FCF Margin % falls into.


ADX:SIB
71GF Score
Sharjah Islamic Bank ADX:SIB
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sharjah Islamic Bank FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Sharjah Islamic Bank's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-826.167/2537.868
=-32.55 %

Sharjah Islamic Bank's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-5415.603/644.084
=-840.82 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -840.82% mean?
Sharjah Islamic Bank (ADX:SIB) has a FCF Margin % of -840.82% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Sharjah Islamic Bank and its competitors. According to the industry distribution chart, Sharjah Islamic Bank ranks #1323 out of 1504 companies in the Banks industry, placing it in the top 88%.
Is Sharjah Islamic Bank's FCF Margin % too high?
Sharjah Islamic Bank's current FCF Margin % is -840.82%. Based on the distribution chart, Sharjah Islamic Bank ranks #1323 out of 1504 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Sharjah Islamic Bank has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sharjah Islamic Bank's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Sharjah Islamic Bank ranks #1323 out of 1504 companies for FCF Margin %. This places Sharjah Islamic Bank in the lower half of its industry. The industry median FCF Margin % is 26.50. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.50, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Sharjah Islamic Bank and its competitors. For the Banks industry, the median FCF Margin % is 26.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sharjah Islamic Bank's current FCF Margin % is -840.82%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sharjah Islamic Bank stock overvalued right now?
Based on GuruFocus' analysis, Sharjah Islamic Bank (ADX:SIB) is currently considered Fairly Valued. The stock's GF Value™ is د.إ3.18, compared to a current price of د.إ2.96 — trading 6.9% below its estimated fair value. The current FCF Margin % is -840.82%. Sharjah Islamic Bank's overall GF Score™ is 71/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Sharjah Islamic Bank (ADX:SIB), the current FCF Margin % is -840.82% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sharjah Islamic Bank (ADX:SIB) Overvalued in 2026?

Based on GuruFocus' analysis, Sharjah Islamic Bank stock appears to be undervalued. The current stock price of د.إ2.96 is trading 6.9% below its estimated GF Value™ of د.إ3.18. GuruFocus considers Sharjah Islamic Bank to be Fairly Valued.

Key valuation signals for ADX:SIB:

  • FCF Margin %: -840.82%
  • GF Value™: د.إ3.18 vs. price of د.إ2.96 (6.9% below fair value)
  • GF Score™: 71/100 with 1 warning sign

No single metric tells the full story. See the ADX:SIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sharjah Islamic Bank Business Description

Address Sharjah Islamic Bank Tower, P.O. Box 4, Al Khan, Sharjah, ARE
Sharjah Islamic Bank is engaged in providing banking activities, financing, and investing activities to corporates and individuals. The bank's activities comprise four main business segments: Government and corporate, Retail, Investment and treasury, and Hospitality, brokerage and real estate. The majority of its revenue is derived from the Government and corporate segment, in which the bank provides companies, institutions and government departments with a range of Islamic financial products and services.
71GF Score

Get the complete analysis for ADX:SIB

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ2.96
Price
د.إ3.18
GF Value