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Sharjah Islamic BankADX:SIB -0.34%71 5-Year Yield-on-Cost % is 17.24 as of Jul. 18, 2026, which is 32% above its 10-year median of 13.02. GuruFocus rates ADX:SIB with a GF Score™ of 71/100 and a GF Value™ of د.إ3.17 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,255 Banks companies, Sharjah Islamic Bank ranks better than 93.63% on this metric.
Sharjah Islamic Bank's yield on cost for the quarter that ended in Mar. 2026 was 17.24.
The historical rank and industry rank for Sharjah Islamic Bank's 5-Year Yield-on-Cost % or its related term are showing as below:
ADX:SIB'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 9.41 Med: 13.02 Max: 46.71
Current: 17.24
During the past 13 years, Sharjah Islamic Bank's highest Yield on Cost was 46.71. The lowest was 9.41. And the median was 13.02.
ADX:SIB's 5-Year Yield-on-Cost % is ranked better than 93.63% of 1255
companies
in the Banks industry
Industry Median: 3.85
vs ADX:SIB: 17.24
Sharjah Islamic Bank (ADX:SIB) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Sharjah Islamic Bank 5-Year Yield-on-Cost % Related Terms
Sharjah Islamic Bank 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, Sharjah Islamic Bank's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sharjah Islamic Bank 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Sharjah Islamic Bank's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Sharjah Islamic Bank's 5-Year Yield-on-Cost % falls into.
Sharjah Islamic Bank 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Sharjah Islamic Bank (ADX:SIB) has a 5-Year Yield-on-Cost % of 17.24 as of Jul. 18, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Sharjah Islamic Bank and its competitors. This is 32% above median its historical median of 13.02. Over the past decade, Sharjah Islamic Bank's 5-Year Yield-on-Cost % has ranged from 9.41 to 46.71. According to the industry distribution chart, Sharjah Islamic Bank ranks #80 out of 1255 companies in the Banks industry, placing it in the top 6.4%.
Is Sharjah Islamic Bank's 5-Year Yield-on-Cost % too high?
Sharjah Islamic Bank's current 5-Year Yield-on-Cost % of 17.24 is 32% above median its 10-year median of 13.02. Over the past 10 years, this metric has ranged from a low of 9.41 to a high of 46.71. The Banks industry median 5-Year Yield-on-Cost % is 3.85. Sharjah Islamic Bank's value of 17.24 is 347.8% above this industry median. Based on the distribution chart, Sharjah Islamic Bank ranks #80 out of 1255 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Sharjah Islamic Bank has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sharjah Islamic Bank's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Sharjah Islamic Bank ranks #80 out of 1255 companies for 5-Year Yield-on-Cost %. This places Sharjah Islamic Bank in the top 6% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.85. Sharjah Islamic Bank's value of 17.24 is 347.8% above this benchmark. Historically, Sharjah Islamic Bank's own 5-Year Yield-on-Cost % has ranged from 9.41 to 46.71 over the past decade. While the company's 10-year median is 13.02 vs. the industry median of 3.85, Sharjah Islamic Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.85, based on 1,255 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sharjah Islamic Bank's current 5-Year Yield-on-Cost % of 17.24 is 347.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Sharjah Islamic Bank and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sharjah Islamic Bank's current 5-Year Yield-on-Cost % is 17.24, which is 32% above median its own 10-year median of 13.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sharjah Islamic Bank stock overvalued right now?
Based on GuruFocus' analysis, Sharjah Islamic Bank (ADX:SIB) is currently considered Fairly Valued. The stock's GF Value™ is د.إ3.17, compared to a current price of د.إ2.90 — trading 8.5% below its estimated fair value. The current 5-Year Yield-on-Cost % is 17.24, which is 32% above median its 10-year median of 13.02 and 347.8% above the Banks industry median of 3.85. Sharjah Islamic Bank's overall GF Score™ is 71/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Sharjah Islamic Bank (ADX:SIB), the current 5-Year Yield-on-Cost % is 17.24 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sharjah Islamic Bank (ADX:SIB) Overvalued in 2026?
Based on GuruFocus' analysis, Sharjah Islamic Bank stock appears to be undervalued.
The current stock price of د.إ2.90 is trading 8.5% below its estimated GF Value™ of د.إ3.17.
GuruFocus considers Sharjah Islamic Bank to be Fairly Valued.
Key valuation signals for ADX:SIB:
5-Year Yield-on-Cost %: 17.24 (32% above median its 10-year median of 13.02)
GF Value™: د.إ3.17 vs. price of د.إ2.90 (8.5% below fair value)
Industry Position: 347.8% above the Banks median (#80 of 1255)
No single metric tells the full story. See the ADX:SIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sharjah Islamic Bank is engaged in providing banking activities, financing, and investing activities to corporates and individuals. The bank's activities comprise four main business segments: Government and corporate, Retail, Investment and treasury, and Hospitality, brokerage and real estate. The majority of its revenue is derived from the Government and corporate segment, in which the bank provides companies, institutions and government departments with a range of Islamic financial products and services.
71GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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