Sharjah Islamic Bank (ADX:SIB) Forward PE Ratio: 9.32 (As of Jul. 22, 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ADX:SIB Sharjah Islamic Bank ADX:SIB
71 GF Score
Price د.إ2.91
GF Value د.إ3.17
Valuation Fairly Valued
! 1 Warning Sign
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What is Sharjah Islamic Bank Forward PE Ratio?

Sharjah Islamic Bank ADX:SIB +0.69% 71 Forward PE Ratio is 9.32 as of Jul. 22, 2026. GuruFocus rates ADX:SIB with a GF Score™ of 71/100 and a GF Value™ of د.إ3.17 (Fairly Valued). The stock has 1 warning sign investors should review. Among 817 Banks companies, Sharjah Islamic Bank ranks better than 69.16% on this metric.

Sharjah Islamic Bank's Forward PE Ratio for today is 9.32.

Sharjah Islamic Bank's PE Ratio without NRI for today is 8.87.

Sharjah Islamic Bank's PE Ratio (TTM) for today is 7.92.


Sharjah Islamic Bank  (ADX:SIB) Forward PE Ratio Explanation

The Forward PE Ratio of a company is often used to compare current earnings to estimated future earnings, as well as gaining a clearer picture of what earnings will look like without charges and other accounting adjustments. If earnings are expected to grow in the future, the Forward PE Ratio will be lower than the current PE Ratio. This measure is also used to compare one company to another with a forward-looking focus.

Trailing PE Ratio relies on what is already done. It uses the current share price and divides by the total EPS (Basic) over the past 12 months. PE Ratio can be affected by Non Operating Income such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio .


Sharjah Islamic Bank Forward PE Ratio Related Terms


Sharjah Islamic Bank Forward PE Ratio Historical Data

* Premium members only.

The historical data trend for Sharjah Islamic Bank's Forward PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sharjah Islamic Bank Forward PE Ratio Chart

Sharjah Islamic Bank Annual Data
Trend 2024-12 2025-12
Forward PE Ratio
9.15 9.45

Sharjah Islamic Bank Quarterly Data
2024-12 2025-03 2025-06 2025-09 2025-12 2026-03
Forward PE Ratio 9.15 9.04 10.00 8.52 9.45 9.04

Sharjah Islamic Bank Forward PE Ratio Competitor Comparison

For the Banks - Regional subindustry, Sharjah Islamic Bank's Forward PE Ratio, along with its competitors' market caps and Forward PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sharjah Islamic Bank Forward PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Sharjah Islamic Bank's Forward PE Ratio distribution charts can be found below:

* The bar in red indicates where Sharjah Islamic Bank's Forward PE Ratio falls into.


ADX:SIB
71GF Score
Sharjah Islamic Bank ADX:SIB
Forward PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Sharjah Islamic Bank Forward PE Ratio Calculation

It's a measure of the price-to-earnings ratio (PE Ratio) using forecasted earnings for the calculation. While the earnings used are just an estimate and are not as reliable as current earnings data, there is still benefit in estimated P/E analysis. The forecasted earnings used in the formula can either be for the next 12 months or for the next full-year fiscal period.

Frequently Asked Questions Learn more about Forward PE Ratio →
What does a Forward PE Ratio of 9.32 mean?
Sharjah Islamic Bank (ADX:SIB) has a Forward PE Ratio of 9.32 as of Jul. 22, 2026. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on Sharjah Islamic Bank and its competitors. According to the industry distribution chart, Sharjah Islamic Bank ranks #252 out of 817 companies in the Banks industry, placing it in the top 30.8%.
Is Sharjah Islamic Bank's Forward PE Ratio too high?
Sharjah Islamic Bank's current Forward PE Ratio is 9.32. The Banks industry median Forward PE Ratio is 11.23. Sharjah Islamic Bank's value of 9.32 is 17% below this industry median. Based on the distribution chart, Sharjah Islamic Bank ranks #252 out of 817 companies in the Banks industry, which is above the industry midpoint. Overall, Sharjah Islamic Bank has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sharjah Islamic Bank's Forward PE Ratio compare to competitors?
According to the Banks industry distribution chart, Sharjah Islamic Bank ranks #252 out of 817 companies for Forward PE Ratio. This puts Sharjah Islamic Bank in the upper half of its industry. The industry median Forward PE Ratio is 11.23. Sharjah Islamic Bank's value of 9.32 is 17% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward PE Ratio for a Banks company?
The median Forward PE Ratio among Banks companies is 11.23, based on 817 companies in the industry. Companies in the top quartile (top 25%) have a Forward PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Forward PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sharjah Islamic Bank's current Forward PE Ratio of 9.32 is 17% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward PE Ratio mean?
A high Forward PE Ratio can signal that a stock is expensive relative to its fundamentals. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on Sharjah Islamic Bank and its competitors. For the Banks industry, the median Forward PE Ratio is 11.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sharjah Islamic Bank's current Forward PE Ratio is 9.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sharjah Islamic Bank stock overvalued right now?
Based on GuruFocus' analysis, Sharjah Islamic Bank (ADX:SIB) is currently considered Fairly Valued. The stock's GF Value™ is د.إ3.17, compared to a current price of د.إ2.91 — trading 8.2% below its estimated fair value. The current Forward PE Ratio is 9.32 and 17% below the Banks industry median of 11.23. Sharjah Islamic Bank's overall GF Score™ is 71/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward PE Ratio calculated?
Forward PE Ratio is calculated from a company's financial statements. For Sharjah Islamic Bank (ADX:SIB), the current Forward PE Ratio is 9.32 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sharjah Islamic Bank (ADX:SIB) Overvalued in 2026?

Based on GuruFocus' analysis, Sharjah Islamic Bank stock appears to be undervalued. The current stock price of د.إ2.91 is trading 8.2% below its estimated GF Value™ of د.إ3.17. GuruFocus considers Sharjah Islamic Bank to be Fairly Valued.

Key valuation signals for ADX:SIB:

  • Forward PE Ratio: 9.32
  • GF Value™: د.إ3.17 vs. price of د.إ2.91 (8.2% below fair value)
  • GF Score™: 71/100 with 1 warning sign
  • Industry Position: 17% below the Banks median (#252 of 817)

No single metric tells the full story. See the ADX:SIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sharjah Islamic Bank Business Description

Address Sharjah Islamic Bank Tower, P.O. Box 4, Al Khan, Sharjah, ARE
Sharjah Islamic Bank is engaged in providing banking activities, financing, and investing activities to corporates and individuals. The bank's activities comprise four main business segments: Government and corporate, Retail, Investment and treasury, and Hospitality, brokerage and real estate. The majority of its revenue is derived from the Government and corporate segment, in which the bank provides companies, institutions and government departments with a range of Islamic financial products and services.
71GF Score

Get the complete analysis for ADX:SIB

Forward PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ2.91
Price
د.إ3.17
GF Value