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Sharjah Islamic BankADX:SIB 71 Equity-to-Asset is 0.13 as of Jun. 2026, which is at its 10-year median of 0.13. GuruFocus rates ADX:SIB with a GF Score™ of 71/100 and a GF Value™ of د.إ3.19 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,522 Banks companies, Sharjah Islamic Bank ranks better than 78.25% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Sharjah Islamic Bank's Total Stockholders Equity for the quarter that ended in Jun. 2026 was د.إ12,177 Mil. Sharjah Islamic Bank's Total Assets for the quarter that ended in Jun. 2026 was د.إ94,545 Mil.
Therefore, Sharjah Islamic Bank's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.13.
The historical rank and industry rank for Sharjah Islamic Bank's Equity-to-Asset or its related term are showing as below:
ADX:SIB'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.1 Med: 0.13 Max: 0.16
Current: 0.13
During the past 13 years, the highest Equity to Asset Ratio of Sharjah Islamic Bank was 0.16. The lowest was 0.10. And the median was 0.13.
ADX:SIB's Equity-to-Asset is ranked better than 78.25% of 1522
companies
in the Banks industry
Industry Median: 0.1
vs ADX:SIB: 0.13
Sharjah Islamic Bank (ADX:SIB) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Sharjah Islamic Bank Equity-to-Asset Related Terms
Sharjah Islamic Bank Equity-to-Asset Historical Data
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The historical data trend for Sharjah Islamic Bank's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sharjah Islamic Bank Equity-to-Asset Competitor Comparison
For the Banks - Regional subindustry, Sharjah Islamic Bank's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sharjah Islamic Bank Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Sharjah Islamic Bank's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Sharjah Islamic Bank's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Sharjah Islamic Bank's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sharjah Islamic Bank (ADX:SIB) has a Equity-to-Asset of 0.13 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Sharjah Islamic Bank and its competitors. This is near median its historical median of 0.13. Over the past decade, Sharjah Islamic Bank's Equity-to-Asset has ranged from 0.10 to 0.16. According to the industry distribution chart, Sharjah Islamic Bank ranks #331 out of 1522 companies in the Banks industry, placing it in the top 21.7%.
Is Sharjah Islamic Bank's Equity-to-Asset too high?
Sharjah Islamic Bank's current Equity-to-Asset of 0.13 is near median its 10-year median of 0.13. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 0.16. The Banks industry median Equity-to-Asset is 0.10. Sharjah Islamic Bank's value of 0.13 is 30% above this industry median. Based on the distribution chart, Sharjah Islamic Bank ranks #331 out of 1522 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Sharjah Islamic Bank has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sharjah Islamic Bank's Equity-to-Asset compare to competitors?
According to the Banks industry distribution chart, Sharjah Islamic Bank ranks #331 out of 1522 companies for Equity-to-Asset. This places Sharjah Islamic Bank in the top 22% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.10. Sharjah Islamic Bank's value of 0.13 is 30% above this benchmark. Historically, Sharjah Islamic Bank's own Equity-to-Asset has ranged from 0.10 to 0.16 over the past decade. While the company's 10-year median is 0.13 vs. the industry median of 0.10, Sharjah Islamic Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,522 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sharjah Islamic Bank's current Equity-to-Asset of 0.13 is 30% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Sharjah Islamic Bank and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sharjah Islamic Bank's current Equity-to-Asset is 0.13, which is near median its own 10-year median of 0.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sharjah Islamic Bank stock overvalued right now?
Based on GuruFocus' analysis, Sharjah Islamic Bank (ADX:SIB) is currently considered Fairly Valued. The stock's GF Value™ is د.إ3.19, compared to a current price of د.إ2.92 — trading 8.5% below its estimated fair value. The current Equity-to-Asset is 0.13, which is near median its 10-year median of 0.13 and 30% above the Banks industry median of 0.10. Sharjah Islamic Bank's overall GF Score™ is 71/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Sharjah Islamic Bank (ADX:SIB), the current Equity-to-Asset is 0.13 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sharjah Islamic Bank (ADX:SIB) Overvalued in 2026?
Based on GuruFocus' analysis, Sharjah Islamic Bank stock appears to be undervalued.
The current stock price of د.إ2.92 is trading 8.5% below its estimated GF Value™ of د.إ3.19.
GuruFocus considers Sharjah Islamic Bank to be Fairly Valued.
Key valuation signals for ADX:SIB:
Equity-to-Asset: 0.13 (near median its 10-year median of 0.13)
GF Value™: د.إ3.19 vs. price of د.إ2.92 (8.5% below fair value)
Industry Position: 30% above the Banks median (#331 of 1522)
No single metric tells the full story. See the ADX:SIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sharjah Islamic Bank is engaged in providing banking activities, financing, and investing activities to corporates and individuals. The bank's activities comprise four main business segments: Government and corporate, Retail, Investment and treasury, and Hospitality, brokerage and real estate. The majority of its revenue is derived from the Government and corporate segment, in which the bank provides companies, institutions and government departments with a range of Islamic financial products and services.
71GF Score
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