Sharjah Islamic Bank (ADX:SIB) ROC %: % (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ADX:SIB Sharjah Islamic Bank ADX:SIB
60 GF Score
Price د.إ2.92
GF Value د.إ3.36
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Sharjah Islamic Bank ROC %?

Sharjah Islamic Bank ADX:SIB +0.69% 60 ROC % is % as of Jun. 2026. GuruFocus rates ADX:SIB with a GF Score™ of 60/100 and a GF Value™ of د.إ3.36 (Modestly Undervalued). The stock has 2 warning signs investors should review.

ROC %does not apply to banks.

ADX:SIB
60GF Score
Sharjah Islamic Bank ADX:SIB
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Sharjah Islamic Bank (ADX:SIB) has a ROC % of % as of Jun. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Sharjah Islamic Bank and its competitors.
Is Sharjah Islamic Bank's ROC % too high?
Sharjah Islamic Bank's current ROC % is %. Overall, Sharjah Islamic Bank has a GF Score™ of 60/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Sharjah Islamic Bank's ROC % compare to competitors?
Sharjah Islamic Bank's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.54. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.54, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Sharjah Islamic Bank and its competitors. For the Banks industry, the median ROC % is 1.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sharjah Islamic Bank's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sharjah Islamic Bank stock overvalued right now?
Based on GuruFocus' analysis, Sharjah Islamic Bank (ADX:SIB) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ3.36, compared to a current price of د.إ2.92 — trading 13.1% below its estimated fair value. The current ROC % is %. Sharjah Islamic Bank's overall GF Score™ is 60/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Sharjah Islamic Bank (ADX:SIB), the current ROC % is % as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sharjah Islamic Bank (ADX:SIB) Overvalued in 2026?

Based on GuruFocus' analysis, Sharjah Islamic Bank stock appears to be undervalued. The current stock price of د.إ2.92 is trading 13.1% below its estimated GF Value™ of د.إ3.36. GuruFocus considers Sharjah Islamic Bank to be Modestly Undervalued.

Key valuation signals for ADX:SIB:

  • ROC %: %
  • GF Value™: د.إ3.36 vs. price of د.إ2.92 (13.1% below fair value)
  • GF Score™: 60/100 with 2 warning signs

No single metric tells the full story. See the ADX:SIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Sharjah Islamic Bank Business Description

Address Sharjah Islamic Bank Tower, P.O. Box 4, Al Khan, Sharjah, ARE
Sharjah Islamic Bank is engaged in providing banking activities, financing, and investing activities to corporates and individuals. The bank's activities comprise four main business segments: Government and corporate, Retail, Investment and treasury, and Hospitality, brokerage and real estate. The majority of its revenue is derived from the Government and corporate segment, in which the bank provides companies, institutions and government departments with a range of Islamic financial products and services.
60GF Score

Get the complete analysis for ADX:SIB

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ2.92
Price
د.إ3.36
GF Value