Sharjah Islamic Bank (ADX:SIB) Moat Score: 0/10 (As of Jul. 02, 2026)


ADX:SIB Sharjah Islamic Bank ADX:SIB
71 GF Score
Price د.إ2.92
GF Value د.إ3.18
Valuation Fairly Valued
! 1 Warning Sign
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What is Sharjah Islamic Bank Moat Score?

Sharjah Islamic Bank has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Sharjah Islamic Bank has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Sharjah Islamic Bank might have No Moat - No discernible moat.

Sharjah Islamic Bank  (ADX:SIB) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Sharjah Islamic Bank Moat Score Related Terms

ADX:SIB
71GF Score
Sharjah Islamic Bank ADX:SIB
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Sharjah Islamic Bank (ADX:SIB) Overvalued in 2026?

Based on GuruFocus' analysis, Sharjah Islamic Bank stock appears to be undervalued. The current stock price of د.إ2.92 is trading 8.2% below its estimated GF Value™ of د.إ3.18. GuruFocus considers Sharjah Islamic Bank to be Fairly Valued.

Key valuation signals for ADX:SIB:

  • Moat Score: 0
  • GF Value™: د.إ3.18 vs. price of د.إ2.92 (8.2% below fair value)
  • GF Score™: 71/100 with 1 warning sign

No single metric tells the full story. See the ADX:SIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Sharjah Islamic Bank Business Description

Address Sharjah Islamic Bank Tower, P.O. Box 4, Al Khan, Sharjah, ARE
Sharjah Islamic Bank is engaged in providing banking activities, financing, and investing activities to corporates and individuals. The bank's activities comprise four main business segments: Government and corporate, Retail, Investment and treasury, and Hospitality, brokerage and real estate. The majority of its revenue is derived from the Government and corporate segment, in which the bank provides companies, institutions and government departments with a range of Islamic financial products and services.
71GF Score

Get the complete analysis for ADX:SIB

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ2.92
Price
د.إ3.18
GF Value