Sharjah Islamic Bank (ADX:SIB) Dividend Payout Ratio: 0.00 (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ADX:SIB Sharjah Islamic Bank ADX:SIB
71 GF Score
Price د.إ2.90
GF Value د.إ3.23
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is Sharjah Islamic Bank Dividend Payout Ratio?

Sharjah Islamic Bank ADX:SIB -2.03% 71 Dividend Payout Ratio is 0.00 as of Jun. 2026. GuruFocus rates ADX:SIB with a GF Score™ of 71/100 and a GF Value™ of د.إ3.23 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,167 Banks companies, Sharjah Islamic Bank ranks worse than 83.38% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Sharjah Islamic Bank's Dividend Payout Ratio for the months ended in Jun. 2026 was 0.00.

The historical rank and industry rank for Sharjah Islamic Bank's Dividend Payout Ratio or its related term are showing as below:

ADX:SIB' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.33   Med: 0.43   Max: 0.56
Current: 0.56


During the past 13 years, the highest Dividend Payout Ratio of Sharjah Islamic Bank was 0.56. The lowest was 0.33. And the median was 0.43.

ADX:SIB's Dividend Payout Ratio is ranked worse than
83.38% of 1167 companies
in the Banks industry
Industry Median: 0.33 vs ADX:SIB: 0.56

As of today (2026-08-07), the Dividend Yield % of Sharjah Islamic Bank is 6.19%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Sharjah Islamic Bank was 17.07%. The lowest was 3.44%. And the median was 4.76%.

Sharjah Islamic Bank's Dividends per Share for the months ended in Jun. 2026 was د.إ0.00.

During the past 12 months, Sharjah Islamic Bank's average Dividends Per Share Growth Rate was 32.60% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 25.40% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 22.30% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Sharjah Islamic Bank was 29.90% per year. The lowest was -4.10% per year. And the median was 7.65% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.


Sharjah Islamic Bank (ADX:SIB) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.


Sharjah Islamic Bank Dividend Payout Ratio Related Terms


Sharjah Islamic Bank Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Sharjah Islamic Bank's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sharjah Islamic Bank Dividend Payout Ratio Chart

Sharjah Islamic Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.44 0.44 0.34 0.33 0.44

Sharjah Islamic Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 1.71 0.00

Sharjah Islamic Bank Dividend Payout Ratio Competitor Comparison

For the Banks - Regional subindustry, Sharjah Islamic Bank's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sharjah Islamic Bank Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Sharjah Islamic Bank's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Sharjah Islamic Bank's Dividend Payout Ratio falls into.


ADX:SIB
71GF Score
Sharjah Islamic Bank ADX:SIB
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sharjah Islamic Bank Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Sharjah Islamic Bank's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=0.138/ 0.311
=0.44

Sharjah Islamic Bank's Dividend Payout Ratio for the quarter that ended in Jun. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Jun. 2026 )/ EPS without NRI (Q: Jun. 2026 )
=0/ 0.1
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.00 mean?
Sharjah Islamic Bank (ADX:SIB) has a Dividend Payout Ratio of 0.00 as of Jun. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Sharjah Islamic Bank and its competitors. Over the past decade, Sharjah Islamic Bank's Dividend Payout Ratio has ranged from 0.33 to 0.56. According to the industry distribution chart, Sharjah Islamic Bank ranks #973 out of 1167 companies in the Banks industry, placing it in the top 83.4%.
Is Sharjah Islamic Bank's Dividend Payout Ratio too high?
Sharjah Islamic Bank's current Dividend Payout Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.33 to a high of 0.56. Based on the distribution chart, Sharjah Islamic Bank ranks #973 out of 1167 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Sharjah Islamic Bank has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Sharjah Islamic Bank's Dividend Payout Ratio compare to competitors?
According to the Banks industry distribution chart, Sharjah Islamic Bank ranks #973 out of 1167 companies for Dividend Payout Ratio. This places Sharjah Islamic Bank in the lower half of its industry. The industry median Dividend Payout Ratio is 0.33. Historically, Sharjah Islamic Bank's own Dividend Payout Ratio has ranged from 0.33 to 0.56 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.33, based on 1,167 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Sharjah Islamic Bank and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.33 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sharjah Islamic Bank's current Dividend Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sharjah Islamic Bank stock overvalued right now?
Based on GuruFocus' analysis, Sharjah Islamic Bank (ADX:SIB) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ3.23, compared to a current price of د.إ2.90 — trading 10.2% below its estimated fair value. The current Dividend Payout Ratio is 0.00. Sharjah Islamic Bank's overall GF Score™ is 71/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Sharjah Islamic Bank (ADX:SIB), the current Dividend Payout Ratio is 0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sharjah Islamic Bank (ADX:SIB) Overvalued in 2026?

Based on GuruFocus' analysis, Sharjah Islamic Bank stock appears to be undervalued. The current stock price of د.إ2.90 is trading 10.2% below its estimated GF Value™ of د.إ3.23. GuruFocus considers Sharjah Islamic Bank to be Modestly Undervalued.

Key valuation signals for ADX:SIB:

  • Dividend Payout Ratio: 0.00
  • GF Value™: د.إ3.23 vs. price of د.إ2.90 (10.2% below fair value)
  • GF Score™: 71/100 with 2 warning signs

No single metric tells the full story. See the ADX:SIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sharjah Islamic Bank Business Description

Address Sharjah Islamic Bank Tower, P.O. Box 4, Al Khan, Sharjah, ARE
Sharjah Islamic Bank is engaged in providing banking activities, financing, and investing activities to corporates and individuals. The bank's activities comprise four main business segments: Government and corporate, Retail, Investment and treasury, and Hospitality, brokerage and real estate. The majority of its revenue is derived from the Government and corporate segment, in which the bank provides companies, institutions and government departments with a range of Islamic financial products and services.
71GF Score

Get the complete analysis for ADX:SIB

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ2.90
Price
د.إ3.23
GF Value