Wiz Co Participacoes e Corretagem de Seguros (BSP:WIZC3) Cyclically Adjusted Book per Share: R$2.63 (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
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BSP:WIZC3 Wiz Co Participacoes e Corretagem de Seguros SA BSP:WIZC3
88 GF Score
Price R$8.48
GF Value R$7.48
Valuation Modestly Overvalued
! 2 Warning Signs
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What is Wiz Co Participacoes e Corretagem de Seguros Cyclically Adjusted Book per Share?

Wiz Co Participacoes e Corretagem de Seguros BSP:WIZC3 -0.35% 88 Cyclically Adjusted Book per Share is R$2.63 as of Mar. 2026. GuruFocus rates BSP:WIZC3 with a GF Score™ of 88/100 and a GF Value™ of R$7.48 (Modestly Overvalued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Wiz Co Participacoes e Corretagem de Seguros's adjusted book value per share for the three months ended in Mar. 2026 was R$4.299. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is R$2.63 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Wiz Co Participacoes e Corretagem de Seguros's average Cyclically Adjusted Book Growth Rate was 18.50% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 17.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Wiz Co Participacoes e Corretagem de Seguros was 17.40% per year. The lowest was 17.40% per year. And the median was 17.40% per year.

As of today (2026-07-14), Wiz Co Participacoes e Corretagem de Seguros's current stock price is R$8.48. Wiz Co Participacoes e Corretagem de Seguros's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was R$2.63. Wiz Co Participacoes e Corretagem de Seguros's Cyclically Adjusted PB Ratio of today is 3.22.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Wiz Co Participacoes e Corretagem de Seguros was 4.68. The lowest was 2.44. And the median was 3.41.


Wiz Co Participacoes e Corretagem de Seguros  (BSP:WIZC3) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Wiz Co Participacoes e Corretagem de Seguros's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=8.48/2.63
=3.22

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Wiz Co Participacoes e Corretagem de Seguros was 4.68. The lowest was 2.44. And the median was 3.41.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Wiz Co Participacoes e Corretagem de Seguros Cyclically Adjusted Book per Share Related Terms


Wiz Co Participacoes e Corretagem de Seguros Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Wiz Co Participacoes e Corretagem de Seguros's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Wiz Co Participacoes e Corretagem de Seguros Cyclically Adjusted Book per Share Chart

Wiz Co Participacoes e Corretagem de Seguros Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 1.58 1.85 2.12 2.51

Wiz Co Participacoes e Corretagem de Seguros Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.22 2.32 2.42 2.51 2.63

BSP:WIZC3 vs MRSH, AON, AJG: Cyclically Adjusted Book per Share Comparison

For the Insurance Brokers subindustry, Wiz Co Participacoes e Corretagem de Seguros's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Wiz Co Participacoes e Corretagem de Seguros Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Wiz Co Participacoes e Corretagem de Seguros's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Wiz Co Participacoes e Corretagem de Seguros's Cyclically Adjusted PB Ratio falls into.


BSP:WIZC3
88GF Score
Wiz Co Participacoes e Corretagem de Seguros SA BSP:WIZC3
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Wiz Co Participacoes e Corretagem de Seguros Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Wiz Co Participacoes e Corretagem de Seguros's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=4.299/175.0655*175.0655
=4.299

Current CPI (Mar. 2026) = 175.0655.

Wiz Co Participacoes e Corretagem de Seguros Quarterly Data

Book Value per Share CPI Adj_Book
201606 0.746 108.851 1.200
201609 0.731 109.986 1.164
201612 0.724 110.802 1.144
201703 1.013 111.869 1.585
201706 0.777 112.115 1.213
201709 0.814 112.777 1.264
201712 1.013 114.068 1.555
201803 1.204 114.868 1.835
201806 0.989 117.038 1.479
201809 1.309 117.881 1.944
201812 1.057 118.340 1.564
201903 1.389 120.124 2.024
201906 1.161 120.977 1.680
201909 1.536 121.292 2.217
201912 1.170 123.436 1.659
202003 1.480 124.092 2.088
202006 1.697 123.557 2.404
202009 2.202 125.095 3.082
202012 1.779 129.012 2.414
202103 2.165 131.660 2.879
202106 2.596 133.871 3.395
202109 2.445 137.913 3.104
202112 1.984 141.992 2.446
202203 2.189 146.537 2.615
202206 2.393 149.784 2.797
202209 2.717 147.800 3.218
202212 2.372 150.207 2.765
202303 2.450 153.352 2.797
202306 2.594 154.519 2.939
202309 2.872 155.464 3.234
202312 3.012 157.148 3.355
202403 3.246 159.372 3.566
202406 3.434 161.052 3.733
202409 3.747 162.342 4.041
202412 3.417 164.740 3.631
202503 3.709 168.102 3.863
202506 4.018 169.670 4.146
202509 4.364 170.739 4.475
202512 4.364 171.765 4.448
202603 4.299 175.066 4.299

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of R$2.63 mean?
Wiz Co Participacoes e Corretagem de Seguros (BSP:WIZC3) has a Cyclically Adjusted Book per Share of R$2.63 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Wiz Co Participacoes e Corretagem de Seguros and its competitors.
Is Wiz Co Participacoes e Corretagem de Seguros' Cyclically Adjusted Book per Share too high?
Wiz Co Participacoes e Corretagem de Seguros' current Cyclically Adjusted Book per Share is R$2.63. Overall, Wiz Co Participacoes e Corretagem de Seguros has a GF Score™ of 88/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Wiz Co Participacoes e Corretagem de Seguros' Cyclically Adjusted Book per Share compare to MRSH and AON?
Wiz Co Participacoes e Corretagem de Seguros' Cyclically Adjusted Book per Share of R$2.63 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for an Insurance company?
A good Cyclically Adjusted Book per Share depends on the Insurance industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Wiz Co Participacoes e Corretagem de Seguros and its competitors. Wiz Co Participacoes e Corretagem de Seguros's current Cyclically Adjusted Book per Share is R$2.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wiz Co Participacoes e Corretagem de Seguros stock overvalued right now?
Based on GuruFocus' analysis, Wiz Co Participacoes e Corretagem de Seguros (BSP:WIZC3) is currently considered Modestly Overvalued. The stock's GF Value™ is R$7.48, compared to a current price of R$8.48 — trading 13.4% above its estimated fair value. The current Cyclically Adjusted Book per Share is R$2.63. Wiz Co Participacoes e Corretagem de Seguros' overall GF Score™ is 88/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Wiz Co Participacoes e Corretagem de Seguros (BSP:WIZC3), the current Cyclically Adjusted Book per Share is R$2.63 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Wiz Co Participacoes e Corretagem de Seguros (BSP:WIZC3) Overvalued in 2026?

Based on GuruFocus' analysis, Wiz Co Participacoes e Corretagem de Seguros stock appears to be overvalued. The current stock price of R$8.48 is trading 13.4% above its estimated GF Value™ of R$7.48. GuruFocus considers Wiz Co Participacoes e Corretagem de Seguros to be Modestly Overvalued.

Key valuation signals for BSP:WIZC3:

  • Cyclically Adjusted Book per Share: R$2.63
  • GF Value™: R$7.48 vs. price of R$8.48 (13.4% above fair value)
  • GF Score™: 88/100 with 2 warning signs

No single metric tells the full story. See the BSP:WIZC3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Wiz Co Participacoes e Corretagem de Seguros Business Description

Address Setor Comercial Norte, Quadra 02, Liberty Mall, Tower B, 13th Floor, Room 1301, Brasilia, DF, BRA, 70712-904
Wiz Co Participacoes e Corretagem de Seguros SA is Brazilian insurance brokerage company. It is engaged in developing and implementing business optimization solutions, combining financial and insurance services to meet customer's needs. The company acts as a broker between insurer and bank and it is involved in the sale of individual and corporate insurance products, pension plans, capitalization plans, and consortiums, in the distribution channels. Its insurance products includes life insurance policies, mortgage insurance, credit insurance, auto insurance, residential property insurance, Business Multi-Risk Insurance and other products.
88GF Score

Get the complete analysis for BSP:WIZC3

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$8.48
Price
R$7.48
GF Value