Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Richard Sloan from the University of Michigan was first to document what is referred to as the "accrual anomaly". His 1996 paper found that shares of companies with small or negative accruals vastly outperform (+10%) those of companies with large ones.
As of Jun. 2026, Wiz Co Participacoes e Corretagem de Seguros has a Sloan Ratio of -9.96%, indicating the company is in the safe zone and there is no funny business with accruals.
Wiz Co Participacoes e Corretagem de Seguros (BSP:WIZC3) Sloan Ratio % Explanation
A former University of Michigan researcher, Richard Sloan's 1996 paper found that shares of companies with small or negative accruals vastly outperform (+10%) those of companies with large ones. In fact, for the 40-year period between 1962 and 2001, buying the lowest accrual companies and shorting the highest accrual companies resulted in an average annual compounded return of 18%, more than double the S&P 500's 7.4% annual return over the same period.
If the Sloan Ratio is between -10% and 10%, the company is in the safe zone and there is no funny business with accruals.
If the Sloan Ratio is less than between -25% and -10% on the negative side, and between 10% and 25% on the positive side, this is a warning stage of accrual build up.
If the Sloan Ratio is less than -25% or greater than 25%, and this ratio is consistent over several quarters or even years, be careful. Earnings are highly likely to be made up of accruals.
As of Jun. 2026, Wiz Co Participacoes e Corretagem de Seguros has a Sloan Ratio of -9.96%, indicating the company is in the safe zone and there is no funny business with accruals.
Wiz Co Participacoes e Corretagem de Seguros Sloan Ratio % Related Terms
Wiz Co Participacoes e Corretagem de Seguros Sloan Ratio % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Wiz Co Participacoes e Corretagem de Seguros Sloan Ratio % Chart
Wiz Co Participacoes e Corretagem de Seguros Annual Data
BSP:WIZC3 vs MRSH, AON, AJG: Sloan Ratio % Comparison
For the Insurance Brokers subindustry, Wiz Co Participacoes e Corretagem de Seguros's Sloan Ratio %, along with its competitors' market caps and Sloan Ratio % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Wiz Co Participacoes e Corretagem de Seguros Sloan Ratio % vs Insurance Industry
Wiz Co Participacoes e Corretagem de Seguros Sloan Ratio % Calculation
Earnings contain a lot of non cash earnings which is called accruals. The Sloan ratio is a way to identify firms with low non-cash or accrual-derived earnings relative to their cash flow.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Wiz Co Participacoes e Corretagem de Seguros (BSP:WIZC3) has a Sloan Ratio % of -9.96% as of Jun. 2026. Sloan ratio measures earnings quality based on the amount of accruals. View historical data on Wiz Co Participacoes e Corretagem de Seguros and its competitors.
Is Wiz Co Participacoes e Corretagem de Seguros' Sloan Ratio % too high?
Wiz Co Participacoes e Corretagem de Seguros' current Sloan Ratio % is -9.96%. Overall, Wiz Co Participacoes e Corretagem de Seguros has a GF Score™ of 88/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Wiz Co Participacoes e Corretagem de Seguros' Sloan Ratio % compare to MRSH and AON?
Wiz Co Participacoes e Corretagem de Seguros' Sloan Ratio % of -9.96% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Sloan Ratio % for an Insurance company?
A good Sloan Ratio % depends on the Insurance industry context. However, Sloan Ratio % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Sloan Ratio % mean?
A high Sloan Ratio % can signal that a stock is expensive relative to its fundamentals. Sloan ratio measures earnings quality based on the amount of accruals. View historical data on Wiz Co Participacoes e Corretagem de Seguros and its competitors. Wiz Co Participacoes e Corretagem de Seguros's current Sloan Ratio % is -9.96%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wiz Co Participacoes e Corretagem de Seguros stock overvalued right now?
Based on GuruFocus' analysis, Wiz Co Participacoes e Corretagem de Seguros (BSP:WIZC3) is currently considered Modestly Overvalued. The stock's GF Value™ is R$6.97, compared to a current price of R$7.82 — trading 12.2% above its estimated fair value. The current Sloan Ratio % is -9.96%. Wiz Co Participacoes e Corretagem de Seguros' overall GF Score™ is 88/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Sloan Ratio % calculated?
Sloan Ratio % is calculated from a company's financial statements. For Wiz Co Participacoes e Corretagem de Seguros (BSP:WIZC3), the current Sloan Ratio % is -9.96% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Wiz Co Participacoes e Corretagem de Seguros (BSP:WIZC3) Overvalued in 2026?
Based on GuruFocus' analysis, Wiz Co Participacoes e Corretagem de Seguros stock appears to be overvalued.
The current stock price of R$7.82 is trading 12.2% above its estimated GF Value™ of R$6.97.
GuruFocus considers Wiz Co Participacoes e Corretagem de Seguros to be Modestly Overvalued.
Key valuation signals for BSP:WIZC3:
Sloan Ratio %: -9.96%
GF Value™: R$6.97 vs. price of R$7.82 (12.2% above fair value)
No single metric tells the full story. See the BSP:WIZC3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Wiz Co Participacoes e Corretagem de Seguros SA is Brazilian insurance brokerage company. It is engaged in developing and implementing business optimization solutions, combining financial and insurance services to meet customer's needs. The company acts as a broker between insurer and bank and it is involved in the sale of individual and corporate insurance products, pension plans, capitalization plans, and consortiums, in the distribution channels. Its insurance products includes life insurance policies, mortgage insurance, credit insurance, auto insurance, residential property insurance, Business Multi-Risk Insurance and other products.
88GF Score
Get the complete analysis for BSP:WIZC3
Sloan Ratio % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BSP:WIZC3 has been successfully added to your 
