Wiz Co Participacoes e Corretagem de Seguros (BSP:WIZC3) Debt-to-Equity: 0.51 (As of Jun. 2026) — 14% Below Median

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BSP:WIZC3 Wiz Co Participacoes e Corretagem de Seguros SA BSP:WIZC3
88 GF Score
Price R$7.82
GF Value R$7.03
Valuation Modestly Overvalued
! 2 Warning Signs
View Full Analysis

What is Wiz Co Participacoes e Corretagem de Seguros Debt-to-Equity?

Wiz Co Participacoes e Corretagem de Seguros BSP:WIZC3 -2.98% 88 Debt-to-Equity is 0.51 as of Jun. 2026, which is 14% below its 10-year median of 0.59. GuruFocus rates BSP:WIZC3 with a GF Score™ of 88/100 and a GF Value™ of R$7.03 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 396 Insurance companies, Wiz Co Participacoes e Corretagem de Seguros ranks worse than 78.54% on this metric.

Wiz Co Participacoes e Corretagem de Seguros's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was R$37 Mil. Wiz Co Participacoes e Corretagem de Seguros's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was R$339 Mil. Wiz Co Participacoes e Corretagem de Seguros's Total Stockholders Equity for the quarter that ended in Jun. 2026 was R$741 Mil. Wiz Co Participacoes e Corretagem de Seguros's debt to equity for the quarter that ended in Jun. 2026 was 0.51.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Wiz Co Participacoes e Corretagem de Seguros's Debt-to-Equity or its related term are showing as below:

BSP:WIZC3' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.01   Med: 0.59   Max: 1.23
Current: 0.51

During the past 13 years, the highest Debt-to-Equity Ratio of Wiz Co Participacoes e Corretagem de Seguros was 1.23. The lowest was 0.01. And the median was 0.59.

BSP:WIZC3's Debt-to-Equity is ranked worse than
78.54% of 396 companies
in the Insurance industry
Industry Median: 0.21 vs BSP:WIZC3: 0.51

Wiz Co Participacoes e Corretagem de Seguros  (BSP:WIZC3) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Wiz Co Participacoes e Corretagem de Seguros Debt-to-Equity Related Terms


Wiz Co Participacoes e Corretagem de Seguros Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Wiz Co Participacoes e Corretagem de Seguros's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Wiz Co Participacoes e Corretagem de Seguros Debt-to-Equity Chart

Wiz Co Participacoes e Corretagem de Seguros Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.75 1.02 0.76 0.65 0.57

Wiz Co Participacoes e Corretagem de Seguros Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.65 0.57 0.57 0.54 0.51

BSP:WIZC3 vs MRSH, AON, AJG: Debt-to-Equity Comparison

For the Insurance Brokers subindustry, Wiz Co Participacoes e Corretagem de Seguros's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Wiz Co Participacoes e Corretagem de Seguros Debt-to-Equity vs Insurance Industry

For the Insurance industry and Financial Services sector, Wiz Co Participacoes e Corretagem de Seguros's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Wiz Co Participacoes e Corretagem de Seguros's Debt-to-Equity falls into.


BSP:WIZC3
88GF Score
Wiz Co Participacoes e Corretagem de Seguros SA BSP:WIZC3
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Wiz Co Participacoes e Corretagem de Seguros Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Wiz Co Participacoes e Corretagem de Seguros's Debt to Equity Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Wiz Co Participacoes e Corretagem de Seguros's Debt to Equity Ratio for the quarter that ended in Jun. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.51 mean?
Wiz Co Participacoes e Corretagem de Seguros (BSP:WIZC3) has a Debt-to-Equity of 0.51 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Wiz Co Participacoes e Corretagem de Seguros and its competitors. This is 14% below median its historical median of 0.59. Over the past decade, Wiz Co Participacoes e Corretagem de Seguros' Debt-to-Equity has ranged from 0.01 to 1.23. According to the industry distribution chart, Wiz Co Participacoes e Corretagem de Seguros ranks #311 out of 396 companies in the Insurance industry, placing it in the top 78.5%.
Is Wiz Co Participacoes e Corretagem de Seguros' Debt-to-Equity too high?
Wiz Co Participacoes e Corretagem de Seguros' current Debt-to-Equity of 0.51 is 14% below median its 10-year median of 0.59. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 1.23. The Insurance industry median Debt-to-Equity is 0.21. Wiz Co Participacoes e Corretagem de Seguros' value of 0.51 is 142.9% above this industry median. Based on the distribution chart, Wiz Co Participacoes e Corretagem de Seguros ranks #311 out of 396 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Wiz Co Participacoes e Corretagem de Seguros has a GF Score™ of 88/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Wiz Co Participacoes e Corretagem de Seguros' Debt-to-Equity compare to MRSH and AON?
According to the Insurance industry distribution chart, Wiz Co Participacoes e Corretagem de Seguros ranks #311 out of 396 companies for Debt-to-Equity. This places Wiz Co Participacoes e Corretagem de Seguros in the lower half of its industry. The industry median Debt-to-Equity is 0.21. Wiz Co Participacoes e Corretagem de Seguros' value of 0.51 is 142.9% above this benchmark. Historically, Wiz Co Participacoes e Corretagem de Seguros' own Debt-to-Equity has ranged from 0.01 to 1.23 over the past decade. While the company's 10-year median is 0.59 vs. the industry median of 0.21, Wiz Co Participacoes e Corretagem de Seguros has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Insurance company?
The median Debt-to-Equity among Insurance companies is 0.21, based on 396 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Wiz Co Participacoes e Corretagem de Seguros's current Debt-to-Equity of 0.51 is 142.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Wiz Co Participacoes e Corretagem de Seguros and its competitors. For the Insurance industry, the median Debt-to-Equity is 0.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wiz Co Participacoes e Corretagem de Seguros's current Debt-to-Equity is 0.51, which is 14% below median its own 10-year median of 0.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wiz Co Participacoes e Corretagem de Seguros stock overvalued right now?
Based on GuruFocus' analysis, Wiz Co Participacoes e Corretagem de Seguros (BSP:WIZC3) is currently considered Modestly Overvalued. The stock's GF Value™ is R$7.03, compared to a current price of R$7.82 — trading 11.2% above its estimated fair value. The current Debt-to-Equity is 0.51, which is 14% below median its 10-year median of 0.59 and 142.9% above the Insurance industry median of 0.21. Wiz Co Participacoes e Corretagem de Seguros' overall GF Score™ is 88/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Wiz Co Participacoes e Corretagem de Seguros (BSP:WIZC3), the current Debt-to-Equity is 0.51 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Wiz Co Participacoes e Corretagem de Seguros (BSP:WIZC3) Overvalued in 2026?

Based on GuruFocus' analysis, Wiz Co Participacoes e Corretagem de Seguros stock appears to be overvalued. The current stock price of R$7.82 is trading 11.2% above its estimated GF Value™ of R$7.03. GuruFocus considers Wiz Co Participacoes e Corretagem de Seguros to be Modestly Overvalued.

Key valuation signals for BSP:WIZC3:

  • Debt-to-Equity: 0.51 (14% below median its 10-year median of 0.59)
  • GF Value™: R$7.03 vs. price of R$7.82 (11.2% above fair value)
  • GF Score™: 88/100 with 2 warning signs
  • Industry Position: 142.9% above the Insurance median (#311 of 396)

No single metric tells the full story. See the BSP:WIZC3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Wiz Co Participacoes e Corretagem de Seguros Business Description

Address Setor Comercial Norte, Quadra 02, Liberty Mall, Tower B, 13th Floor, Room 1301, Brasilia, DF, BRA, 70712-904
Wiz Co Participacoes e Corretagem de Seguros SA is Brazilian insurance brokerage company. It is engaged in developing and implementing business optimization solutions, combining financial and insurance services to meet customer's needs. The company acts as a broker between insurer and bank and it is involved in the sale of individual and corporate insurance products, pension plans, capitalization plans, and consortiums, in the distribution channels. Its insurance products includes life insurance policies, mortgage insurance, credit insurance, auto insurance, residential property insurance, Business Multi-Risk Insurance and other products.
88GF Score

Get the complete analysis for BSP:WIZC3

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$7.82
Price
R$7.03
GF Value