Wiz Co Participacoes e Corretagem de Seguros (BSP:WIZC3) Cyclically Adjusted FCF per Share: R$2.44 (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BSP:WIZC3 Wiz Co Participacoes e Corretagem de Seguros SA BSP:WIZC3
90 GF Score
Price R$8.17
GF Value R$7.42
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is Wiz Co Participacoes e Corretagem de Seguros Cyclically Adjusted FCF per Share?

Wiz Co Participacoes e Corretagem de Seguros BSP:WIZC3 -0.12% 90 Cyclically Adjusted FCF per Share is R$2.44 as of Mar. 2026. GuruFocus rates BSP:WIZC3 with a GF Score™ of 90/100 and a GF Value™ of R$7.42 (Fairly Valued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Wiz Co Participacoes e Corretagem de Seguros's adjusted free cash flow per share for the three months ended in Mar. 2026 was R$0.357. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is R$2.44 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Wiz Co Participacoes e Corretagem de Seguros's average Cyclically Adjusted FCF Growth Rate was 12.40% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was -44.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Wiz Co Participacoes e Corretagem de Seguros was -44.50% per year. The lowest was -44.50% per year. And the median was -44.50% per year.

As of today (2026-07-29), Wiz Co Participacoes e Corretagem de Seguros's current stock price is R$8.17. Wiz Co Participacoes e Corretagem de Seguros's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was R$2.44. Wiz Co Participacoes e Corretagem de Seguros's Cyclically Adjusted Price-to-FCF of today is 3.35.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Wiz Co Participacoes e Corretagem de Seguros was 4.14. The lowest was 0.37. And the median was 2.59.


Wiz Co Participacoes e Corretagem de Seguros  (BSP:WIZC3) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Wiz Co Participacoes e Corretagem de Seguros's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=8.17/2.44
=3.35

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Wiz Co Participacoes e Corretagem de Seguros was 4.14. The lowest was 0.37. And the median was 2.59.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Wiz Co Participacoes e Corretagem de Seguros Cyclically Adjusted FCF per Share Related Terms


Wiz Co Participacoes e Corretagem de Seguros Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Wiz Co Participacoes e Corretagem de Seguros's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Wiz Co Participacoes e Corretagem de Seguros Cyclically Adjusted FCF per Share Chart

Wiz Co Participacoes e Corretagem de Seguros Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 14.05 13.46 2.09 2.40

Wiz Co Participacoes e Corretagem de Seguros Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.17 2.27 2.34 2.40 2.44

BSP:WIZC3 vs MRSH, AON, AJG: Cyclically Adjusted FCF per Share Comparison

For the Insurance Brokers subindustry, Wiz Co Participacoes e Corretagem de Seguros's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Wiz Co Participacoes e Corretagem de Seguros Cyclically Adjusted Price-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Wiz Co Participacoes e Corretagem de Seguros's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Wiz Co Participacoes e Corretagem de Seguros's Cyclically Adjusted Price-to-FCF falls into.


BSP:WIZC3
90GF Score
Wiz Co Participacoes e Corretagem de Seguros SA BSP:WIZC3
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Wiz Co Participacoes e Corretagem de Seguros Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Wiz Co Participacoes e Corretagem de Seguros's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.357/175.0655*175.0655
=0.357

Current CPI (Mar. 2026) = 175.0655.

Wiz Co Participacoes e Corretagem de Seguros Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 0.331 108.851 0.532
201609 0.279 109.986 0.444
201612 0.244 110.802 0.386
201703 0.332 111.869 0.520
201706 0.238 112.115 0.372
201709 0.400 112.777 0.621
201712 0.263 114.068 0.404
201803 0.126 114.868 0.192
201806 0.331 117.038 0.495
201809 0.431 117.881 0.640
201812 0.298 118.340 0.441
201903 0.415 120.124 0.605
201906 0.369 120.977 0.534
201909 0.330 121.292 0.476
201912 0.539 123.436 0.764
202003 0.426 124.092 0.601
202006 0.551 123.557 0.781
202009 0.741 125.095 1.037
202012 0.615 129.012 0.835
202103 0.173 131.660 0.230
202106 0.427 133.871 0.558
202109 0.275 137.913 0.349
202112 0.380 141.992 0.469
202203 0.286 146.537 0.342
202206 0.355 149.784 0.415
202209 0.693 147.800 0.821
202212 0.996 150.207 1.161
202303 0.093 153.352 0.106
202306 0.793 154.519 0.898
202309 0.654 155.464 0.736
202312 0.697 157.148 0.776
202403 0.694 159.372 0.762
202406 1.224 161.052 1.331
202409 0.436 162.342 0.470
202412 0.679 164.740 0.722
202503 0.821 168.102 0.855
202506 0.745 169.670 0.769
202509 0.823 170.739 0.844
202512 0.731 171.765 0.745
202603 0.357 175.066 0.357

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of R$2.44 mean?
Wiz Co Participacoes e Corretagem de Seguros (BSP:WIZC3) has a Cyclically Adjusted FCF per Share of R$2.44 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Wiz Co Participacoes e Corretagem de Seguros and its competitors.
Is Wiz Co Participacoes e Corretagem de Seguros' Cyclically Adjusted FCF per Share too high?
Wiz Co Participacoes e Corretagem de Seguros' current Cyclically Adjusted FCF per Share is R$2.44. Overall, Wiz Co Participacoes e Corretagem de Seguros has a GF Score™ of 90/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Wiz Co Participacoes e Corretagem de Seguros' Cyclically Adjusted FCF per Share compare to MRSH and AON?
Wiz Co Participacoes e Corretagem de Seguros' Cyclically Adjusted FCF per Share of R$2.44 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for an Insurance company?
A good Cyclically Adjusted FCF per Share depends on the Insurance industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Wiz Co Participacoes e Corretagem de Seguros and its competitors. Wiz Co Participacoes e Corretagem de Seguros's current Cyclically Adjusted FCF per Share is R$2.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wiz Co Participacoes e Corretagem de Seguros stock overvalued right now?
Based on GuruFocus' analysis, Wiz Co Participacoes e Corretagem de Seguros (BSP:WIZC3) is currently considered Fairly Valued. The stock's GF Value™ is R$7.42, compared to a current price of R$8.17 — trading 10.1% above its estimated fair value. The current Cyclically Adjusted FCF per Share is R$2.44. Wiz Co Participacoes e Corretagem de Seguros' overall GF Score™ is 90/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Wiz Co Participacoes e Corretagem de Seguros (BSP:WIZC3), the current Cyclically Adjusted FCF per Share is R$2.44 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Wiz Co Participacoes e Corretagem de Seguros (BSP:WIZC3) Overvalued in 2026?

Based on GuruFocus' analysis, Wiz Co Participacoes e Corretagem de Seguros stock appears to be overvalued. The current stock price of R$8.17 is trading 10.1% above its estimated GF Value™ of R$7.42. GuruFocus considers Wiz Co Participacoes e Corretagem de Seguros to be Fairly Valued.

Key valuation signals for BSP:WIZC3:

  • Cyclically Adjusted FCF per Share: R$2.44
  • GF Value™: R$7.42 vs. price of R$8.17 (10.1% above fair value)
  • GF Score™: 90/100 with 2 warning signs

No single metric tells the full story. See the BSP:WIZC3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Wiz Co Participacoes e Corretagem de Seguros Business Description

Address Setor Comercial Norte, Quadra 02, Liberty Mall, Tower B, 13th Floor, Room 1301, Brasilia, DF, BRA, 70712-904
Wiz Co Participacoes e Corretagem de Seguros SA is Brazilian insurance brokerage company. It is engaged in developing and implementing business optimization solutions, combining financial and insurance services to meet customer's needs. The company acts as a broker between insurer and bank and it is involved in the sale of individual and corporate insurance products, pension plans, capitalization plans, and consortiums, in the distribution channels. Its insurance products includes life insurance policies, mortgage insurance, credit insurance, auto insurance, residential property insurance, Business Multi-Risk Insurance and other products.
90GF Score

Get the complete analysis for BSP:WIZC3

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$8.17
Price
R$7.42
GF Value