Wiz Co Participacoes e Corretagem de Seguros (BSP:WIZC3) Margin of Safety % (DCF Dividends Based): 55.16% (As of Jul. 14, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BSP:WIZC3 Wiz Co Participacoes e Corretagem de Seguros SA BSP:WIZC3
88 GF Score
Price R$8.48
GF Value R$7.48
Valuation Modestly Overvalued
! 2 Warning Signs
View Full Analysis

What is Wiz Co Participacoes e Corretagem de Seguros Margin of Safety % (DCF Dividends Based)?

Wiz Co Participacoes e Corretagem de Seguros BSP:WIZC3 -0.35% 88 Margin of Safety % (DCF Dividends Based) is 55.16% as of Jul. 14, 2026. GuruFocus rates BSP:WIZC3 with a GF Score™ of 88/100 and a GF Value™ of R$7.48 (Modestly Overvalued). The stock has 2 warning signs investors should review.

Margin of Safety % (DCF Dividends Based) = (Intrinsic Value: DCF (Dividends Based) - Current Price) / Intrinsic Value: DCF (Dividends Based).

Note: Discounted Dividend model is only suitable for companies who have a consistant distribution history with more than 5 years. If the company's dividends does not remain steady over a long period, results may not be accurate due to the low consistency. The model is also only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, the data will not be stored into our database.

As of today (2026-07-14), Wiz Co Participacoes e Corretagem de Seguros's Predictability Rank is 5-Stars. Wiz Co Participacoes e Corretagem de Seguros's intrinsic value calculated from the Discounted Dividend model is R$15.75 and current share price is R$8.48. Consequently,

Wiz Co Participacoes e Corretagem de Seguros's Margin of Safety % (DCF Dividends Based) using Discounted Dividend model is 55.16%.


BSP:WIZC3 vs MRSH, AON, AJG: Margin of Safety % (DCF Dividends Based) Comparison

For the Insurance Brokers subindustry, Wiz Co Participacoes e Corretagem de Seguros's Margin of Safety % (DCF Dividends Based), along with its competitors' market caps and Margin of Safety % (DCF Dividends Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Wiz Co Participacoes e Corretagem de Seguros Margin of Safety % (DCF Dividends Based) vs Insurance Industry

For the Insurance industry and Financial Services sector, Wiz Co Participacoes e Corretagem de Seguros's Margin of Safety % (DCF Dividends Based) distribution charts can be found below:

* The bar in red indicates where Wiz Co Participacoes e Corretagem de Seguros's Margin of Safety % (DCF Dividends Based) falls into.


BSP:WIZC3
88GF Score
Wiz Co Participacoes e Corretagem de Seguros SA BSP:WIZC3
Margin of Safety % (DCF Dividends Based) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Wiz Co Participacoes e Corretagem de Seguros Margin of Safety % (DCF Dividends Based) Calculation

Wiz Co Participacoes e Corretagem de Seguros's Margin of Safety % (DCF Dividends Based) for today is calculated as

Margin of Safety % (DCF Dividends Based)=(Intrinsic Value: DCF (Dividends Based)-Current Price)/Intrinsic Value: DCF (Dividends Based)
=(18.91-8.48)/18.91
=55.16 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Dividend model with default parameters.

What does a Margin of Safety % (DCF Dividends Based) of 55.16% mean?
Wiz Co Participacoes e Corretagem de Seguros (BSP:WIZC3) has a Margin of Safety % (DCF Dividends Based) of 55.16% as of Jul. 14, 2026. Margin of Safety % (DCF Dividends Based) is the percent difference between the current price and the intrinsic DCF Dividends price. View historical data on Wiz Co Participacoes e Corretagem de Seguros.
Is Wiz Co Participacoes e Corretagem de Seguros' Margin of Safety % (DCF Dividends Based) too high?
Wiz Co Participacoes e Corretagem de Seguros' current Margin of Safety % (DCF Dividends Based) is 55.16%. Overall, Wiz Co Participacoes e Corretagem de Seguros has a GF Score™ of 88/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Wiz Co Participacoes e Corretagem de Seguros' Margin of Safety % (DCF Dividends Based) compare to MRSH and AON?
Wiz Co Participacoes e Corretagem de Seguros' Margin of Safety % (DCF Dividends Based) of 55.16% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Dividends Based) for an Insurance company?
A good Margin of Safety % (DCF Dividends Based) depends on the Insurance industry context. However, Margin of Safety % (DCF Dividends Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Dividends Based) mean?
A high Margin of Safety % (DCF Dividends Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Dividends Based) is the percent difference between the current price and the intrinsic DCF Dividends price. View historical data on Wiz Co Participacoes e Corretagem de Seguros. Wiz Co Participacoes e Corretagem de Seguros's current Margin of Safety % (DCF Dividends Based) is 55.16%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wiz Co Participacoes e Corretagem de Seguros stock overvalued right now?
Based on GuruFocus' analysis, Wiz Co Participacoes e Corretagem de Seguros (BSP:WIZC3) is currently considered Modestly Overvalued. The stock's GF Value™ is R$7.48, compared to a current price of R$8.48 — trading 13.4% above its estimated fair value. The current Margin of Safety % (DCF Dividends Based) is 55.16%. Wiz Co Participacoes e Corretagem de Seguros' overall GF Score™ is 88/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Dividends Based) calculated?
Margin of Safety % (DCF Dividends Based) is calculated from a company's financial statements. For Wiz Co Participacoes e Corretagem de Seguros (BSP:WIZC3), the current Margin of Safety % (DCF Dividends Based) is 55.16% as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Wiz Co Participacoes e Corretagem de Seguros (BSP:WIZC3) Overvalued in 2026?

Based on GuruFocus' analysis, Wiz Co Participacoes e Corretagem de Seguros stock appears to be overvalued. The current stock price of R$8.48 is trading 13.4% above its estimated GF Value™ of R$7.48. GuruFocus considers Wiz Co Participacoes e Corretagem de Seguros to be Modestly Overvalued.

Key valuation signals for BSP:WIZC3:

  • Margin of Safety % (DCF Dividends Based): 55.16%
  • GF Value™: R$7.48 vs. price of R$8.48 (13.4% above fair value)
  • GF Score™: 88/100 with 2 warning signs

No single metric tells the full story. See the BSP:WIZC3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Wiz Co Participacoes e Corretagem de Seguros Business Description

Address Setor Comercial Norte, Quadra 02, Liberty Mall, Tower B, 13th Floor, Room 1301, Brasilia, DF, BRA, 70712-904
Wiz Co Participacoes e Corretagem de Seguros SA is Brazilian insurance brokerage company. It is engaged in developing and implementing business optimization solutions, combining financial and insurance services to meet customer's needs. The company acts as a broker between insurer and bank and it is involved in the sale of individual and corporate insurance products, pension plans, capitalization plans, and consortiums, in the distribution channels. Its insurance products includes life insurance policies, mortgage insurance, credit insurance, auto insurance, residential property insurance, Business Multi-Risk Insurance and other products.
88GF Score

Get the complete analysis for BSP:WIZC3

Margin of Safety % (DCF Dividends Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$8.48
Price
R$7.48
GF Value