Wiz Co Participacoes e Corretagem de Seguros (BSP:WIZC3) Interest Coverage: 8.74 (As of Mar. 2026) — 91% Below Median


BSP:WIZC3 Wiz Co Participacoes e Corretagem de Seguros SA BSP:WIZC3
87 GF Score
Price R$8.04
GF Value R$7.53
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is Wiz Co Participacoes e Corretagem de Seguros Interest Coverage?

Wiz Co Participacoes e Corretagem de Seguros BSP:WIZC3 +1.77% 87 Interest Coverage is 8.74 as of Mar. 2026, which is 91% below its 10-year median of 98.83. GuruFocus rates BSP:WIZC3 with a GF Score™ of 87/100 and a GF Value™ of R$7.53 (Fairly Valued). The stock has 2 warning signs investors should review. Among 351 Insurance companies, Wiz Co Participacoes e Corretagem de Seguros ranks worse than 64.39% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's EBIT by its Interest Expense. Wiz Co Participacoes e Corretagem de Seguros's EBIT for the three months ended in Mar. 2026 was R$130 Mil. Wiz Co Participacoes e Corretagem de Seguros's Interest Expense for the three months ended in Mar. 2026 was R$-15 Mil. Wiz Co Participacoes e Corretagem de Seguros's interest coverage for the quarter that ended in Mar. 2026 was 8.74. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Wiz Co Participacoes e Corretagem de Seguros's Interest Coverage or its related term are showing as below:

BSP:WIZC3' s Interest Coverage Range Over the Past 10 Years
Min: 5.94   Med: 98.83   Max: 1264.35
Current: 9.23


BSP:WIZC3's Interest Coverage is ranked worse than
64.39% of 351 companies
in the Insurance industry
Industry Median: 16.23 vs BSP:WIZC3: 9.23

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Wiz Co Participacoes e Corretagem de Seguros  (BSP:WIZC3) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Wiz Co Participacoes e Corretagem de Seguros Interest Coverage Related Terms


Wiz Co Participacoes e Corretagem de Seguros Interest Coverage Historical Data

* Premium members only.

The historical data trend for Wiz Co Participacoes e Corretagem de Seguros's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Wiz Co Participacoes e Corretagem de Seguros Interest Coverage Chart

Wiz Co Participacoes e Corretagem de Seguros Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 42.71 7.08 5.94 9.87 9.20

Wiz Co Participacoes e Corretagem de Seguros Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.70 9.23 9.88 8.99 8.74

BSP:WIZC3 vs MRSH, AON, AJG: Interest Coverage Comparison

For the Insurance Brokers subindustry, Wiz Co Participacoes e Corretagem de Seguros's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Wiz Co Participacoes e Corretagem de Seguros Interest Coverage vs Insurance Industry

For the Insurance industry and Financial Services sector, Wiz Co Participacoes e Corretagem de Seguros's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Wiz Co Participacoes e Corretagem de Seguros's Interest Coverage falls into.


BSP:WIZC3
87GF Score
Wiz Co Participacoes e Corretagem de Seguros SA BSP:WIZC3
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Wiz Co Participacoes e Corretagem de Seguros Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and EBIT is positive, then

Interest Coverage=-1* EBIT /Interest Expense

Else if Interest Expense is negative and EBIT is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Wiz Co Participacoes e Corretagem de Seguros's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Wiz Co Participacoes e Corretagem de Seguros's Interest Expense was R$-68 Mil. Its EBIT was R$626 Mil. And its Long-Term Debt & Capital Lease Obligation was R$359 Mil.

Interest Coverage=-1* EBIT (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*625.839/-67.993
=9.20

Wiz Co Participacoes e Corretagem de Seguros's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Wiz Co Participacoes e Corretagem de Seguros's Interest Expense was R$-15 Mil. Its EBIT was R$130 Mil. And its Long-Term Debt & Capital Lease Obligation was R$336 Mil.

Interest Coverage=-1* EBIT (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*129.559/-14.823
=8.74

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 8.74 mean?
Wiz Co Participacoes e Corretagem de Seguros (BSP:WIZC3) has a Interest Coverage of 8.74 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Wiz Co Participacoes e Corretagem de Seguros and its competitors. This is 91% below median its historical median of 98.83. Over the past decade, Wiz Co Participacoes e Corretagem de Seguros' Interest Coverage has ranged from 5.94 to 1,264.35. According to the industry distribution chart, Wiz Co Participacoes e Corretagem de Seguros ranks #226 out of 351 companies in the Insurance industry, placing it in the top 64.4%.
Is Wiz Co Participacoes e Corretagem de Seguros' Interest Coverage too high?
Wiz Co Participacoes e Corretagem de Seguros' current Interest Coverage of 8.74 is 91% below median its 10-year median of 98.83. Over the past 10 years, this metric has ranged from a low of 5.94 to a high of 1,264.35. The Insurance industry median Interest Coverage is 16.23. Wiz Co Participacoes e Corretagem de Seguros' value of 8.74 is 46.1% below this industry median. Based on the distribution chart, Wiz Co Participacoes e Corretagem de Seguros ranks #226 out of 351 companies in the Insurance industry, which is below the industry midpoint. Overall, Wiz Co Participacoes e Corretagem de Seguros has a GF Score™ of 87/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Wiz Co Participacoes e Corretagem de Seguros' Interest Coverage compare to MRSH and AON?
According to the Insurance industry distribution chart, Wiz Co Participacoes e Corretagem de Seguros ranks #226 out of 351 companies for Interest Coverage. This places Wiz Co Participacoes e Corretagem de Seguros in the lower half of its industry. The industry median Interest Coverage is 16.23. Wiz Co Participacoes e Corretagem de Seguros' value of 8.74 is 46.1% below this benchmark. Historically, Wiz Co Participacoes e Corretagem de Seguros' own Interest Coverage has ranged from 5.94 to 1,264.35 over the past decade. While the company's 10-year median is 98.83 vs. the industry median of 16.23, Wiz Co Participacoes e Corretagem de Seguros has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.23, based on 351 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Wiz Co Participacoes e Corretagem de Seguros's current Interest Coverage of 8.74 is 46.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Wiz Co Participacoes e Corretagem de Seguros and its competitors. For the Insurance industry, the median Interest Coverage is 16.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wiz Co Participacoes e Corretagem de Seguros's current Interest Coverage is 8.74, which is 91% below median its own 10-year median of 98.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wiz Co Participacoes e Corretagem de Seguros stock overvalued right now?
Based on GuruFocus' analysis, Wiz Co Participacoes e Corretagem de Seguros (BSP:WIZC3) is currently considered Fairly Valued. The stock's GF Value™ is R$7.53, compared to a current price of R$8.04 — trading 6.8% above its estimated fair value. The current Interest Coverage is 8.74, which is 91% below median its 10-year median of 98.83 and 46.1% below the Insurance industry median of 16.23. Wiz Co Participacoes e Corretagem de Seguros' overall GF Score™ is 87/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Wiz Co Participacoes e Corretagem de Seguros (BSP:WIZC3), the current Interest Coverage is 8.74 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Wiz Co Participacoes e Corretagem de Seguros (BSP:WIZC3) Overvalued in 2026?

Based on GuruFocus' analysis, Wiz Co Participacoes e Corretagem de Seguros stock appears to be overvalued. The current stock price of R$8.04 is trading 6.8% above its estimated GF Value™ of R$7.53. GuruFocus considers Wiz Co Participacoes e Corretagem de Seguros to be Fairly Valued.

Key valuation signals for BSP:WIZC3:

  • Interest Coverage: 8.74 (91% below median its 10-year median of 98.83)
  • GF Value™: R$7.53 vs. price of R$8.04 (6.8% above fair value)
  • GF Score™: 87/100 with 2 warning signs
  • Industry Position: 46.1% below the Insurance median (#226 of 351)

No single metric tells the full story. See the BSP:WIZC3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Wiz Co Participacoes e Corretagem de Seguros Business Description

Address Setor Comercial Norte, Quadra 02, Liberty Mall, Tower B, 13th Floor, Room 1301, Brasilia, DF, BRA, 70712-904
Wiz Co Participacoes e Corretagem de Seguros SA is Brazilian insurance brokerage company. It is engaged in developing and implementing business optimization solutions, combining financial and insurance services to meet customer's needs. The company acts as a broker between insurer and bank and it is involved in the sale of individual and corporate insurance products, pension plans, capitalization plans, and consortiums, in the distribution channels. Its insurance products includes life insurance policies, mortgage insurance, credit insurance, auto insurance, residential property insurance, Business Multi-Risk Insurance and other products.
87GF Score

Get the complete analysis for BSP:WIZC3

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$8.04
Price
R$7.53
GF Value