Al Baraka Bank Egypt (CAI:SAUD) Cyclically Adjusted Book per Share: E£10.85 (As of Jun. 2026)

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CAI:SAUD Al Baraka Bank Egypt CAI:SAUD
68 GF Score
Price E£24.50
GF Value E£19.13
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is Al Baraka Bank Egypt Cyclically Adjusted Book per Share?

Al Baraka Bank Egypt CAI:SAUD +0.04% 68 Cyclically Adjusted Book per Share is E£10.85 as of Jun. 2026. GuruFocus rates CAI:SAUD with a GF Score™ of 68/100 and a GF Value™ of E£19.13 (Modestly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Al Baraka Bank Egypt's adjusted book value per share for the three months ended in Jun. 2026 was E£22.232. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is E£10.85 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Al Baraka Bank Egypt's average Cyclically Adjusted Book Growth Rate was 25.60% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 22.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Al Baraka Bank Egypt was 23.80% per year. The lowest was 22.70% per year. And the median was 23.25% per year.

As of today (2026-08-21), Al Baraka Bank Egypt's current stock price is E£24.50. Al Baraka Bank Egypt's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was E£10.85. Al Baraka Bank Egypt's Cyclically Adjusted PB Ratio of today is 2.26.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Al Baraka Bank Egypt was 2.60. The lowest was 0.83. And the median was 1.55.


Al Baraka Bank Egypt  (CAI:SAUD) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Al Baraka Bank Egypt's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=24.50/10.85
=2.26

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Al Baraka Bank Egypt was 2.60. The lowest was 0.83. And the median was 1.55.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Al Baraka Bank Egypt Cyclically Adjusted Book per Share Related Terms


Al Baraka Bank Egypt Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Al Baraka Bank Egypt's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al Baraka Bank Egypt Cyclically Adjusted Book per Share Chart

Al Baraka Bank Egypt Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.05 5.20 6.15 7.68 9.60

Al Baraka Bank Egypt Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.64 9.15 9.60 10.24 10.85

CAI:SAUD vs PNC, USB: Cyclically Adjusted Book per Share Comparison

For the Banks - Regional subindustry, Al Baraka Bank Egypt's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al Baraka Bank Egypt Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Al Baraka Bank Egypt's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Al Baraka Bank Egypt's Cyclically Adjusted PB Ratio falls into.


CAI:SAUD
68GF Score
Al Baraka Bank Egypt CAI:SAUD
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Al Baraka Bank Egypt Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Al Baraka Bank Egypt's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book= Book Value per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=22.232/333.9520*333.9520
=22.232

Current CPI (Jun. 2026) = 333.9520.

Al Baraka Bank Egypt Quarterly Data

Book Value per Share CPI Adj_Book
201609 2.529 241.428 3.498
201612 2.711 241.432 3.750
201703 0.000 243.801 0.000
201706 3.058 244.955 4.169
201709 3.359 246.819 4.545
201712 3.621 246.524 4.905
201803 3.633 249.554 4.862
201806 3.905 251.989 5.175
201809 4.202 252.439 5.559
201812 4.719 251.233 6.273
201903 4.525 254.202 5.945
201906 4.888 256.143 6.373
201909 5.339 256.759 6.944
201912 5.618 256.974 7.301
202003 5.513 258.115 7.133
202006 5.912 257.797 7.658
202009 6.724 260.280 8.627
202012 6.944 260.474 8.903
202103 7.279 264.877 9.177
202106 7.574 271.696 9.309
202109 6.915 274.310 8.418
202112 8.277 278.802 9.914
202203 8.765 287.504 10.181
202206 9.080 296.311 10.233
202209 9.720 296.808 10.936
202212 10.442 296.797 11.749
202303 10.678 301.836 11.814
202306 11.634 305.109 12.734
202309 12.467 307.789 13.527
202312 13.389 306.746 14.577
202403 13.755 312.332 14.707
202406 14.809 314.175 15.741
202409 16.057 315.301 17.007
202412 17.261 315.605 18.264
202503 17.158 319.799 17.917
202506 18.545 322.561 19.200
202509 19.990 324.800 20.553
202512 21.503 324.054 22.160
202603 20.838 330.213 21.074
202606 22.232 333.952 22.232

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of E£10.85 mean?
Al Baraka Bank Egypt (CAI:SAUD) has a Cyclically Adjusted Book per Share of E£10.85 as of Jun. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Al Baraka Bank Egypt and its competitors.
Is Al Baraka Bank Egypt's Cyclically Adjusted Book per Share too high?
Al Baraka Bank Egypt's current Cyclically Adjusted Book per Share is E£10.85. Overall, Al Baraka Bank Egypt has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Al Baraka Bank Egypt's Cyclically Adjusted Book per Share compare to PNC and USB?
Al Baraka Bank Egypt's Cyclically Adjusted Book per Share of E£10.85 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Al Baraka Bank Egypt and its competitors. Al Baraka Bank Egypt's current Cyclically Adjusted Book per Share is E£10.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Baraka Bank Egypt stock overvalued right now?
Based on GuruFocus' analysis, Al Baraka Bank Egypt (CAI:SAUD) is currently considered Modestly Overvalued. The stock's GF Value™ is E£19.13, compared to a current price of E£24.50 — trading 28.1% above its estimated fair value. The current Cyclically Adjusted Book per Share is E£10.85. Al Baraka Bank Egypt's overall GF Score™ is 68/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Al Baraka Bank Egypt (CAI:SAUD), the current Cyclically Adjusted Book per Share is E£10.85 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al Baraka Bank Egypt (CAI:SAUD) Overvalued in 2026?

Based on GuruFocus' analysis, Al Baraka Bank Egypt stock appears to be overvalued. The current stock price of E£24.50 is trading 28.1% above its estimated GF Value™ of E£19.13. GuruFocus considers Al Baraka Bank Egypt to be Modestly Overvalued.

Key valuation signals for CAI:SAUD:

  • Cyclically Adjusted Book per Share: E£10.85
  • GF Value™: E£19.13 vs. price of E£24.50 (28.1% above fair value)
  • GF Score™: 68/100 with 6 warning signs

No single metric tells the full story. See the CAI:SAUD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al Baraka Bank Egypt Business Description

Address Road 90, P.O. Box 84, City Center, First Sector, Plot 29, 5th Settlement, New Cairo, EGY, 11834
Al Baraka Bank Egypt is a Sharia-compliant banking institution operating across Egypt, offering a comprehensive range of Islamic retail and corporate banking services. The Bank's operations are structured into two main business lines, corporate banking and retail banking, supported by a central corporate center responsible for funding and non-core activities such as the dealing room and proprietary operations. Its products and services include financing and credit facilities such as Musharaka and Mudaraba, as well as retail credit cards, personal financing, mortgages, savings products, debt instruments, and mutual funds.
68GF Score

Get the complete analysis for CAI:SAUD

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

E£24.50
Price
E£19.13
GF Value