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Al Baraka Bank EgyptCAI:SAUD +0.73%71 5-Year Yield-on-Cost % is 4.98 as of Jul. 24, 2026, which is 4% above its 10-year median of 4.81. GuruFocus rates CAI:SAUD with a GF Score™ of 71/100 and a GF Value™ of E£18.17 (Modestly Overvalued). The stock has 1 warning sign investors should review. Among 1,250 Banks companies, Al Baraka Bank Egypt ranks better than 63.92% on this metric.
Al Baraka Bank Egypt's yield on cost for the quarter that ended in Mar. 2026 was 4.98.
The historical rank and industry rank for Al Baraka Bank Egypt's 5-Year Yield-on-Cost % or its related term are showing as below:
CAI:SAUD'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 3.49 Med: 4.81 Max: 8.31
Current: 4.98
During the past 13 years, Al Baraka Bank Egypt's highest Yield on Cost was 8.31. The lowest was 3.49. And the median was 4.81.
CAI:SAUD's 5-Year Yield-on-Cost % is ranked better than 63.92% of 1250
companies
in the Banks industry
Industry Median: 3.885
vs CAI:SAUD: 4.98
Al Baraka Bank Egypt (CAI:SAUD) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Al Baraka Bank Egypt 5-Year Yield-on-Cost % Related Terms
CAI:SAUD vs PNC, USB: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Al Baraka Bank Egypt's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al Baraka Bank Egypt 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Al Baraka Bank Egypt's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Al Baraka Bank Egypt's 5-Year Yield-on-Cost % falls into.
Al Baraka Bank Egypt 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Al Baraka Bank Egypt (CAI:SAUD) has a 5-Year Yield-on-Cost % of 4.98 as of Jul. 24, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Al Baraka Bank Egypt and its competitors. This is near median its historical median of 4.81. Over the past decade, Al Baraka Bank Egypt's 5-Year Yield-on-Cost % has ranged from 3.49 to 8.31. According to the industry distribution chart, Al Baraka Bank Egypt ranks #451 out of 1250 companies in the Banks industry, placing it in the top 36.1%.
Is Al Baraka Bank Egypt's 5-Year Yield-on-Cost % too high?
Al Baraka Bank Egypt's current 5-Year Yield-on-Cost % of 4.98 is near median its 10-year median of 4.81. Over the past 10 years, this metric has ranged from a low of 3.49 to a high of 8.31. The Banks industry median 5-Year Yield-on-Cost % is 3.89. Al Baraka Bank Egypt's value of 4.98 is 28.2% above this industry median. Based on the distribution chart, Al Baraka Bank Egypt ranks #451 out of 1250 companies in the Banks industry, which is above the industry midpoint. Overall, Al Baraka Bank Egypt has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Al Baraka Bank Egypt's 5-Year Yield-on-Cost % compare to PNC and USB?
According to the Banks industry distribution chart, Al Baraka Bank Egypt ranks #451 out of 1250 companies for 5-Year Yield-on-Cost %. This puts Al Baraka Bank Egypt in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.89. Al Baraka Bank Egypt's value of 4.98 is 28.2% above this benchmark. Historically, Al Baraka Bank Egypt's own 5-Year Yield-on-Cost % has ranged from 3.49 to 8.31 over the past decade. While the company's 10-year median is 4.81 vs. the industry median of 3.89, Al Baraka Bank Egypt has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.89, based on 1,250 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Baraka Bank Egypt's current 5-Year Yield-on-Cost % of 4.98 is 28.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Al Baraka Bank Egypt and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Baraka Bank Egypt's current 5-Year Yield-on-Cost % is 4.98, which is near median its own 10-year median of 4.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Baraka Bank Egypt stock overvalued right now?
Based on GuruFocus' analysis, Al Baraka Bank Egypt (CAI:SAUD) is currently considered Modestly Overvalued. The stock's GF Value™ is E£18.17, compared to a current price of E£22.11 — trading 21.7% above its estimated fair value. The current 5-Year Yield-on-Cost % is 4.98, which is near median its 10-year median of 4.81 and 28.2% above the Banks industry median of 3.89. Al Baraka Bank Egypt's overall GF Score™ is 71/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Al Baraka Bank Egypt (CAI:SAUD), the current 5-Year Yield-on-Cost % is 4.98 as of Jul. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Al Baraka Bank Egypt (CAI:SAUD) Overvalued in 2026?
Based on GuruFocus' analysis, Al Baraka Bank Egypt stock appears to be overvalued.
The current stock price of E£22.11 is trading 21.7% above its estimated GF Value™ of E£18.17.
GuruFocus considers Al Baraka Bank Egypt to be Modestly Overvalued.
Key valuation signals for CAI:SAUD:
5-Year Yield-on-Cost %: 4.98 (near median its 10-year median of 4.81)
GF Value™: E£18.17 vs. price of E£22.11 (21.7% above fair value)
Industry Position: 28.2% above the Banks median (#451 of 1250)
No single metric tells the full story. See the CAI:SAUD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al Baraka Bank Egypt is a Sharia-compliant banking institution operating across Egypt, offering a comprehensive range of Islamic retail and corporate banking services. The Bank's operations are structured into two main business lines, corporate banking and retail banking, supported by a central corporate center responsible for funding and non-core activities such as the dealing room and proprietary operations. Its products and services include financing and credit facilities such as Musharaka and Mudaraba, as well as retail credit cards, personal financing, mortgages, savings products, debt instruments, and mutual funds.
71GF Score
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