Al Baraka Bank Egypt (CAI:SAUD) Scaled Net Operating Assets: -0.05 (As of Mar. 2026)


CAI:SAUD Al Baraka Bank Egypt CAI:SAUD
70 GF Score
Price E£21.07
GF Value E£18.50
Valuation Modestly Overvalued
! 1 Warning Sign
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What is Al Baraka Bank Egypt Scaled Net Operating Assets?

Al Baraka Bank Egypt CAI:SAUD +3.13% 70 Scaled Net Operating Assets is -0.05 as of Mar. 2026. GuruFocus rates CAI:SAUD with a GF Score™ of 70/100 and a GF Value™ of E£18.50 (Modestly Overvalued). The stock has 1 warning sign investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Al Baraka Bank Egypt's operating assets for the quarter that ended in Mar. 2026 was E£125,998 Mil. Al Baraka Bank Egypt's operating liabilities for the quarter that ended in Mar. 2026 was E£132,791 Mil. Al Baraka Bank Egypt's Total Assets for the quarter that ended in Dec. 2025 was E£146,049 Mil. Therefore, Al Baraka Bank Egypt's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was -0.05.

CAI:SAUD
70GF Score
Al Baraka Bank Egypt CAI:SAUD
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Al Baraka Bank Egypt Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Al Baraka Bank Egypt's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(118374.961-126146.272)/127771.912
=-0.06

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=146049.381 - 27674.42
=118374.961

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=130410.769 - 4264.497 - 0
=126146.272

Al Baraka Bank Egypt's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(125997.648-132791.279)/146049.381
=-0.05

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=152669.293 - 26671.645
=125997.648

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=137513.859 - 4722.58 - 0
=132791.279

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of -0.05 mean?
Al Baraka Bank Egypt (CAI:SAUD) has a Scaled Net Operating Assets of -0.05 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Al Baraka Bank Egypt and its competitors.
Is Al Baraka Bank Egypt's Scaled Net Operating Assets too high?
Al Baraka Bank Egypt's current Scaled Net Operating Assets is -0.05. Overall, Al Baraka Bank Egypt has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Al Baraka Bank Egypt's Scaled Net Operating Assets compare to PNC and USB?
Al Baraka Bank Egypt's Scaled Net Operating Assets of -0.05 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Al Baraka Bank Egypt and its competitors. Al Baraka Bank Egypt's current Scaled Net Operating Assets is -0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Baraka Bank Egypt stock overvalued right now?
Based on GuruFocus' analysis, Al Baraka Bank Egypt (CAI:SAUD) is currently considered Modestly Overvalued. The stock's GF Value™ is E£18.50, compared to a current price of E£21.07 — trading 13.9% above its estimated fair value. The current Scaled Net Operating Assets is -0.05. Al Baraka Bank Egypt's overall GF Score™ is 70/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Al Baraka Bank Egypt (CAI:SAUD), the current Scaled Net Operating Assets is -0.05 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al Baraka Bank Egypt (CAI:SAUD) Overvalued in 2026?

Based on GuruFocus' analysis, Al Baraka Bank Egypt stock appears to be overvalued. The current stock price of E£21.07 is trading 13.9% above its estimated GF Value™ of E£18.50. GuruFocus considers Al Baraka Bank Egypt to be Modestly Overvalued.

Key valuation signals for CAI:SAUD:

  • Scaled Net Operating Assets: -0.05
  • GF Value™: E£18.50 vs. price of E£21.07 (13.9% above fair value)
  • GF Score™: 70/100 with 1 warning sign

No single metric tells the full story. See the CAI:SAUD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Al Baraka Bank Egypt Business Description

Address Road 90, P.O. Box 84, City Center, First Sector, Plot 29, 5th Settlement, New Cairo, EGY, 11834
Al Baraka Bank Egypt is a Sharia-compliant banking institution operating across Egypt, offering a comprehensive range of Islamic retail and corporate banking services. The Bank's operations are structured into two main business lines, corporate banking and retail banking, supported by a central corporate center responsible for funding and non-core activities such as the dealing room and proprietary operations. Its products and services include financing and credit facilities such as Musharaka and Mudaraba, as well as retail credit cards, personal financing, mortgages, savings products, debt instruments, and mutual funds.
70GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

E£21.07
Price
E£18.50
GF Value