Al Baraka Bank EgyptCAI:SAUD +0.09%70 PEG Ratio is 0.17 as of Jul. 04, 2026, which is 21% above its 10-year median of 0.14. GuruFocus rates CAI:SAUD with a GF Score™ of 70/100 and a GF Value™ of E£18.46 (Modestly Overvalued). The stock has 1 warning sign investors should review. Among 1,228 Banks companies, Al Baraka Bank Egypt ranks better than 96.74% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Al Baraka Bank Egypt's PEG Ratio or its related term are showing as below:
CAI:SAUD'
s PEG Ratio Range Over the Past 10 Years
Min: 0.1 Med: 0.14 Max: 0.24
Current: 0.17
During the past 13 years, Al Baraka Bank Egypt's highest PEG Ratio was 0.24. The lowest was 0.10. And the median was 0.14.
CAI:SAUD's PEG Ratio is ranked better than 96.74% of 1228
companies
in the Banks industry
Industry Median: 1.53
vs CAI:SAUD: 0.17
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Al Baraka Bank Egypt (CAI:SAUD) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Al Baraka Bank Egypt PEG Ratio Related Terms
Al Baraka Bank Egypt PEG Ratio Historical Data
* Premium members only.
The historical data trend for Al Baraka Bank Egypt's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Al Baraka Bank Egypt's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al Baraka Bank Egypt PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Al Baraka Bank Egypt's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Al Baraka Bank Egypt's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Al Baraka Bank Egypt (CAI:SAUD) has a PEG Ratio of 0.17 as of Jul. 04, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Al Baraka Bank Egypt and its competitors. This is 21% above median its historical median of 0.14. Over the past decade, Al Baraka Bank Egypt's PEG Ratio has ranged from 0.10 to 0.24. According to the industry distribution chart, Al Baraka Bank Egypt ranks #40 out of 1228 companies in the Banks industry, placing it in the top 3.3%.
Is Al Baraka Bank Egypt's PEG Ratio too high?
Al Baraka Bank Egypt's current PEG Ratio of 0.17 is 21% above median its 10-year median of 0.14. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 0.24. The Banks industry median PEG Ratio is 1.53. Al Baraka Bank Egypt's value of 0.17 is 88.9% below this industry median. Based on the distribution chart, Al Baraka Bank Egypt ranks #40 out of 1228 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Al Baraka Bank Egypt has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Al Baraka Bank Egypt's PEG Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Al Baraka Bank Egypt ranks #40 out of 1228 companies for PEG Ratio. This places Al Baraka Bank Egypt in the top 3% of its industry — outperforming the majority of peers. The industry median PEG Ratio is 1.53. Al Baraka Bank Egypt's value of 0.17 is 88.9% below this benchmark. Historically, Al Baraka Bank Egypt's own PEG Ratio has ranged from 0.10 to 0.24 over the past decade. While the company's 10-year median is 0.14 vs. the industry median of 1.53, Al Baraka Bank Egypt has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.53, based on 1,228 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Baraka Bank Egypt's current PEG Ratio of 0.17 is 88.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Al Baraka Bank Egypt and its competitors. For the Banks industry, the median PEG Ratio is 1.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Baraka Bank Egypt's current PEG Ratio is 0.17, which is 21% above median its own 10-year median of 0.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Baraka Bank Egypt stock overvalued right now?
Based on GuruFocus' analysis, Al Baraka Bank Egypt (CAI:SAUD) is currently considered Modestly Overvalued. The stock's GF Value™ is E£18.46, compared to a current price of E£21.09 — trading 14.2% above its estimated fair value. The current PEG Ratio is 0.17, which is 21% above median its 10-year median of 0.14 and 88.9% below the Banks industry median of 1.53. Al Baraka Bank Egypt's overall GF Score™ is 70/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Al Baraka Bank Egypt (CAI:SAUD), the current PEG Ratio is 0.17 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Al Baraka Bank Egypt (CAI:SAUD) Overvalued in 2026?
Based on GuruFocus' analysis, Al Baraka Bank Egypt stock appears to be overvalued.
The current stock price of E£21.09 is trading 14.2% above its estimated GF Value™ of E£18.46.
GuruFocus considers Al Baraka Bank Egypt to be Modestly Overvalued.
Key valuation signals for CAI:SAUD:
PEG Ratio: 0.17 (21% above median its 10-year median of 0.14)
GF Value™: E£18.46 vs. price of E£21.09 (14.2% above fair value)
Industry Position: 88.9% below the Banks median (#40 of 1228)
No single metric tells the full story. See the CAI:SAUD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al Baraka Bank Egypt is a Sharia-compliant banking institution operating across Egypt, offering a comprehensive range of Islamic retail and corporate banking services. The Bank's operations are structured into two main business lines, corporate banking and retail banking, supported by a central corporate center responsible for funding and non-core activities such as the dealing room and proprietary operations. Its products and services include financing and credit facilities such as Musharaka and Mudaraba, as well as retail credit cards, personal financing, mortgages, savings products, debt instruments, and mutual funds.
70GF Score
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