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Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Al Baraka Bank Egypt's Total Liabilities for the quarter that ended in Jun. 2026 was E£138,182 Mil. Al Baraka Bank Egypt's Total Assets for the quarter that ended in Jun. 2026 was E£154,356 Mil.
Therefore, Al Baraka Bank Egypt's Liabilities-to-Assets Ratio for the quarter that ended in Jun. 2026 was 0.90.
Al Baraka Bank Egypt (CAI:SAUD) Liabilities-to-Assets Explanation
Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.
Al Baraka Bank Egypt Liabilities-to-Assets Related Terms
Al Baraka Bank Egypt Liabilities-to-Assets Historical Data
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The historical data trend for Al Baraka Bank Egypt's Liabilities-to-Assets can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Al Baraka Bank Egypt's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al Baraka Bank Egypt Liabilities-to-Assets vs Banks Industry
For the Banks industry and Financial Services sector, Al Baraka Bank Egypt's Liabilities-to-Assets distribution charts can be found below:
* The bar in red indicates where Al Baraka Bank Egypt's Liabilities-to-Assets falls into.
Al Baraka Bank Egypt Liabilities-to-Assets Calculation
Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.
Al Baraka Bank Egypt's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Al Baraka Bank Egypt (CAI:SAUD) has a Liabilities-to-Assets of 0.90 as of Jun. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Al Baraka Bank Egypt and its competitors.
Is Al Baraka Bank Egypt's Liabilities-to-Assets too high?
Al Baraka Bank Egypt's current Liabilities-to-Assets is 0.90. Overall, Al Baraka Bank Egypt has a GF Score™ of 57/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Al Baraka Bank Egypt's Liabilities-to-Assets compare to USB?
Al Baraka Bank Egypt's Liabilities-to-Assets of 0.90 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Banks company?
A good Liabilities-to-Assets depends on the Banks industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Al Baraka Bank Egypt and its competitors. Al Baraka Bank Egypt's current Liabilities-to-Assets is 0.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Baraka Bank Egypt stock overvalued right now?
Based on GuruFocus' analysis, Al Baraka Bank Egypt (CAI:SAUD) is currently considered Modestly Overvalued. The stock's GF Value™ is E£18.84, compared to a current price of E£24.01 — trading 27.4% above its estimated fair value. The current Liabilities-to-Assets is 0.90. Al Baraka Bank Egypt's overall GF Score™ is 57/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Al Baraka Bank Egypt (CAI:SAUD), the current Liabilities-to-Assets is 0.90 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Al Baraka Bank Egypt (CAI:SAUD) Overvalued in 2026?
Based on GuruFocus' analysis, Al Baraka Bank Egypt stock appears to be overvalued.
The current stock price of E£24.01 is trading 27.4% above its estimated GF Value™ of E£18.84.
GuruFocus considers Al Baraka Bank Egypt to be Modestly Overvalued.
Key valuation signals for CAI:SAUD:
Liabilities-to-Assets: 0.90
GF Value™: E£18.84 vs. price of E£24.01 (27.4% above fair value)
No single metric tells the full story. See the CAI:SAUD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al Baraka Bank Egypt is a Sharia-compliant banking institution operating across Egypt, offering a comprehensive range of Islamic retail and corporate banking services. The Bank's operations are structured into two main business lines, corporate banking and retail banking, supported by a central corporate center responsible for funding and non-core activities such as the dealing room and proprietary operations. Its products and services include financing and credit facilities such as Musharaka and Mudaraba, as well as retail credit cards, personal financing, mortgages, savings products, debt instruments, and mutual funds.
57GF Score
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