Al Baraka Bank Egypt (CAI:SAUD) Total Payout Ratio: 0.23 (As of Aug. 15, 2026)

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CAI:SAUD Al Baraka Bank Egypt CAI:SAUD
69 GF Score
Price E£23.51
GF Value E£19.28
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Al Baraka Bank Egypt Total Payout Ratio?

Al Baraka Bank Egypt CAI:SAUD +1.12% 69 Total Payout Ratio is 0.23 as of Aug. 15, 2026. GuruFocus rates CAI:SAUD with a GF Score™ of 69/100 and a GF Value™ of E£19.28 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income.

Al Baraka Bank Egypt's current Total Payout Ratio is 0.23.


Al Baraka Bank Egypt Total Payout Ratio Related Terms


Al Baraka Bank Egypt Total Payout Ratio Historical Data

* Premium members only.

The historical data trend for Al Baraka Bank Egypt's Total Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al Baraka Bank Egypt Total Payout Ratio Chart

Al Baraka Bank Egypt Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.10 0.06 0.06 0.07 0.18

Al Baraka Bank Egypt Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Total Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 1.06 0.00

CAI:SAUD vs PNC, USB: Total Payout Ratio Comparison

For the Banks - Regional subindustry, Al Baraka Bank Egypt's Total Payout Ratio, along with its competitors' market caps and Total Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al Baraka Bank Egypt Total Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Al Baraka Bank Egypt's Total Payout Ratio distribution charts can be found below:

* The bar in red indicates where Al Baraka Bank Egypt's Total Payout Ratio falls into.


CAI:SAUD
69GF Score
Al Baraka Bank Egypt CAI:SAUD
Total Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Al Baraka Bank Egypt Total Payout Ratio Calculation

Total Payout Ratio is a measurement showing the proportion of earnings a company pays shareholders in the form of dividends and net stock repurchases.

Al Baraka Bank Egypt's Total Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (0 + 0 + -986.182) / 5644.835
=0.17

Al Baraka Bank Egypt's Total Payout Ratio for the quarter that ended in Jun. 2026 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (0 + 0 + 0) / 1511.139
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Payout Ratio →
What does a Total Payout Ratio of 0.23 mean?
Al Baraka Bank Egypt (CAI:SAUD) has a Total Payout Ratio of 0.23 as of Aug. 15, 2026. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Al Baraka Bank Egypt and its competitors.
Is Al Baraka Bank Egypt's Total Payout Ratio too high?
Al Baraka Bank Egypt's current Total Payout Ratio is 0.23. Overall, Al Baraka Bank Egypt has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Al Baraka Bank Egypt's Total Payout Ratio compare to PNC and USB?
Al Baraka Bank Egypt's Total Payout Ratio of 0.23 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Payout Ratio for a Banks company?
A good Total Payout Ratio depends on the Banks industry context. However, Total Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Payout Ratio mean?
A high Total Payout Ratio can signal that a stock is expensive relative to its fundamentals. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Al Baraka Bank Egypt and its competitors. Al Baraka Bank Egypt's current Total Payout Ratio is 0.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Baraka Bank Egypt stock overvalued right now?
Based on GuruFocus' analysis, Al Baraka Bank Egypt (CAI:SAUD) is currently considered Modestly Overvalued. The stock's GF Value™ is E£19.28, compared to a current price of E£23.51 — trading 21.9% above its estimated fair value. The current Total Payout Ratio is 0.23. Al Baraka Bank Egypt's overall GF Score™ is 69/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Payout Ratio calculated?
Total Payout Ratio is calculated from a company's financial statements. For Al Baraka Bank Egypt (CAI:SAUD), the current Total Payout Ratio is 0.23 as of Aug. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al Baraka Bank Egypt (CAI:SAUD) Overvalued in 2026?

Based on GuruFocus' analysis, Al Baraka Bank Egypt stock appears to be overvalued. The current stock price of E£23.51 is trading 21.9% above its estimated GF Value™ of E£19.28. GuruFocus considers Al Baraka Bank Egypt to be Modestly Overvalued.

Key valuation signals for CAI:SAUD:

  • Total Payout Ratio: 0.23
  • GF Value™: E£19.28 vs. price of E£23.51 (21.9% above fair value)
  • GF Score™: 69/100 with 6 warning signs

No single metric tells the full story. See the CAI:SAUD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al Baraka Bank Egypt Business Description

Address Road 90, P.O. Box 84, City Center, First Sector, Plot 29, 5th Settlement, New Cairo, EGY, 11834
Al Baraka Bank Egypt is a Sharia-compliant banking institution operating across Egypt, offering a comprehensive range of Islamic retail and corporate banking services. The Bank's operations are structured into two main business lines, corporate banking and retail banking, supported by a central corporate center responsible for funding and non-core activities such as the dealing room and proprietary operations. Its products and services include financing and credit facilities such as Musharaka and Mudaraba, as well as retail credit cards, personal financing, mortgages, savings products, debt instruments, and mutual funds.
69GF Score

Get the complete analysis for CAI:SAUD

Total Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

E£23.51
Price
E£19.28
GF Value