Al Baraka Bank Egypt (CAI:SAUD) E10: E£2.63 (As of Mar. 2026)


CAI:SAUD Al Baraka Bank Egypt CAI:SAUD
72 GF Score
Price E£21.10
GF Value E£18.57
Valuation Modestly Overvalued
! 3 Warning Signs
View Full Analysis

What is Al Baraka Bank Egypt E10?

Al Baraka Bank Egypt CAI:SAUD +0.33% 72 E10 is E£2.63 as of Mar. 2026. GuruFocus rates CAI:SAUD with a GF Score™ of 72/100 and a GF Value™ of E£18.57 (Modestly Overvalued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Al Baraka Bank Egypt's adjusted earnings per share data for the three months ended in Mar. 2026 was E£1.123. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is E£2.63 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Al Baraka Bank Egypt's average E10 Growth Rate was 23.50% per year. During the past 3 years, the average E10 Growth Rate was 24.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Al Baraka Bank Egypt was 24.40% per year. The lowest was 21.80% per year. And the median was 23.10% per year.

As of today (2026-06-27), Al Baraka Bank Egypt's current stock price is E£21.10. Al Baraka Bank Egypt's E10 for the quarter that ended in Mar. 2026 was E£2.63. Al Baraka Bank Egypt's Shiller PE Ratio of today is 8.02.

During the past 13 years, the highest Shiller PE Ratio of Al Baraka Bank Egypt was 9.88. The lowest was 3.26. And the median was 6.01.


Al Baraka Bank Egypt  (CAI:SAUD) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Al Baraka Bank Egypt's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=21.10/2.63
=8.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Al Baraka Bank Egypt was 9.88. The lowest was 3.26. And the median was 6.01.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Al Baraka Bank Egypt E10 Related Terms


Al Baraka Bank Egypt E10 Historical Data

* Premium members only.

The historical data trend for Al Baraka Bank Egypt's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al Baraka Bank Egypt E10 Chart

Al Baraka Bank Egypt Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.10 1.30 1.62 1.99 2.50

Al Baraka Bank Egypt Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.13 2.26 2.38 2.50 2.63

CAI:SAUD vs PNC: E10 Comparison

For the Banks - Regional subindustry, Al Baraka Bank Egypt's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al Baraka Bank Egypt Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Al Baraka Bank Egypt's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Al Baraka Bank Egypt's Shiller PE Ratio falls into.


CAI:SAUD
72GF Score
Al Baraka Bank Egypt CAI:SAUD
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Al Baraka Bank Egypt E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Al Baraka Bank Egypt's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.123/330.2130*330.2130
=1.123

Current CPI (Mar. 2026) = 330.2130.

Al Baraka Bank Egypt Quarterly Data

per share eps CPI Adj_EPS
201606 0.176 241.018 0.241
201609 0.116 241.428 0.159
201612 0.280 241.432 0.383
201703 0.215 243.801 0.291
201706 0.220 244.955 0.297
201709 0.301 246.819 0.403
201712 0.113 246.524 0.151
201803 0.272 249.554 0.360
201806 0.294 251.989 0.385
201809 0.305 252.439 0.399
201812 0.329 251.233 0.432
201903 0.366 254.202 0.475
201906 0.387 256.143 0.499
201909 0.448 256.759 0.576
201912 0.061 256.974 0.078
202003 0.358 258.115 0.458
202006 0.385 257.797 0.493
202009 0.689 260.280 0.874
202012 1.348 260.474 1.709
202103 0.322 264.877 0.401
202106 0.485 271.696 0.589
202109 0.598 274.310 0.720
202112 -0.050 278.802 -0.059
202203 0.450 287.504 0.517
202206 0.569 296.311 0.634
202209 0.560 296.808 0.623
202212 0.905 296.797 1.007
202303 0.490 301.836 0.536
202306 0.690 305.109 0.747
202309 0.700 307.789 0.751
202312 1.168 306.746 1.257
202403 0.660 312.332 0.698
202406 0.940 314.175 0.988
202409 1.060 315.301 1.110
202412 0.900 315.605 0.942
202503 1.312 319.799 1.355
202506 1.190 322.561 1.218
202509 1.210 324.800 1.230
202512 1.230 324.054 1.253
202603 1.123 330.213 1.123

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of E£2.63 mean?
Al Baraka Bank Egypt (CAI:SAUD) has a E10 of E£2.63 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Al Baraka Bank Egypt and its competitors.
Is Al Baraka Bank Egypt's E10 too high?
Al Baraka Bank Egypt's current E10 is E£2.63. Overall, Al Baraka Bank Egypt has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Al Baraka Bank Egypt's E10 compare to PNC?
Al Baraka Bank Egypt's E10 of E£2.63 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Al Baraka Bank Egypt and its competitors. Al Baraka Bank Egypt's current E10 is E£2.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Baraka Bank Egypt stock overvalued right now?
Based on GuruFocus' analysis, Al Baraka Bank Egypt (CAI:SAUD) is currently considered Modestly Overvalued. The stock's GF Value™ is E£18.57, compared to a current price of E£21.10 — trading 13.6% above its estimated fair value. The current E10 is E£2.63. Al Baraka Bank Egypt's overall GF Score™ is 72/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Al Baraka Bank Egypt (CAI:SAUD), the current E10 is E£2.63 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al Baraka Bank Egypt (CAI:SAUD) Overvalued in 2026?

Based on GuruFocus' analysis, Al Baraka Bank Egypt stock appears to be overvalued. The current stock price of E£21.10 is trading 13.6% above its estimated GF Value™ of E£18.57. GuruFocus considers Al Baraka Bank Egypt to be Modestly Overvalued.

Key valuation signals for CAI:SAUD:

  • E10: E£2.63
  • GF Value™: E£18.57 vs. price of E£21.10 (13.6% above fair value)
  • GF Score™: 72/100 with 3 warning signs

No single metric tells the full story. See the CAI:SAUD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al Baraka Bank Egypt Business Description

Address Road 90, P.O. Box 84, City Center, First Sector, Plot 29, 5th Settlement, New Cairo, EGY, 11834
Al Baraka Bank Egypt is a Sharia-compliant banking institution operating across Egypt, offering a comprehensive range of Islamic retail and corporate banking services. The Bank's operations are structured into two main business lines, corporate banking and retail banking, supported by a central corporate center responsible for funding and non-core activities such as the dealing room and proprietary operations. Its products and services include financing and credit facilities such as Musharaka and Mudaraba, as well as retail credit cards, personal financing, mortgages, savings products, debt instruments, and mutual funds.
72GF Score

Get the complete analysis for CAI:SAUD

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

E£21.10
Price
E£18.57
GF Value