Al Baraka Bank Egypt (CAI:SAUD) PS Ratio: 1.69 (As of Jul. 09, 2026) — 45% Below Median


CAI:SAUD Al Baraka Bank Egypt CAI:SAUD
75 GF Score
Price E£21.16
GF Value E£18.39
Valuation Modestly Overvalued
! 1 Warning Sign
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What is Al Baraka Bank Egypt PS Ratio?

Al Baraka Bank Egypt CAI:SAUD -2.53% 75 PS Ratio is 1.69 as of Jul. 09, 2026, which is 45% below its 10-year median of 3.09. GuruFocus rates CAI:SAUD with a GF Score™ of 75/100 and a GF Value™ of E£18.39 (Modestly Overvalued). The stock has 1 warning sign investors should review. Among 1,516 Banks companies, Al Baraka Bank Egypt ranks better than 79.95% on this metric.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Al Baraka Bank Egypt's share price is E£21.16. Al Baraka Bank Egypt's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was E£12.52. Hence, Al Baraka Bank Egypt's PS Ratio for today is 1.69.

The historical rank and industry rank for Al Baraka Bank Egypt's PS Ratio or its related term are showing as below:

CAI:SAUD' s PS Ratio Range Over the Past 10 Years
Min: 1.01   Med: 3.09   Max: 5.63
Current: 1.69

During the past 13 years, Al Baraka Bank Egypt's highest PS Ratio was 5.63. The lowest was 1.01. And the median was 3.09.

CAI:SAUD's PS Ratio is ranked better than
79.95% of 1516 companies
in the Banks industry
Industry Median: 3 vs CAI:SAUD: 1.69

Al Baraka Bank Egypt's Revenue per Sharefor the three months ended in Mar. 2026 was E£3.12. Its Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was E£12.52.

Good Sign:

Al Baraka Bank Egypt has shown predictable revenue and earnings growth.

During the past 12 months, the average Revenue per Share Growth Rate of Al Baraka Bank Egypt was 16.60% per year. During the past 3 years, the average Revenue per Share Growth Rate was 34.10% per year. During the past 5 years, the average Revenue per Share Growth Rate was 26.10% per year. During the past 10 years, the average Revenue per Share Growth Rate was 21.10% per year.

During the past 13 years, Al Baraka Bank Egypt's highest 3-Year average Revenue per Share Growth Rate was 34.10% per year. The lowest was 11.30% per year. And the median was 22.60% per year.

Back to Basics: PS Ratio


Al Baraka Bank Egypt  (CAI:SAUD) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Al Baraka Bank Egypt PS Ratio Related Terms


Al Baraka Bank Egypt PS Ratio Historical Data

* Premium members only.

The historical data trend for Al Baraka Bank Egypt's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al Baraka Bank Egypt PS Ratio Chart

Al Baraka Bank Egypt Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.00 1.60 1.77 1.34 1.24

Al Baraka Bank Egypt Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.13 1.01 1.04 1.24 1.56

CAI:SAUD vs PNC, USB: PS Ratio Comparison

For the Banks - Regional subindustry, Al Baraka Bank Egypt's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al Baraka Bank Egypt PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Al Baraka Bank Egypt's PS Ratio distribution charts can be found below:

* The bar in red indicates where Al Baraka Bank Egypt's PS Ratio falls into.


CAI:SAUD
75GF Score
Al Baraka Bank Egypt CAI:SAUD
PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Al Baraka Bank Egypt PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Al Baraka Bank Egypt's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=21.16/12.521
=1.69

Al Baraka Bank Egypt's Share Price of today is E£21.16.
Al Baraka Bank Egypt's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was E£12.52.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 1.69 mean?
Al Baraka Bank Egypt (CAI:SAUD) has a PS Ratio of 1.69 as of Jul. 09, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Al Baraka Bank Egypt and its competitors. This is 45% below median its historical median of 3.09. Over the past decade, Al Baraka Bank Egypt's PS Ratio has ranged from 1.01 to 5.63. According to the industry distribution chart, Al Baraka Bank Egypt ranks #304 out of 1516 companies in the Banks industry, placing it in the top 20.1%.
Is Al Baraka Bank Egypt's PS Ratio too high?
Al Baraka Bank Egypt's current PS Ratio of 1.69 is 45% below median its 10-year median of 3.09. Over the past 10 years, this metric has ranged from a low of 1.01 to a high of 5.63. The Banks industry median PS Ratio is 3.00. Al Baraka Bank Egypt's value of 1.69 is 43.7% below this industry median. Based on the distribution chart, Al Baraka Bank Egypt ranks #304 out of 1516 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Al Baraka Bank Egypt has a GF Score™ of 75/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Al Baraka Bank Egypt's PS Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Al Baraka Bank Egypt ranks #304 out of 1516 companies for PS Ratio. This places Al Baraka Bank Egypt in the top 20% of its industry — outperforming the majority of peers. The industry median PS Ratio is 3.00. Al Baraka Bank Egypt's value of 1.69 is 43.7% below this benchmark. Historically, Al Baraka Bank Egypt's own PS Ratio has ranged from 1.01 to 5.63 over the past decade. While the company's 10-year median is 3.09 vs. the industry median of 3.00, Al Baraka Bank Egypt has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.00, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Baraka Bank Egypt's current PS Ratio of 1.69 is 43.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Al Baraka Bank Egypt and its competitors. For the Banks industry, the median PS Ratio is 3.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Baraka Bank Egypt's current PS Ratio is 1.69, which is 45% below median its own 10-year median of 3.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Baraka Bank Egypt stock overvalued right now?
Based on GuruFocus' analysis, Al Baraka Bank Egypt (CAI:SAUD) is currently considered Modestly Overvalued. The stock's GF Value™ is E£18.39, compared to a current price of E£21.16 — trading 15.1% above its estimated fair value. The current PS Ratio is 1.69, which is 45% below median its 10-year median of 3.09 and 43.7% below the Banks industry median of 3.00. Al Baraka Bank Egypt's overall GF Score™ is 75/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Al Baraka Bank Egypt (CAI:SAUD), the current PS Ratio is 1.69 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al Baraka Bank Egypt (CAI:SAUD) Overvalued in 2026?

Based on GuruFocus' analysis, Al Baraka Bank Egypt stock appears to be overvalued. The current stock price of E£21.16 is trading 15.1% above its estimated GF Value™ of E£18.39. GuruFocus considers Al Baraka Bank Egypt to be Modestly Overvalued.

Key valuation signals for CAI:SAUD:

  • PS Ratio: 1.69 (45% below median its 10-year median of 3.09)
  • GF Value™: E£18.39 vs. price of E£21.16 (15.1% above fair value)
  • GF Score™: 75/100 with 1 warning sign
  • Industry Position: 43.7% below the Banks median (#304 of 1516)

No single metric tells the full story. See the CAI:SAUD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al Baraka Bank Egypt Business Description

Address Road 90, P.O. Box 84, City Center, First Sector, Plot 29, 5th Settlement, New Cairo, EGY, 11834
Al Baraka Bank Egypt is a Sharia-compliant banking institution operating across Egypt, offering a comprehensive range of Islamic retail and corporate banking services. The Bank's operations are structured into two main business lines, corporate banking and retail banking, supported by a central corporate center responsible for funding and non-core activities such as the dealing room and proprietary operations. Its products and services include financing and credit facilities such as Musharaka and Mudaraba, as well as retail credit cards, personal financing, mortgages, savings products, debt instruments, and mutual funds.
75GF Score

Get the complete analysis for CAI:SAUD

PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

E£21.16
Price
E£18.39
GF Value