Al Baraka Bank Egypt (CAI:SAUD) Retained Earnings: E£8,578 Mil (As of Mar. 2026)

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CAI:SAUD Al Baraka Bank Egypt CAI:SAUD
70 GF Score
Price E£22.59
GF Value E£18.14
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Al Baraka Bank Egypt Retained Earnings?

Al Baraka Bank Egypt CAI:SAUD +2.17% 70 Retained Earnings is E£8,578 Mil as of Mar. 2026. GuruFocus rates CAI:SAUD with a GF Score™ of 70/100 and a GF Value™ of E£18.14 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Al Baraka Bank Egypt's retained earnings for the quarter that ended in Mar. 2026 was E£8,578 Mil.

Al Baraka Bank Egypt's quarterly retained earnings increased from Sep. 2025 (E£8,028 Mil) to Dec. 2025 (E£9,080 Mil) but then declined from Dec. 2025 (E£9,080 Mil) to Mar. 2026 (E£8,578 Mil).

Al Baraka Bank Egypt's annual retained earnings increased from Dec. 2023 (E£3,709 Mil) to Dec. 2024 (E£6,272 Mil) and increased from Dec. 2024 (E£6,272 Mil) to Dec. 2025 (E£9,080 Mil).


Al Baraka Bank Egypt  (CAI:SAUD) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Al Baraka Bank Egypt Retained Earnings Historical Data

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The historical data trend for Al Baraka Bank Egypt's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al Baraka Bank Egypt Retained Earnings Chart

Al Baraka Bank Egypt Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,277.50 1,897.01 3,708.59 6,271.69 9,080.01

Al Baraka Bank Egypt Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6,209.40 7,206.69 8,027.64 9,080.01 8,577.86
CAI:SAUD
70GF Score
Al Baraka Bank Egypt CAI:SAUD
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Al Baraka Bank Egypt Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of E£8,578 Mil mean?
Al Baraka Bank Egypt (CAI:SAUD) has a Retained Earnings of E£8,578 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Al Baraka Bank Egypt and its competitors.
Is Al Baraka Bank Egypt's Retained Earnings too high?
Al Baraka Bank Egypt's current Retained Earnings is E£8,578 Mil. Overall, Al Baraka Bank Egypt has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Al Baraka Bank Egypt's Retained Earnings compare to PNC and USB?
Al Baraka Bank Egypt's Retained Earnings of E£8,578 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Al Baraka Bank Egypt and its competitors. Al Baraka Bank Egypt's current Retained Earnings is E£8,578 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Baraka Bank Egypt stock overvalued right now?
Based on GuruFocus' analysis, Al Baraka Bank Egypt (CAI:SAUD) is currently considered Modestly Overvalued. The stock's GF Value™ is E£18.14, compared to a current price of E£22.59 — trading 24.5% above its estimated fair value. The current Retained Earnings is E£8,578 Mil. Al Baraka Bank Egypt's overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Al Baraka Bank Egypt (CAI:SAUD), the current Retained Earnings is E£8,578 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al Baraka Bank Egypt (CAI:SAUD) Overvalued in 2026?

Based on GuruFocus' analysis, Al Baraka Bank Egypt stock appears to be overvalued. The current stock price of E£22.59 is trading 24.5% above its estimated GF Value™ of E£18.14. GuruFocus considers Al Baraka Bank Egypt to be Modestly Overvalued.

Key valuation signals for CAI:SAUD:

  • Retained Earnings: E£8,578 Mil
  • GF Value™: E£18.14 vs. price of E£22.59 (24.5% above fair value)
  • GF Score™: 70/100 with 5 warning signs

No single metric tells the full story. See the CAI:SAUD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al Baraka Bank Egypt Business Description

Address Road 90, P.O. Box 84, City Center, First Sector, Plot 29, 5th Settlement, New Cairo, EGY, 11834
Al Baraka Bank Egypt is a Sharia-compliant banking institution operating across Egypt, offering a comprehensive range of Islamic retail and corporate banking services. The Bank's operations are structured into two main business lines, corporate banking and retail banking, supported by a central corporate center responsible for funding and non-core activities such as the dealing room and proprietary operations. Its products and services include financing and credit facilities such as Musharaka and Mudaraba, as well as retail credit cards, personal financing, mortgages, savings products, debt instruments, and mutual funds.
70GF Score

Get the complete analysis for CAI:SAUD

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

E£22.59
Price
E£18.14
GF Value