DBIN (Dacotah Banks) Cyclically Adjusted Book per Share: $36.36 (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DBIN Dacotah Banks Inc DBIN
66 GF Score
Price $50.00
GF Value $47.48
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Dacotah Banks Cyclically Adjusted Book per Share?

Dacotah Banks DBIN 66 Cyclically Adjusted Book per Share is $36.36 as of Mar. 2026. GuruFocus rates DBIN with a GF Score™ of 66/100 and a GF Value™ of $47.48 (Fairly Valued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Dacotah Banks's adjusted book value per share for the three months ended in Mar. 2026 was $42.899. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $36.36 for the trailing ten years ended in Mar. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

As of today (2026-07-31), Dacotah Banks's current stock price is $50.00. Dacotah Banks's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was $36.36. Dacotah Banks's Cyclically Adjusted PB Ratio of today is 1.38.

During the past 11 years, the highest Cyclically Adjusted PB Ratio of Dacotah Banks was 1.33. The lowest was 0.98. And the median was 1.15.


Dacotah Banks  (OTCPK:DBIN) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Dacotah Banks's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=50.00/36.36
=1.38

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 11 years, the highest Cyclically Adjusted PB Ratio of Dacotah Banks was 1.33. The lowest was 0.98. And the median was 1.15.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Dacotah Banks Cyclically Adjusted Book per Share Related Terms


Dacotah Banks Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Dacotah Banks's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dacotah Banks Cyclically Adjusted Book per Share Chart

Dacotah Banks Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 35.36

Dacotah Banks Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 34.87 35.26 35.36 36.36

DBIN vs BSRR, HBCP, FBIZ: Cyclically Adjusted Book per Share Comparison

For the Banks - Regional subindustry, Dacotah Banks's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dacotah Banks Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Dacotah Banks's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Dacotah Banks's Cyclically Adjusted PB Ratio falls into.


DBIN
66GF Score
Dacotah Banks Inc DBIN
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Dacotah Banks Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Dacotah Banks's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=42.899/330.2130*330.2130
=42.899

Current CPI (Mar. 2026) = 330.2130.

Dacotah Banks Quarterly Data

Book Value per Share CPI Adj_Book
201603 22.122 238.132 30.676
201606 22.735 241.018 31.149
201609 22.997 241.428 31.454
201612 23.348 241.432 31.934
201703 23.635 243.801 32.012
201706 24.203 244.955 32.627
201709 24.539 246.819 32.830
201712 24.498 246.524 32.814
201803 24.714 249.554 32.702
201806 25.372 251.989 33.248
201809 25.797 252.439 33.745
201812 26.482 251.233 34.807
201903 26.936 254.202 34.990
201906 27.767 256.143 35.797
201909 28.385 256.759 36.505
201912 29.039 256.974 37.315
202003 29.676 258.115 37.965
202006 30.811 257.797 39.466
202009 31.193 260.280 39.574
202012 31.507 260.474 39.943
202103 31.610 264.877 39.407
202106 32.631 271.696 39.659
202109 33.144 274.310 39.899
202112 33.627 278.802 39.828
202203 32.042 287.504 36.802
202206 31.801 296.311 35.439
202209 30.580 296.808 34.022
202212 31.884 296.797 35.474
202303 32.686 301.836 35.759
202306 32.804 305.109 35.503
202309 32.380 307.789 34.739
202312 34.649 306.746 37.300
202406 35.151 314.175 36.945
202409 36.825 315.301 38.567
202412 36.931 315.605 38.640
202503 0.000 319.799 0.000
202506 39.871 322.561 40.817
202509 40.979 324.800 41.662
202512 42.192 324.054 42.994
202603 42.899 330.213 42.899

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of $36.36 mean?
Dacotah Banks (DBIN) has a Cyclically Adjusted Book per Share of $36.36 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Dacotah Banks and its competitors.
Is Dacotah Banks' Cyclically Adjusted Book per Share too high?
Dacotah Banks' current Cyclically Adjusted Book per Share is $36.36. Overall, Dacotah Banks has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Dacotah Banks' Cyclically Adjusted Book per Share compare to BSRR and HBCP?
Dacotah Banks' Cyclically Adjusted Book per Share of $36.36 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Dacotah Banks and its competitors. Dacotah Banks's current Cyclically Adjusted Book per Share is $36.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dacotah Banks stock overvalued right now?
Based on GuruFocus' analysis, Dacotah Banks (DBIN) is currently considered Fairly Valued. The stock's GF Value™ is $47.48, compared to a current price of $50.00 — trading 5.3% above its estimated fair value. The current Cyclically Adjusted Book per Share is $36.36. Dacotah Banks' overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Dacotah Banks (DBIN), the current Cyclically Adjusted Book per Share is $36.36 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dacotah Banks (DBIN) Overvalued in 2026?

Based on GuruFocus' analysis, Dacotah Banks stock appears to be overvalued. The current stock price of $50.00 is trading 5.3% above its estimated GF Value™ of $47.48. GuruFocus considers Dacotah Banks to be Fairly Valued.

Key valuation signals for DBIN:

  • Cyclically Adjusted Book per Share: $36.36
  • GF Value™: $47.48 vs. price of $50.00 (5.3% above fair value)
  • GF Score™: 66/100 with 3 warning signs

No single metric tells the full story. See the DBIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dacotah Banks Business Description

Address 401 South Main Street, Suite 212, Aberdeen, SD, USA, 57402-1496
Dacotah Banks Inc provides banking, insurance, mortgage, trust, and wealth management services to customers. The company's primary deposit products are demand deposits and certificates of deposit, and its primary lending products are commercial, commercial real estate, agricultural, residential mortgage, and consumer loans. The loan portfolio of the company includes Commercial, Commercial Real Estate, Agricultural, Residential Real Estate, and Consumer.
66GF Score

Get the complete analysis for DBIN

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$50.00
Price
$47.48
GF Value