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Dacotah BanksDBIN 66 OCF Margin % is 25.60% as of Mar. 2026, which is 15% below its 10-year median of 29.96. GuruFocus rates DBIN with a GF Score™ of 66/100 and a GF Value™ of $47.48 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,498 Banks companies, Dacotah Banks ranks better than 56.41% on this metric.
The historical data trend for Dacotah Banks's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Dacotah Banks's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dacotah Banks OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Dacotah Banks's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Dacotah Banks's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Dacotah Banks (DBIN) has a OCF Margin % of 25.60% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Dacotah Banks and its competitors. This is 15% below median its historical median of 29.96. Over the past decade, Dacotah Banks' OCF Margin % has ranged from 14.04 to 34.73. According to the industry distribution chart, Dacotah Banks ranks #653 out of 1498 companies in the Banks industry, placing it in the top 43.6%.
Is Dacotah Banks' OCF Margin % too high?
Dacotah Banks' current OCF Margin % of 25.60% is 15% below median its 10-year median of 29.96. Over the past 10 years, this metric has ranged from a low of 14.04 to a high of 34.73. The Banks industry median OCF Margin % is 29.16. Dacotah Banks' value of 25.60% is 12.2% below this industry median. Based on the distribution chart, Dacotah Banks ranks #653 out of 1498 companies in the Banks industry, which is above the industry midpoint. Overall, Dacotah Banks has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Dacotah Banks' OCF Margin % compare to BSRR and HBCP?
According to the Banks industry distribution chart, Dacotah Banks ranks #653 out of 1498 companies for OCF Margin %. This puts Dacotah Banks in the upper half of its industry. The industry median OCF Margin % is 29.16. Dacotah Banks' value of 25.60% is 12.2% below this benchmark. Historically, Dacotah Banks' own OCF Margin % has ranged from 14.04 to 34.73 over the past decade. While the company's 10-year median is 29.96 vs. the industry median of 29.16, Dacotah Banks has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.16, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dacotah Banks's current OCF Margin % of 25.60% is 12.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Dacotah Banks and its competitors. For the Banks industry, the median OCF Margin % is 29.16 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dacotah Banks's current OCF Margin % is 25.60%, which is 15% below median its own 10-year median of 29.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dacotah Banks stock overvalued right now?
Based on GuruFocus' analysis, Dacotah Banks (DBIN) is currently considered Fairly Valued. The stock's GF Value™ is $47.48, compared to a current price of $50.00 — trading 5.3% above its estimated fair value. The current OCF Margin % is 25.60%, which is 15% below median its 10-year median of 29.96 and 12.2% below the Banks industry median of 29.16. Dacotah Banks' overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Dacotah Banks (DBIN), the current OCF Margin % is 25.60% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dacotah Banks (DBIN) Overvalued in 2026?
Based on GuruFocus' analysis, Dacotah Banks stock appears to be overvalued.
The current stock price of $50.00 is trading 5.3% above its estimated GF Value™ of $47.48.
GuruFocus considers Dacotah Banks to be Fairly Valued.
Key valuation signals for DBIN:
OCF Margin %: 25.60% (15% below median its 10-year median of 29.96)
GF Value™: $47.48 vs. price of $50.00 (5.3% above fair value)
Industry Position: 12.2% below the Banks median (#653 of 1498)
No single metric tells the full story. See the DBIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dacotah Banks Inc provides banking, insurance, mortgage, trust, and wealth management services to customers. The company's primary deposit products are demand deposits and certificates of deposit, and its primary lending products are commercial, commercial real estate, agricultural, residential mortgage, and consumer loans. The loan portfolio of the company includes Commercial, Commercial Real Estate, Agricultural, Residential Real Estate, and Consumer.
66GF Score
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