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Dacotah BanksDBIN 66 FCF Margin % is 17.10% as of Mar. 2026, which is 33% below its 10-year median of 25.64. GuruFocus rates DBIN with a GF Score™ of 66/100 and a GF Value™ of $47.48 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,502 Banks companies, Dacotah Banks ranks better than 50.6% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Dacotah Banks's Free Cash Flow for the
three
months ended in Mar. 2026 was $9.1 Mil. Dacotah Banks's Revenue for the
three
months ended in Mar. 2026 was $53.2 Mil. Therefore, Dacotah Banks's FCF Margin % for the quarter that ended in Mar. 2026 was 17.10%.
The historical data trend for Dacotah Banks's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Dacotah Banks's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dacotah Banks FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Dacotah Banks's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Dacotah Banks's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Dacotah Banks (DBIN) has a FCF Margin % of 17.10% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Dacotah Banks and its competitors. This is 33% below median its historical median of 25.64. Over the past decade, Dacotah Banks' FCF Margin % has ranged from 9.60 to 29.93. According to the industry distribution chart, Dacotah Banks ranks #742 out of 1502 companies in the Banks industry, placing it in the top 49.4%.
Is Dacotah Banks' FCF Margin % too high?
Dacotah Banks' current FCF Margin % of 17.10% is 33% below median its 10-year median of 25.64. Over the past 10 years, this metric has ranged from a low of 9.60 to a high of 29.93. The Banks industry median FCF Margin % is 25.85. Dacotah Banks' value of 17.10% is 33.8% below this industry median. Based on the distribution chart, Dacotah Banks ranks #742 out of 1502 companies in the Banks industry, which is above the industry midpoint. Overall, Dacotah Banks has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Dacotah Banks' FCF Margin % compare to BSRR and HBCP?
According to the Banks industry distribution chart, Dacotah Banks ranks #742 out of 1502 companies for FCF Margin %. This puts Dacotah Banks in the upper half of its industry. The industry median FCF Margin % is 25.85. Dacotah Banks' value of 17.10% is 33.8% below this benchmark. Historically, Dacotah Banks' own FCF Margin % has ranged from 9.60 to 29.93 over the past decade. While the company's 10-year median is 25.64 vs. the industry median of 25.85, Dacotah Banks has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 25.85, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dacotah Banks's current FCF Margin % of 17.10% is 33.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Dacotah Banks and its competitors. For the Banks industry, the median FCF Margin % is 25.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dacotah Banks's current FCF Margin % is 17.10%, which is 33% below median its own 10-year median of 25.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dacotah Banks stock overvalued right now?
Based on GuruFocus' analysis, Dacotah Banks (DBIN) is currently considered Fairly Valued. The stock's GF Value™ is $47.48, compared to a current price of $50.00 — trading 5.3% above its estimated fair value. The current FCF Margin % is 17.10%, which is 33% below median its 10-year median of 25.64 and 33.8% below the Banks industry median of 25.85. Dacotah Banks' overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Dacotah Banks (DBIN), the current FCF Margin % is 17.10% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dacotah Banks (DBIN) Overvalued in 2026?
Based on GuruFocus' analysis, Dacotah Banks stock appears to be overvalued.
The current stock price of $50.00 is trading 5.3% above its estimated GF Value™ of $47.48.
GuruFocus considers Dacotah Banks to be Fairly Valued.
Key valuation signals for DBIN:
FCF Margin %: 17.10% (33% below median its 10-year median of 25.64)
GF Value™: $47.48 vs. price of $50.00 (5.3% above fair value)
Industry Position: 33.8% below the Banks median (#742 of 1502)
No single metric tells the full story. See the DBIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dacotah Banks Inc provides banking, insurance, mortgage, trust, and wealth management services to customers. The company's primary deposit products are demand deposits and certificates of deposit, and its primary lending products are commercial, commercial real estate, agricultural, residential mortgage, and consumer loans. The loan portfolio of the company includes Commercial, Commercial Real Estate, Agricultural, Residential Real Estate, and Consumer.
66GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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