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Dacotah BanksDBIN 66 5-Year Yield-on-Cost % is 1.52 as of Jul. 31, 2026, which is 15% below its 10-year median of 1.78. GuruFocus rates DBIN with a GF Score™ of 66/100 and a GF Value™ of $47.48 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,251 Banks companies, Dacotah Banks ranks worse than 87.45% on this metric.
Dacotah Banks's yield on cost for the quarter that ended in Mar. 2026 was 1.52.
The historical rank and industry rank for Dacotah Banks's 5-Year Yield-on-Cost % or its related term are showing as below:
DBIN'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.6 Med: 1.78 Max: 2.61
Current: 1.52
During the past 11 years, Dacotah Banks's highest Yield on Cost was 2.61. The lowest was 0.60. And the median was 1.78.
DBIN's 5-Year Yield-on-Cost % is ranked worse than 87.45% of 1251
companies
in the Banks industry
Industry Median: 3.84
vs DBIN: 1.52
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Dacotah Banks 5-Year Yield-on-Cost % Related Terms
DBIN vs BSRR, HBCP, FBIZ: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Dacotah Banks's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dacotah Banks 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Dacotah Banks's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Dacotah Banks's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of Dacotah Banks is calculated as
Dacotah Banks (DBIN) has a 5-Year Yield-on-Cost % of 1.52 as of Jul. 31, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Dacotah Banks and its competitors. This is 15% below median its historical median of 1.78. Over the past decade, Dacotah Banks' 5-Year Yield-on-Cost % has ranged from 0.60 to 2.61. According to the industry distribution chart, Dacotah Banks ranks #1094 out of 1251 companies in the Banks industry, placing it in the top 87.5%.
Is Dacotah Banks' 5-Year Yield-on-Cost % too high?
Dacotah Banks' current 5-Year Yield-on-Cost % of 1.52 is 15% below median its 10-year median of 1.78. Over the past 10 years, this metric has ranged from a low of 0.60 to a high of 2.61. The Banks industry median 5-Year Yield-on-Cost % is 3.84. Dacotah Banks' value of 1.52 is 60.4% below this industry median. Based on the distribution chart, Dacotah Banks ranks #1094 out of 1251 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Dacotah Banks has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Dacotah Banks' 5-Year Yield-on-Cost % compare to BSRR and HBCP?
According to the Banks industry distribution chart, Dacotah Banks ranks #1094 out of 1251 companies for 5-Year Yield-on-Cost %. This places Dacotah Banks in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.84. Dacotah Banks' value of 1.52 is 60.4% below this benchmark. Historically, Dacotah Banks' own 5-Year Yield-on-Cost % has ranged from 0.60 to 2.61 over the past decade. While the company's 10-year median is 1.78 vs. the industry median of 3.84, Dacotah Banks has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.84, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dacotah Banks's current 5-Year Yield-on-Cost % of 1.52 is 60.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Dacotah Banks and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dacotah Banks's current 5-Year Yield-on-Cost % is 1.52, which is 15% below median its own 10-year median of 1.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dacotah Banks stock overvalued right now?
Based on GuruFocus' analysis, Dacotah Banks (DBIN) is currently considered Fairly Valued. The stock's GF Value™ is $47.48, compared to a current price of $50.00 — trading 5.3% above its estimated fair value. The current 5-Year Yield-on-Cost % is 1.52, which is 15% below median its 10-year median of 1.78 and 60.4% below the Banks industry median of 3.84. Dacotah Banks' overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Dacotah Banks (DBIN), the current 5-Year Yield-on-Cost % is 1.52 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dacotah Banks (DBIN) Overvalued in 2026?
Based on GuruFocus' analysis, Dacotah Banks stock appears to be overvalued.
The current stock price of $50.00 is trading 5.3% above its estimated GF Value™ of $47.48.
GuruFocus considers Dacotah Banks to be Fairly Valued.
Key valuation signals for DBIN:
5-Year Yield-on-Cost %: 1.52 (15% below median its 10-year median of 1.78)
GF Value™: $47.48 vs. price of $50.00 (5.3% above fair value)
Industry Position: 60.4% below the Banks median (#1094 of 1251)
No single metric tells the full story. See the DBIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dacotah Banks Inc provides banking, insurance, mortgage, trust, and wealth management services to customers. The company's primary deposit products are demand deposits and certificates of deposit, and its primary lending products are commercial, commercial real estate, agricultural, residential mortgage, and consumer loans. The loan portfolio of the company includes Commercial, Commercial Real Estate, Agricultural, Residential Real Estate, and Consumer.
66GF Score
Get the complete analysis for DBIN
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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