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Dacotah BanksDBIN 66 Debt-to-Equity is 0.00 as of Mar. 2026. GuruFocus rates DBIN with a GF Score™ of 66/100 and a GF Value™ of $47.48 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,421 Banks companies, Dacotah Banks ranks worse than 70372.91% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Dacotah Banks's Debt-to-Equity or its related term are showing as below:
During the past 11 years, the highest Debt-to-Equity Ratio of Dacotah Banks was 0.39. The lowest was 0.01. And the median was 0.07.
DBIN's Debt-to-Equity is not ranked *
in the Banks industry.
Industry Median: 0.58 * Ranked among companies with meaningful Debt-to-Equity only.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Dacotah Banks Debt-to-Equity Related Terms
Dacotah Banks Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Dacotah Banks's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
DBIN vs BSRR, HBCP, FBIZ: Debt-to-Equity Comparison
For the Banks - Regional subindustry, Dacotah Banks's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dacotah Banks Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Dacotah Banks's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Dacotah Banks's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Dacotah Banks (DBIN) has a Debt-to-Equity of 0.00 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Dacotah Banks and its competitors. Over the past decade, Dacotah Banks' Debt-to-Equity has ranged from 0.01 to 0.39. According to the industry distribution chart, Dacotah Banks ranks #999999 out of 1421 companies in the Banks industry.
Is Dacotah Banks' Debt-to-Equity too high?
Dacotah Banks' current Debt-to-Equity is 0.00. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 0.39. Based on the distribution chart, Dacotah Banks ranks #999999 out of 1421 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Dacotah Banks has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Dacotah Banks' Debt-to-Equity compare to BSRR and HBCP?
According to the Banks industry distribution chart, Dacotah Banks ranks #999999 out of 1421 companies for Debt-to-Equity. This places Dacotah Banks in the lower half of its industry. The industry median Debt-to-Equity is 0.58. Historically, Dacotah Banks' own Debt-to-Equity has ranged from 0.01 to 0.39 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,421 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Dacotah Banks and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dacotah Banks's current Debt-to-Equity is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dacotah Banks stock overvalued right now?
Based on GuruFocus' analysis, Dacotah Banks (DBIN) is currently considered Fairly Valued. The stock's GF Value™ is $47.48, compared to a current price of $50.00 — trading 5.3% above its estimated fair value. The current Debt-to-Equity is 0.00. Dacotah Banks' overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Dacotah Banks (DBIN), the current Debt-to-Equity is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dacotah Banks (DBIN) Overvalued in 2026?
Based on GuruFocus' analysis, Dacotah Banks stock appears to be overvalued.
The current stock price of $50.00 is trading 5.3% above its estimated GF Value™ of $47.48.
GuruFocus considers Dacotah Banks to be Fairly Valued.
Key valuation signals for DBIN:
Debt-to-Equity: 0.00
GF Value™: $47.48 vs. price of $50.00 (5.3% above fair value)
No single metric tells the full story. See the DBIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dacotah Banks Inc provides banking, insurance, mortgage, trust, and wealth management services to customers. The company's primary deposit products are demand deposits and certificates of deposit, and its primary lending products are commercial, commercial real estate, agricultural, residential mortgage, and consumer loans. The loan portfolio of the company includes Commercial, Commercial Real Estate, Agricultural, Residential Real Estate, and Consumer.
66GF Score
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