DBIN (Dacotah Banks) Cyclically Adjusted PS Ratio: 3.49 (As of Jul. 31, 2026) — 23% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DBIN Dacotah Banks Inc DBIN
66 GF Score
Price $50.00
GF Value $47.48
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Dacotah Banks Cyclically Adjusted PS Ratio?

Dacotah Banks DBIN 66 Cyclically Adjusted PS Ratio is 3.49 as of Jul. 31, 2026, which is 23% above its 10-year median of 2.84. GuruFocus rates DBIN with a GF Score™ of 66/100 and a GF Value™ of $47.48 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,299 Banks companies, Dacotah Banks ranks better than 50.89% on this metric.

As of today (2026-07-31), Dacotah Banks's current share price is $50.00. Dacotah Banks's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was $14.31. Dacotah Banks's Cyclically Adjusted PS Ratio for today is 3.49.

The historical rank and industry rank for Dacotah Banks's Cyclically Adjusted PS Ratio or its related term are showing as below:

DBIN' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 2.5   Med: 2.84   Max: 3.39
Current: 3.39

During the past years, Dacotah Banks's highest Cyclically Adjusted PS Ratio was 3.39. The lowest was 2.50. And the median was 2.84.

DBIN's Cyclically Adjusted PS Ratio is ranked better than
50.89% of 1299 companies
in the Banks industry
Industry Median: 3.43 vs DBIN: 3.39

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Dacotah Banks's adjusted revenue per share data for the three months ended in Mar. 2026 was $4.849. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $14.31 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Dacotah Banks  (OTCPK:DBIN) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Dacotah Banks Cyclically Adjusted PS Ratio Related Terms


Dacotah Banks Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Dacotah Banks's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dacotah Banks Cyclically Adjusted PS Ratio Chart

Dacotah Banks Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 2.88

Dacotah Banks Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.52 2.52 3.17 2.88 2.97

DBIN vs BSRR, HBCP, FBIZ: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Dacotah Banks's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dacotah Banks Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Dacotah Banks's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Dacotah Banks's Cyclically Adjusted PS Ratio falls into.


DBIN
66GF Score
Dacotah Banks Inc DBIN
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Dacotah Banks Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Dacotah Banks's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=50.00/14.31
=3.49

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dacotah Banks's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Dacotah Banks's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=4.849/330.2130*330.2130
=4.849

Current CPI (Mar. 2026) = 330.2130.

Dacotah Banks Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201603 2.209 238.132 3.063
201606 2.282 241.018 3.127
201609 2.299 241.428 3.144
201612 2.468 241.432 3.376
201703 2.292 243.801 3.104
201706 2.392 244.955 3.225
201709 2.477 246.819 3.314
201712 2.466 246.524 3.303
201803 2.361 249.554 3.124
201806 2.438 251.989 3.195
201809 2.503 252.439 3.274
201812 2.561 251.233 3.366
201903 2.467 254.202 3.205
201906 2.547 256.143 3.284
201909 2.753 256.759 3.541
201912 2.578 256.974 3.313
202003 2.582 258.115 3.303
202006 3.193 257.797 4.090
202009 2.805 260.280 3.559
202012 2.798 260.474 3.547
202103 2.761 264.877 3.442
202106 2.908 271.696 3.534
202109 3.744 274.310 4.507
202112 2.869 278.802 3.398
202203 2.877 287.504 3.304
202206 3.148 296.311 3.508
202209 3.319 296.808 3.693
202212 3.343 296.797 3.719
202303 2.988 301.836 3.269
202306 3.162 305.109 3.422
202309 3.218 307.789 3.452
202312 3.333 306.746 3.588
202406 3.408 314.175 3.582
202409 3.662 315.301 3.835
202412 3.632 315.605 3.800
202503 4.015 319.799 4.146
202506 4.266 322.561 4.367
202509 4.385 324.800 4.458
202512 4.700 324.054 4.789
202603 4.849 330.213 4.849

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 3.49 mean?
Dacotah Banks (DBIN) has a Cyclically Adjusted PS Ratio of 3.49 as of Jul. 31, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Dacotah Banks and its competitors. This is 23% above median its historical median of 2.84. Over the past decade, Dacotah Banks' Cyclically Adjusted PS Ratio has ranged from 2.50 to 3.39. According to the industry distribution chart, Dacotah Banks ranks #638 out of 1299 companies in the Banks industry, placing it in the top 49.1%.
Is Dacotah Banks' Cyclically Adjusted PS Ratio too high?
Dacotah Banks' current Cyclically Adjusted PS Ratio of 3.49 is 23% above median its 10-year median of 2.84. Over the past 10 years, this metric has ranged from a low of 2.50 to a high of 3.39. The Banks industry median Cyclically Adjusted PS Ratio is 3.43. Dacotah Banks' value of 3.49 is 1.7% above this industry median. Based on the distribution chart, Dacotah Banks ranks #638 out of 1299 companies in the Banks industry, which is above the industry midpoint. Overall, Dacotah Banks has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Dacotah Banks' Cyclically Adjusted PS Ratio compare to BSRR and HBCP?
According to the Banks industry distribution chart, Dacotah Banks ranks #638 out of 1299 companies for Cyclically Adjusted PS Ratio. This puts Dacotah Banks in the upper half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.43. Dacotah Banks' value of 3.49 is 1.7% above this benchmark. Historically, Dacotah Banks' own Cyclically Adjusted PS Ratio has ranged from 2.50 to 3.39 over the past decade. While the company's 10-year median is 2.84 vs. the industry median of 3.43, Dacotah Banks has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.43, based on 1,299 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dacotah Banks's current Cyclically Adjusted PS Ratio of 3.49 is 1.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Dacotah Banks and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dacotah Banks's current Cyclically Adjusted PS Ratio is 3.49, which is 23% above median its own 10-year median of 2.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dacotah Banks stock overvalued right now?
Based on GuruFocus' analysis, Dacotah Banks (DBIN) is currently considered Fairly Valued. The stock's GF Value™ is $47.48, compared to a current price of $50.00 — trading 5.3% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 3.49, which is 23% above median its 10-year median of 2.84 and 1.7% above the Banks industry median of 3.43. Dacotah Banks' overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Dacotah Banks (DBIN), the current Cyclically Adjusted PS Ratio is 3.49 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dacotah Banks (DBIN) Overvalued in 2026?

Based on GuruFocus' analysis, Dacotah Banks stock appears to be overvalued. The current stock price of $50.00 is trading 5.3% above its estimated GF Value™ of $47.48. GuruFocus considers Dacotah Banks to be Fairly Valued.

Key valuation signals for DBIN:

  • Cyclically Adjusted PS Ratio: 3.49 (23% above median its 10-year median of 2.84)
  • GF Value™: $47.48 vs. price of $50.00 (5.3% above fair value)
  • GF Score™: 66/100 with 3 warning signs
  • Industry Position: 1.7% above the Banks median (#638 of 1299)

No single metric tells the full story. See the DBIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dacotah Banks Business Description

Address 401 South Main Street, Suite 212, Aberdeen, SD, USA, 57402-1496
Dacotah Banks Inc provides banking, insurance, mortgage, trust, and wealth management services to customers. The company's primary deposit products are demand deposits and certificates of deposit, and its primary lending products are commercial, commercial real estate, agricultural, residential mortgage, and consumer loans. The loan portfolio of the company includes Commercial, Commercial Real Estate, Agricultural, Residential Real Estate, and Consumer.
66GF Score

Get the complete analysis for DBIN

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$50.00
Price
$47.48
GF Value