DBIN (Dacotah Banks) Debt-to-Asset : 0.00 (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DBIN Dacotah Banks Inc DBIN
68 GF Score
Price $52.00
GF Value $48.22
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is Dacotah Banks Debt-to-Asset?

Dacotah Banks DBIN +3.98% 68 Debt-to-Asset is 0.00 as of Jun. 2026. GuruFocus rates DBIN with a GF Score™ of 68/100 and a GF Value™ of $48.22 (Fairly Valued). The stock has 4 warning signs investors should review.

Dacotah Banks's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $0.0 Mil. Dacotah Banks's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $0.0 Mil. Dacotah Banks's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Jun. 2026 was $4,934.0 Mil. Dacotah Banks's debt to asset for the quarter that ended in Jun. 2026 was 0.00.


Dacotah Banks  (OTCPK:DBIN) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.


Dacotah Banks Debt-to-Asset Related Terms


Dacotah Banks Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Dacotah Banks's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dacotah Banks Debt-to-Asset Chart

Dacotah Banks Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Dacotah Banks Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

DBIN vs NRIM, CIVB, NPB: Debt-to-Asset Comparison

For the Banks - Regional subindustry, Dacotah Banks's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dacotah Banks Debt-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, Dacotah Banks's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Dacotah Banks's Debt-to-Asset falls into.


DBIN
68GF Score
Dacotah Banks Inc DBIN
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Dacotah Banks Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Dacotah Banks's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Dacotah Banks's Debt-to-Asset for the quarter that ended in Jun. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.00 mean?
Dacotah Banks (DBIN) has a Debt-to-Asset of 0.00 as of Jun. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Dacotah Banks and its competitors.
Is Dacotah Banks' Debt-to-Asset too high?
Dacotah Banks' current Debt-to-Asset is 0.00. Overall, Dacotah Banks has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Dacotah Banks' Debt-to-Asset compare to NRIM and CIVB?
Dacotah Banks' Debt-to-Asset of 0.00 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Banks company?
A good Debt-to-Asset depends on the Banks industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Dacotah Banks and its competitors. Dacotah Banks's current Debt-to-Asset is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dacotah Banks stock overvalued right now?
Based on GuruFocus' analysis, Dacotah Banks (DBIN) is currently considered Fairly Valued. The stock's GF Value™ is $48.22, compared to a current price of $52.00 — trading 7.8% above its estimated fair value. The current Debt-to-Asset is 0.00. Dacotah Banks' overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Dacotah Banks (DBIN), the current Debt-to-Asset is 0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dacotah Banks (DBIN) Overvalued in 2026?

Based on GuruFocus' analysis, Dacotah Banks stock appears to be overvalued. The current stock price of $52.00 is trading 7.8% above its estimated GF Value™ of $48.22. GuruFocus considers Dacotah Banks to be Fairly Valued.

Key valuation signals for DBIN:

  • Debt-to-Asset: 0.00
  • GF Value™: $48.22 vs. price of $52.00 (7.8% above fair value)
  • GF Score™: 68/100 with 4 warning signs

No single metric tells the full story. See the DBIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dacotah Banks Business Description

Address 401 South Main Street, Suite 212, Aberdeen, SD, USA, 57402-1496
Dacotah Banks Inc provides banking, insurance, mortgage, trust, and wealth management services to customers. The company's primary deposit products are demand deposits and certificates of deposit, and its primary lending products are commercial, commercial real estate, agricultural, residential mortgage, and consumer loans. The loan portfolio of the company includes Commercial, Commercial Real Estate, Agricultural, Residential Real Estate, and Consumer.
68GF Score

Get the complete analysis for DBIN

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$52.00
Price
$48.22
GF Value