Algr National Insurance Co (DFM:ASNIC) Cyclically Adjusted Book per Share: د.إ1.54 (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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DFM:ASNIC Al Sagr National Insurance Co DFM:ASNIC
56 GF Score
Price د.إ0.66
GF Value د.إ1.54
! 4 Warning Signs
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What is Algr National Insurance Co Cyclically Adjusted Book per Share?

Algr National Insurance Co DFM:ASNIC 56 Cyclically Adjusted Book per Share is د.إ1.54 as of Mar. 2026. GuruFocus rates DFM:ASNIC with a GF Score™ of 56/100 and a GF Value™ of د.إ1.54. The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Algr National Insurance Co's adjusted book value per share for the three months ended in Mar. 2026 was د.إ-0.365. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is د.إ1.54 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Algr National Insurance Co's average Cyclically Adjusted Book Growth Rate was -12.50% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was -10.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Algr National Insurance Co was -9.50% per year. The lowest was -10.00% per year. And the median was -9.75% per year.

As of today (2026-07-15), Algr National Insurance Co's current stock price is د.إ0.657. Algr National Insurance Co's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was د.إ1.54. Algr National Insurance Co's Cyclically Adjusted PB Ratio of today is 0.43.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Algr National Insurance Co was 0.43. The lowest was 0.30. And the median was 0.35.


Algr National Insurance Co  (DFM:ASNIC) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Algr National Insurance Co's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=0.657/1.54
=0.43

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Algr National Insurance Co was 0.43. The lowest was 0.30. And the median was 0.35.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Algr National Insurance Co Cyclically Adjusted Book per Share Related Terms


Algr National Insurance Co Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Algr National Insurance Co's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Algr National Insurance Co Cyclically Adjusted Book per Share Chart

Algr National Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.40 2.17 1.98 1.78 1.58

Algr National Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.76 1.73 1.66 1.58 1.54

DFM:ASNIC vs BRK.A, AIG, HIG: Cyclically Adjusted Book per Share Comparison

For the Insurance - Diversified subindustry, Algr National Insurance Co's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Algr National Insurance Co Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Algr National Insurance Co's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Algr National Insurance Co's Cyclically Adjusted PB Ratio falls into.


DFM:ASNIC
56GF Score
Al Sagr National Insurance Co DFM:ASNIC
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Algr National Insurance Co Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Algr National Insurance Co's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=-0.365/330.2130*330.2130
=-0.365

Current CPI (Mar. 2026) = 330.2130.

Algr National Insurance Co Quarterly Data

Book Value per Share CPI Adj_Book
201606 2.005 241.018 2.747
201609 1.992 241.428 2.725
201612 1.945 241.432 2.660
201703 1.968 243.801 2.666
201706 1.943 244.955 2.619
201709 1.964 246.819 2.628
201712 1.979 246.524 2.651
201803 1.976 249.554 2.615
201806 1.959 251.989 2.567
201809 1.984 252.439 2.595
201812 1.585 251.233 2.083
201903 1.996 254.202 2.593
201906 1.964 256.143 2.532
201909 1.989 256.759 2.558
201912 1.374 256.974 1.766
202003 1.576 258.115 2.016
202006 1.582 257.797 2.026
202009 1.583 260.280 2.008
202012 1.393 260.474 1.766
202103 1.363 264.877 1.699
202106 1.300 271.696 1.580
202109 1.222 274.310 1.471
202112 1.103 278.802 1.306
202203 0.960 287.504 1.103
202206 0.901 296.311 1.004
202209 0.883 296.808 0.982
202212 0.882 296.797 0.981
202303 0.913 301.836 0.999
202306 0.911 305.109 0.986
202309 0.894 307.789 0.959
202312 0.910 306.746 0.980
202403 0.702 312.332 0.742
202406 0.519 314.175 0.545
202409 0.519 315.301 0.544
202412 0.240 315.605 0.251
202503 0.199 319.799 0.205
202506 0.151 322.561 0.155
202509 -0.055 324.800 -0.056
202512 -0.375 324.054 -0.382
202603 -0.365 330.213 -0.365

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of د.إ1.54 mean?
Algr National Insurance Co (DFM:ASNIC) has a Cyclically Adjusted Book per Share of د.إ1.54 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Algr National Insurance Co and its competitors.
Is Algr National Insurance Co's Cyclically Adjusted Book per Share too high?
Algr National Insurance Co's current Cyclically Adjusted Book per Share is د.إ1.54. Overall, Algr National Insurance Co has a GF Score™ of 56/100, reflecting its overall financial health beyond just this single metric.
How does Algr National Insurance Co's Cyclically Adjusted Book per Share compare to BRK.A and AIG?
Algr National Insurance Co's Cyclically Adjusted Book per Share of د.إ1.54 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for an Insurance company?
A good Cyclically Adjusted Book per Share depends on the Insurance industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Algr National Insurance Co and its competitors. Algr National Insurance Co's current Cyclically Adjusted Book per Share is د.إ1.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Algr National Insurance Co stock overvalued right now?
Algr National Insurance Co (DFM:ASNIC) has a current Cyclically Adjusted Book per Share of د.إ1.54. The stock's GF Value™ is د.إ1.54, compared to a current price of د.إ0.66 — trading 57.3% below its estimated fair value. The current Cyclically Adjusted Book per Share is د.إ1.54. Algr National Insurance Co's overall GF Score™ is 56/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Algr National Insurance Co (DFM:ASNIC), the current Cyclically Adjusted Book per Share is د.إ1.54 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Algr National Insurance Co (DFM:ASNIC) Overvalued in 2026?

Based on GuruFocus' analysis, Algr National Insurance Co stock appears to be undervalued. The current stock price of د.إ0.66 is trading 57.3% below its estimated GF Value™ of د.إ1.54.

Key valuation signals for DFM:ASNIC:

  • Cyclically Adjusted Book per Share: د.إ1.54
  • GF Value™: د.إ1.54 vs. price of د.إ0.66 (57.3% below fair value)
  • GF Score™: 56/100 with 4 warning signs

No single metric tells the full story. See the DFM:ASNIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Algr National Insurance Co Business Description

Address Al Seef Road, Diplomatic Area, Al Sagr National Insurance Building, P.O. Box 14614, Bur Dubai, Dubai, ARE
Al Sagr National Insurance Co is an insurance company. The company supports its clients with comprehensive insurance solutions to manage health, life, and general risks for individuals, SMEs, large companies, and multinational corporations. It is engaged in the writing of insurance, including property, engineering, liability, marine cargo, marine hull, motor, medical, life, travel, and miscellaneous insurance. The company's operating segments are: Life insurance and medical, General and motor, which derive maximum revenue, and Investments.
56GF Score

Get the complete analysis for DFM:ASNIC

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ0.66
Price
د.إ1.54
GF Value