Algr National Insurance Co (DFM:ASNIC) Financial Strength: 3 (As of Mar. 2026) — Near Median

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DFM:ASNIC Al Sagr National Insurance Co DFM:ASNIC
56 GF Score
Price د.إ0.66
GF Value د.إ1.54
! 4 Warning Signs
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What is Algr National Insurance Co Financial Strength?

Algr National Insurance Co DFM:ASNIC 56 Financial Strength is 3 as of Mar. 2026, which is at its 10-year median of 3.00. GuruFocus rates DFM:ASNIC with a GF Score™ of 56/100 and a GF Value™ of د.إ1.54. The stock has 4 warning signs investors should review.

Algr National Insurance Co has the Financial Strength Rank of 3. It displays poor financial strength and is likely in financial distress. Usually this is caused by too much debt for the company.

Warning Sign:

Al Sagr National Insurance Co displays poor financial strength. Usually, this is caused by too much debt for the company.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Algr National Insurance Co's Interest Coverage for the quarter that ended in Mar. 2026 was 1.90. Algr National Insurance Co's debt to revenue ratio for the quarter that ended in Mar. 2026 was 0.68. Altman Z-Score does not apply to banks and insurance companies.


Algr National Insurance Co  (DFM:ASNIC) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Algr National Insurance Co has the Financial Strength Rank of 3. It displays poor financial strength and is likely in financial distress. Usually this is caused by too much debt for the company.


Algr National Insurance Co Financial Strength Related Terms

DFM:ASNIC
56GF Score
Al Sagr National Insurance Co DFM:ASNIC
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
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Algr National Insurance Co Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

Algr National Insurance Co's Interest Expense for the months ended in Mar. 2026 was د.إ-2.6 Mil. Its Operating Income for the months ended in Mar. 2026 was د.إ0.0 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was د.إ4.4 Mil.

Algr National Insurance Co's Interest Coverage for the quarter that ended in Mar. 2026 is

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

Algr National Insurance Co's Debt to Revenue Ratio for the quarter that ended in Mar. 2026 is

Debt to Revenue Ratio=Total Debt (Q: Mar. 2026 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(240.636 + 4.417) / 363.008
=0.68

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Altman Z-Score does not apply to banks and insurance companies.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 3 mean?
Algr National Insurance Co (DFM:ASNIC) has a Financial Strength of 3 as of Mar. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Algr National Insurance Co and its competitors. This is near median its historical median of 3.00. Over the past decade, Algr National Insurance Co's Financial Strength has ranged from 2.00 to 6.00.
Is Algr National Insurance Co's Financial Strength too high?
Algr National Insurance Co's current Financial Strength of 3 is near median its 10-year median of 3.00. Over the past 10 years, this metric has ranged from a low of 2.00 to a high of 6.00. Overall, Algr National Insurance Co has a GF Score™ of 56/100, reflecting its overall financial health beyond just this single metric.
How does Algr National Insurance Co's Financial Strength compare to BRK.A and AIG?
Algr National Insurance Co's Financial Strength of 3 can be compared against companies in the Insurance industry. Historically, Algr National Insurance Co's own Financial Strength has ranged from 2.00 to 6.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for an Insurance company?
A good Financial Strength depends on the Insurance industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Algr National Insurance Co and its competitors. Algr National Insurance Co's current Financial Strength is 3, which is near median its own 10-year median of 3.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Algr National Insurance Co stock overvalued right now?
Algr National Insurance Co (DFM:ASNIC) has a current Financial Strength of 3. The stock's GF Value™ is د.إ1.54, compared to a current price of د.إ0.66 — trading 57.3% below its estimated fair value. The current Financial Strength is 3, which is near median its 10-year median of 3.00. Algr National Insurance Co's overall GF Score™ is 56/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Algr National Insurance Co (DFM:ASNIC), the current Financial Strength is 3 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Algr National Insurance Co (DFM:ASNIC) Overvalued in 2026?

Based on GuruFocus' analysis, Algr National Insurance Co stock appears to be undervalued. The current stock price of د.إ0.66 is trading 57.3% below its estimated GF Value™ of د.إ1.54.

Key valuation signals for DFM:ASNIC:

  • Financial Strength: 3 (near median its 10-year median of 3.00)
  • GF Value™: د.إ1.54 vs. price of د.إ0.66 (57.3% below fair value)
  • GF Score™: 56/100 with 4 warning signs

No single metric tells the full story. See the DFM:ASNIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Algr National Insurance Co Business Description

Address Al Seef Road, Diplomatic Area, Al Sagr National Insurance Building, P.O. Box 14614, Bur Dubai, Dubai, ARE
Al Sagr National Insurance Co is an insurance company. The company supports its clients with comprehensive insurance solutions to manage health, life, and general risks for individuals, SMEs, large companies, and multinational corporations. It is engaged in the writing of insurance, including property, engineering, liability, marine cargo, marine hull, motor, medical, life, travel, and miscellaneous insurance. The company's operating segments are: Life insurance and medical, General and motor, which derive maximum revenue, and Investments.
56GF Score

Get the complete analysis for DFM:ASNIC

Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ0.66
Price
د.إ1.54
GF Value