Algr National Insurance Co (DFM:ASNIC) Cyclically Adjusted PS Ratio: 0.32 (As of Jul. 15, 2026) — 16% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DFM:ASNIC Al Sagr National Insurance Co DFM:ASNIC
56 GF Score
Price د.إ0.66
GF Value د.إ1.54
! 4 Warning Signs
View Full Analysis

What is Algr National Insurance Co Cyclically Adjusted PS Ratio?

Algr National Insurance Co DFM:ASNIC 56 Cyclically Adjusted PS Ratio is 0.32 as of Jul. 15, 2026, which is 16% below its 10-year median of 0.38. GuruFocus rates DFM:ASNIC with a GF Score™ of 56/100 and a GF Value™ of د.إ1.54. The stock has 4 warning signs investors should review.

As of today (2026-07-15), Algr National Insurance Co's current share price is د.إ0.657. Algr National Insurance Co's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was د.إ2.04. Algr National Insurance Co's Cyclically Adjusted PS Ratio for today is 0.32.

The historical rank and industry rank for Algr National Insurance Co's Cyclically Adjusted PS Ratio or its related term are showing as below:

DFM:ASNIC' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.32   Med: 0.38   Max: 0.7
Current: 0.32

During the past years, Algr National Insurance Co's highest Cyclically Adjusted PS Ratio was 0.70. The lowest was 0.32. And the median was 0.38.

DFM:ASNIC's Cyclically Adjusted PS Ratio is not ranked
in the Insurance industry.
Industry Median: 1.23 vs DFM:ASNIC: 0.32

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Algr National Insurance Co's adjusted revenue per share data for the three months ended in Mar. 2026 was د.إ0.395. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is د.إ2.04 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Algr National Insurance Co  (DFM:ASNIC) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Algr National Insurance Co Cyclically Adjusted PS Ratio Related Terms


Algr National Insurance Co Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Algr National Insurance Co's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Algr National Insurance Co Cyclically Adjusted PS Ratio Chart

Algr National Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.48 0.46 0.42 0.35 0.33

Algr National Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.34 0.33 0.32 0.33 0.32

DFM:ASNIC vs BRK.A, AIG, HIG: Cyclically Adjusted PS Ratio Comparison

For the Insurance - Diversified subindustry, Algr National Insurance Co's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Algr National Insurance Co Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Algr National Insurance Co's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Algr National Insurance Co's Cyclically Adjusted PS Ratio falls into.


DFM:ASNIC
56GF Score
Al Sagr National Insurance Co DFM:ASNIC
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Algr National Insurance Co Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Algr National Insurance Co's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=0.657/2.04
=0.32

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Algr National Insurance Co's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Algr National Insurance Co's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.395/330.2130*330.2130
=0.395

Current CPI (Mar. 2026) = 330.2130.

Algr National Insurance Co Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 0.349 241.018 0.478
201609 0.314 241.428 0.429
201612 0.309 241.432 0.423
201703 0.325 243.801 0.440
201706 0.330 244.955 0.445
201709 0.316 246.819 0.423
201712 0.366 246.524 0.490
201803 0.287 249.554 0.380
201806 0.317 251.989 0.415
201809 0.278 252.439 0.364
201812 0.074 251.233 0.097
201903 0.280 254.202 0.364
201906 0.269 256.143 0.347
201909 0.292 256.759 0.376
201912 0.280 256.974 0.360
202003 0.341 258.115 0.436
202006 0.349 257.797 0.447
202009 0.371 260.280 0.471
202012 0.439 260.474 0.557
202103 0.497 264.877 0.620
202106 0.409 271.696 0.497
202109 0.406 274.310 0.489
202112 0.343 278.802 0.406
202203 0.355 287.504 0.408
202206 0.341 296.311 0.380
202209 0.356 296.808 0.396
202212 0.417 296.797 0.464
202303 0.514 301.836 0.562
202306 0.635 305.109 0.687
202309 0.703 307.789 0.754
202312 0.775 306.746 0.834
202403 0.689 312.332 0.728
202406 0.785 314.175 0.825
202409 0.741 315.301 0.776
202412 0.728 315.605 0.762
202503 0.753 319.799 0.778
202506 0.700 322.561 0.717
202509 0.623 324.800 0.633
202512 0.526 324.054 0.536
202603 0.395 330.213 0.395

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 0.32 mean?
Algr National Insurance Co (DFM:ASNIC) has a Cyclically Adjusted PS Ratio of 0.32 as of Jul. 15, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Algr National Insurance Co and its competitors. This is 16% below median its historical median of 0.38. Over the past decade, Algr National Insurance Co's Cyclically Adjusted PS Ratio has ranged from 0.32 to 0.70.
Is Algr National Insurance Co's Cyclically Adjusted PS Ratio too high?
Algr National Insurance Co's current Cyclically Adjusted PS Ratio of 0.32 is 16% below median its 10-year median of 0.38. Over the past 10 years, this metric has ranged from a low of 0.32 to a high of 0.70. The Insurance industry median Cyclically Adjusted PS Ratio is 1.23. Algr National Insurance Co's value of 0.32 is 74% below this industry median. Overall, Algr National Insurance Co has a GF Score™ of 56/100, reflecting its overall financial health beyond just this single metric.
How does Algr National Insurance Co's Cyclically Adjusted PS Ratio compare to BRK.A and AIG?
Algr National Insurance Co's Cyclically Adjusted PS Ratio of 0.32 can be compared against companies in the Insurance industry. The industry median Cyclically Adjusted PS Ratio is 1.23. Algr National Insurance Co's value of 0.32 is 74% below this benchmark. Historically, Algr National Insurance Co's own Cyclically Adjusted PS Ratio has ranged from 0.32 to 0.70 over the past decade. While the company's 10-year median is 0.38 vs. the industry median of 1.23, Algr National Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for an Insurance company?
The median Cyclically Adjusted PS Ratio among Insurance companies is 1.23, based on 410 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Algr National Insurance Co's current Cyclically Adjusted PS Ratio of 0.32 is 74% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Algr National Insurance Co and its competitors. For the Insurance industry, the median Cyclically Adjusted PS Ratio is 1.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Algr National Insurance Co's current Cyclically Adjusted PS Ratio is 0.32, which is 16% below median its own 10-year median of 0.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Algr National Insurance Co stock overvalued right now?
Algr National Insurance Co (DFM:ASNIC) has a current Cyclically Adjusted PS Ratio of 0.32. The stock's GF Value™ is د.إ1.54, compared to a current price of د.إ0.66 — trading 57.3% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 0.32, which is 16% below median its 10-year median of 0.38 and 74% below the Insurance industry median of 1.23. Algr National Insurance Co's overall GF Score™ is 56/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Algr National Insurance Co (DFM:ASNIC), the current Cyclically Adjusted PS Ratio is 0.32 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Algr National Insurance Co (DFM:ASNIC) Overvalued in 2026?

Based on GuruFocus' analysis, Algr National Insurance Co stock appears to be undervalued. The current stock price of د.إ0.66 is trading 57.3% below its estimated GF Value™ of د.إ1.54.

Key valuation signals for DFM:ASNIC:

  • Cyclically Adjusted PS Ratio: 0.32 (16% below median its 10-year median of 0.38)
  • GF Value™: د.إ1.54 vs. price of د.إ0.66 (57.3% below fair value)
  • GF Score™: 56/100 with 4 warning signs
  • Industry Position: 74% below the Insurance median

No single metric tells the full story. See the DFM:ASNIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Algr National Insurance Co Business Description

Address Al Seef Road, Diplomatic Area, Al Sagr National Insurance Building, P.O. Box 14614, Bur Dubai, Dubai, ARE
Al Sagr National Insurance Co is an insurance company. The company supports its clients with comprehensive insurance solutions to manage health, life, and general risks for individuals, SMEs, large companies, and multinational corporations. It is engaged in the writing of insurance, including property, engineering, liability, marine cargo, marine hull, motor, medical, life, travel, and miscellaneous insurance. The company's operating segments are: Life insurance and medical, General and motor, which derive maximum revenue, and Investments.
56GF Score

Get the complete analysis for DFM:ASNIC

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ0.66
Price
د.إ1.54
GF Value