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Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
EBIT
by its Interest Expense. Algr National Insurance Co's
EBIT
for the
three
months ended in Mar. 2026 was د.إ4.9 Mil. Algr National Insurance Co's Interest Expense for the
three
months ended in Mar. 2026 was د.إ-2.6 Mil.
Algr National Insurance Co's interest coverage for the quarter that ended in Mar. 2026 was 1.90.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Algr National Insurance Co's Interest Coverage or its related term are showing as below:
DFM:ASNIC's Interest Coverage is not ranked *
in the Insurance industry.
Industry Median: 16.06 * Ranked among companies with meaningful Interest Coverage only.
Algr National Insurance Co (DFM:ASNIC) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Algr National Insurance Co Interest Coverage Related Terms
Algr National Insurance Co Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Algr National Insurance Co Interest Coverage Chart
DFM:ASNIC vs BRK.A, AIG, HIG: Interest Coverage Comparison
For the Insurance - Diversified subindustry, Algr National Insurance Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Algr National Insurance Co Interest Coverage vs Insurance Industry
For the Insurance industry and Financial Services sector, Algr National Insurance Co's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Algr National Insurance Co's Interest Coverage falls into.
Algr National Insurance Co Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Algr National Insurance Co (DFM:ASNIC) has a Interest Coverage of 1.90 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Algr National Insurance Co and its competitors. This is 51% below median its historical median of 3.91.
Is Algr National Insurance Co's Interest Coverage too high?
Algr National Insurance Co's current Interest Coverage of 1.90 is 51% below median its 10-year median of 3.91. The Insurance industry median Interest Coverage is 16.06. Algr National Insurance Co's value of 1.90 is 88.2% below this industry median. Overall, Algr National Insurance Co has a GF Score™ of 56/100, reflecting its overall financial health beyond just this single metric.
How does Algr National Insurance Co's Interest Coverage compare to BRK.A and AIG?
Algr National Insurance Co's Interest Coverage of 1.90 can be compared against companies in the Insurance industry. The industry median Interest Coverage is 16.06. Algr National Insurance Co's value of 1.90 is 88.2% below this benchmark. While the company's 10-year median is 3.91 vs. the industry median of 16.06, Algr National Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.06, based on 351 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Algr National Insurance Co's current Interest Coverage of 1.90 is 88.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Algr National Insurance Co and its competitors. For the Insurance industry, the median Interest Coverage is 16.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Algr National Insurance Co's current Interest Coverage is 1.90, which is 51% below median its own 10-year median of 3.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Algr National Insurance Co stock overvalued right now?
Algr National Insurance Co (DFM:ASNIC) has a current Interest Coverage of 1.90. The stock's GF Value™ is د.إ1.54, compared to a current price of د.إ0.66 — trading 57.3% below its estimated fair value. The current Interest Coverage is 1.90, which is 51% below median its 10-year median of 3.91 and 88.2% below the Insurance industry median of 16.06. Algr National Insurance Co's overall GF Score™ is 56/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Algr National Insurance Co (DFM:ASNIC), the current Interest Coverage is 1.90 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Algr National Insurance Co (DFM:ASNIC) Overvalued in 2026?
Based on GuruFocus' analysis, Algr National Insurance Co stock appears to be undervalued.
The current stock price of د.إ0.66 is trading 57.3% below its estimated GF Value™ of د.إ1.54.
Key valuation signals for DFM:ASNIC:
Interest Coverage: 1.90 (51% below median its 10-year median of 3.91)
GF Value™: د.إ1.54 vs. price of د.إ0.66 (57.3% below fair value)
Industry Position: 88.2% below the Insurance median
No single metric tells the full story. See the DFM:ASNIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al Sagr National Insurance Co is an insurance company. The company supports its clients with comprehensive insurance solutions to manage health, life, and general risks for individuals, SMEs, large companies, and multinational corporations. It is engaged in the writing of insurance, including property, engineering, liability, marine cargo, marine hull, motor, medical, life, travel, and miscellaneous insurance. The company's operating segments are: Life insurance and medical, General and motor, which derive maximum revenue, and Investments.
56GF Score
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