Algr National Insurance Co (DFM:ASNIC) Return-on-Tangible-Equity: Negative Tangible Equity% (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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DFM:ASNIC Al Sagr National Insurance Co DFM:ASNIC
56 GF Score
Price د.إ0.66
GF Value د.إ1.54
! 4 Warning Signs
View Full Analysis

What is Algr National Insurance Co Return-on-Tangible-Equity?

Algr National Insurance Co DFM:ASNIC 56 Return-on-Tangible-Equity is Negative Tangible Equity% as of Mar. 2026. GuruFocus rates DFM:ASNIC with a GF Score™ of 56/100 and a GF Value™ of د.إ1.54. The stock has 4 warning signs investors should review.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Algr National Insurance Co's annualized net income for the quarter that ended in Mar. 2026 was د.إ9.2 Mil. Algr National Insurance Co's average shareholder tangible equity for the quarter that ended in Mar. 2026 was د.إ-86.5 Mil. Therefore, Algr National Insurance Co's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was Negative Tangible Equity%.

The historical rank and industry rank for Algr National Insurance Co's Return-on-Tangible-Equity or its related term are showing as below:

During the past 13 years, Algr National Insurance Co's highest Return-on-Tangible-Equity was 4.82%. The lowest was -120.00%. And the median was 1.81%.

DFM:ASNIC's Return-on-Tangible-Equity is not ranked *
in the Insurance industry.
Industry Median: 13.32
* Ranked among companies with meaningful Return-on-Tangible-Equity only.

Algr National Insurance Co  (DFM:ASNIC) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Algr National Insurance Co Return-on-Tangible-Equity Related Terms


Algr National Insurance Co Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for Algr National Insurance Co's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Algr National Insurance Co Return-on-Tangible-Equity Chart

Algr National Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only -21.93 -22.27 3.13 -120.00 0.00

Algr National Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -74.83 -116.07 -1,716.87 0.00 Negative Tangible Equity

DFM:ASNIC vs BRK.A, AIG, HIG: Return-on-Tangible-Equity Comparison

For the Insurance - Diversified subindustry, Algr National Insurance Co's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Algr National Insurance Co Return-on-Tangible-Equity vs Insurance Industry

For the Insurance industry and Financial Services sector, Algr National Insurance Co's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Algr National Insurance Co's Return-on-Tangible-Equity falls into.


DFM:ASNIC
56GF Score
Al Sagr National Insurance Co DFM:ASNIC
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Algr National Insurance Co Return-on-Tangible-Equity Calculation

Algr National Insurance Co's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=-143.792/( (53.941+-87.718 )/ 2 )
=-143.792/-16.8885
=N/A %

Algr National Insurance Co's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=9.18/( (-87.718+-85.314)/ 2 )
=9.18/-86.516
=Negative Tangible Equity %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of Negative Tangible Equity% mean?
Algr National Insurance Co (DFM:ASNIC) has a Return-on-Tangible-Equity of Negative Tangible Equity% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Algr National Insurance Co and its competitors.
Is Algr National Insurance Co's Return-on-Tangible-Equity too high?
Algr National Insurance Co's current Return-on-Tangible-Equity is Negative Tangible Equity%. Overall, Algr National Insurance Co has a GF Score™ of 56/100, reflecting its overall financial health beyond just this single metric.
How does Algr National Insurance Co's Return-on-Tangible-Equity compare to BRK.A and AIG?
Algr National Insurance Co's Return-on-Tangible-Equity of Negative Tangible Equity% can be compared against companies in the Insurance industry. The industry median Return-on-Tangible-Equity is 13.32. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Insurance company?
The median Return-on-Tangible-Equity among Insurance companies is 13.32, based on 497 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Algr National Insurance Co and its competitors. For the Insurance industry, the median Return-on-Tangible-Equity is 13.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Algr National Insurance Co's current Return-on-Tangible-Equity is Negative Tangible Equity%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Algr National Insurance Co stock overvalued right now?
Algr National Insurance Co (DFM:ASNIC) has a current Return-on-Tangible-Equity of Negative Tangible Equity%. The stock's GF Value™ is د.إ1.54, compared to a current price of د.إ0.66 — trading 57.3% below its estimated fair value. The current Return-on-Tangible-Equity is Negative Tangible Equity%. Algr National Insurance Co's overall GF Score™ is 56/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Algr National Insurance Co (DFM:ASNIC), the current Return-on-Tangible-Equity is Negative Tangible Equity% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Algr National Insurance Co (DFM:ASNIC) Overvalued in 2026?

Based on GuruFocus' analysis, Algr National Insurance Co stock appears to be undervalued. The current stock price of د.إ0.66 is trading 57.3% below its estimated GF Value™ of د.إ1.54.

Key valuation signals for DFM:ASNIC:

  • Return-on-Tangible-Equity: Negative Tangible Equity%
  • GF Value™: د.إ1.54 vs. price of د.إ0.66 (57.3% below fair value)
  • GF Score™: 56/100 with 4 warning signs

No single metric tells the full story. See the DFM:ASNIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Algr National Insurance Co Business Description

Address Al Seef Road, Diplomatic Area, Al Sagr National Insurance Building, P.O. Box 14614, Bur Dubai, Dubai, ARE
Al Sagr National Insurance Co is an insurance company. The company supports its clients with comprehensive insurance solutions to manage health, life, and general risks for individuals, SMEs, large companies, and multinational corporations. It is engaged in the writing of insurance, including property, engineering, liability, marine cargo, marine hull, motor, medical, life, travel, and miscellaneous insurance. The company's operating segments are: Life insurance and medical, General and motor, which derive maximum revenue, and Investments.
56GF Score

Get the complete analysis for DFM:ASNIC

Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ0.66
Price
د.إ1.54
GF Value