Algr National Insurance Co (DFM:ASNIC) E10: د.إ-0.18 (As of Mar. 2026)

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DFM:ASNIC Al Sagr National Insurance Co DFM:ASNIC
56 GF Score
Price د.إ0.66
GF Value د.إ1.54
! 4 Warning Signs
View Full Analysis

What is Algr National Insurance Co E10?

Algr National Insurance Co DFM:ASNIC 56 E10 is د.إ-0.18 as of Mar. 2026. GuruFocus rates DFM:ASNIC with a GF Score™ of 56/100 and a GF Value™ of د.إ1.54. The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Algr National Insurance Co's adjusted earnings per share data for the three months ended in Mar. 2026 was د.إ0.010. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is د.إ-0.18 for the trailing ten years ended in Mar. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Algr National Insurance Co was -31.70% per year. The lowest was -31.70% per year. And the median was -31.70% per year.

As of today (2026-07-15), Algr National Insurance Co's current stock price is د.إ0.657. Algr National Insurance Co's E10 for the quarter that ended in Mar. 2026 was د.إ-0.18. Algr National Insurance Co's Shiller PE Ratio of today is .


Algr National Insurance Co  (DFM:ASNIC) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Algr National Insurance Co E10 Related Terms


Algr National Insurance Co E10 Historical Data

* Premium members only.

The historical data trend for Algr National Insurance Co's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Algr National Insurance Co E10 Chart

Algr National Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.07 0.00 -0.10 -0.16 -0.16

Algr National Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.18 -0.17 -0.18 -0.16 -0.18

DFM:ASNIC vs BRK.A, AIG, HIG: E10 Comparison

For the Insurance - Diversified subindustry, Algr National Insurance Co's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Algr National Insurance Co Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Algr National Insurance Co's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Algr National Insurance Co's Shiller PE Ratio falls into.


DFM:ASNIC
56GF Score
Al Sagr National Insurance Co DFM:ASNIC
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Algr National Insurance Co E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Algr National Insurance Co's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.01/330.2130*330.2130
=0.010

Current CPI (Mar. 2026) = 330.2130.

Algr National Insurance Co Quarterly Data

per share eps CPI Adj_EPS
201606 0.070 241.018 0.096
201609 -0.010 241.428 -0.014
201612 -0.050 241.432 -0.068
201703 0.020 243.801 0.027
201706 0.030 244.955 0.040
201709 0.020 246.819 0.027
201712 0.015 246.524 0.020
201803 0.040 249.554 0.053
201806 0.040 251.989 0.052
201809 0.020 252.439 0.026
201812 -0.030 251.233 -0.039
201903 0.030 254.202 0.039
201906 0.030 256.143 0.039
201909 0.025 256.759 0.032
201912 -0.069 256.974 -0.089
202003 0.030 258.115 0.038
202006 0.010 257.797 0.013
202009 0.001 260.280 0.001
202012 -0.023 260.474 -0.029
202103 -0.030 264.877 -0.037
202106 -0.060 271.696 -0.073
202109 -0.078 274.310 -0.094
202112 -0.129 278.802 -0.153
202203 -0.130 287.504 -0.149
202206 -0.070 296.311 -0.078
202209 -0.030 296.808 -0.033
202212 0.000 296.797 0.000
202303 0.030 301.836 0.033
202306 -0.002 305.109 -0.002
202309 -0.020 307.789 -0.021
202312 0.020 306.746 0.022
202403 -0.210 312.332 -0.222
202406 -0.180 314.175 -0.189
202409 0.000 315.301 0.000
202412 -0.300 315.605 -0.314
202503 -0.040 319.799 -0.041
202506 -0.050 322.561 -0.051
202509 -0.210 324.800 -0.213
202512 -0.340 324.054 -0.346
202603 0.010 330.213 0.010

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of د.إ-0.18 mean?
Algr National Insurance Co (DFM:ASNIC) has a E10 of د.إ-0.18 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Algr National Insurance Co and its competitors.
Is Algr National Insurance Co's E10 too high?
Algr National Insurance Co's current E10 is د.إ-0.18. Overall, Algr National Insurance Co has a GF Score™ of 56/100, reflecting its overall financial health beyond just this single metric.
How does Algr National Insurance Co's E10 compare to BRK.A and AIG?
Algr National Insurance Co's E10 of د.إ-0.18 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Algr National Insurance Co and its competitors. Algr National Insurance Co's current E10 is د.إ-0.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Algr National Insurance Co stock overvalued right now?
Algr National Insurance Co (DFM:ASNIC) has a current E10 of د.إ-0.18. The stock's GF Value™ is د.إ1.54, compared to a current price of د.إ0.66 — trading 57.3% below its estimated fair value. The current E10 is د.إ-0.18. Algr National Insurance Co's overall GF Score™ is 56/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Algr National Insurance Co (DFM:ASNIC), the current E10 is د.إ-0.18 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Algr National Insurance Co (DFM:ASNIC) Overvalued in 2026?

Based on GuruFocus' analysis, Algr National Insurance Co stock appears to be undervalued. The current stock price of د.إ0.66 is trading 57.3% below its estimated GF Value™ of د.إ1.54.

Key valuation signals for DFM:ASNIC:

  • E10: د.إ-0.18
  • GF Value™: د.إ1.54 vs. price of د.إ0.66 (57.3% below fair value)
  • GF Score™: 56/100 with 4 warning signs

No single metric tells the full story. See the DFM:ASNIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Algr National Insurance Co Business Description

Address Al Seef Road, Diplomatic Area, Al Sagr National Insurance Building, P.O. Box 14614, Bur Dubai, Dubai, ARE
Al Sagr National Insurance Co is an insurance company. The company supports its clients with comprehensive insurance solutions to manage health, life, and general risks for individuals, SMEs, large companies, and multinational corporations. It is engaged in the writing of insurance, including property, engineering, liability, marine cargo, marine hull, motor, medical, life, travel, and miscellaneous insurance. The company's operating segments are: Life insurance and medical, General and motor, which derive maximum revenue, and Investments.
56GF Score

Get the complete analysis for DFM:ASNIC

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ0.66
Price
د.إ1.54
GF Value