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3-Year Return on Invested Incremental Capital (3-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 3-year.
Algr National Insurance Co's 3-Year ROIIC % for the quarter that ended in Dec. 2025 was 31.91%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
The industry rank for Algr National Insurance Co's 3-Year ROIIC % or its related term are showing as below:
DFM:ASNIC's 3-Year ROIIC % is not ranked
in the Insurance industry.
Industry Median: 5.2
vs DFM:ASNIC: 31.91
Algr National Insurance Co (DFM:ASNIC) 3-Year ROIIC % Explanation
Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.
High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Be Aware
It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.
Algr National Insurance Co 3-Year ROIIC % Related Terms
Algr National Insurance Co 3-Year ROIIC % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
DFM:ASNIC vs BRK.A, AIG, HIG: 3-Year ROIIC % Comparison
For the Insurance - Diversified subindustry, Algr National Insurance Co's 3-Year ROIIC %, along with its competitors' market caps and 3-Year ROIIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Algr National Insurance Co 3-Year ROIIC % vs Insurance Industry
For the Insurance industry and Financial Services sector, Algr National Insurance Co's 3-Year ROIIC % distribution charts can be found below:
* The bar in red indicates where Algr National Insurance Co's 3-Year ROIIC % falls into.
3-Year Incremental Net Operating Profit After Taxes (NOPAT)**
/
3-Year Incremental Invested Capital**
=
( -135.437 (Dec. 2025) - -47.027 (Dec. 2022) )
/
( 414.62815 (Dec. 2025) - 691.65415 (Dec. 2022) )
=
-88.41
/
-277.026
=
31.91%***
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Annual data of NOPAT and Invested Capital was used to calculate 3-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
Algr National Insurance Co (DFM:ASNIC) has a 3-Year ROIIC % of 31.91 as of Dec. 2025. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Algr National Insurance Co and its competitors.
Is Algr National Insurance Co's 3-Year ROIIC % too high?
Algr National Insurance Co's current 3-Year ROIIC % is 31.91. The Insurance industry median 3-Year ROIIC % is 5.20. Algr National Insurance Co's value of 31.91 is 513.7% above this industry median. Overall, Algr National Insurance Co has a GF Score™ of 56/100, reflecting its overall financial health beyond just this single metric.
How does Algr National Insurance Co's 3-Year ROIIC % compare to BRK.A and AIG?
Algr National Insurance Co's 3-Year ROIIC % of 31.91 can be compared against companies in the Insurance industry. The industry median 3-Year ROIIC % is 5.20. Algr National Insurance Co's value of 31.91 is 513.7% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year ROIIC % for an Insurance company?
The median 3-Year ROIIC % among Insurance companies is 5.20, based on 333 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Algr National Insurance Co's current 3-Year ROIIC % of 31.91 is 513.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year ROIIC % mean?
A high 3-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Algr National Insurance Co and its competitors. For the Insurance industry, the median 3-Year ROIIC % is 5.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Algr National Insurance Co's current 3-Year ROIIC % is 31.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Algr National Insurance Co stock overvalued right now?
Algr National Insurance Co (DFM:ASNIC) has a current 3-Year ROIIC % of 31.91. The stock's GF Value™ is د.إ1.54, compared to a current price of د.إ0.66 — trading 57.3% below its estimated fair value. The current 3-Year ROIIC % is 31.91 and 513.7% above the Insurance industry median of 5.20. Algr National Insurance Co's overall GF Score™ is 56/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year ROIIC % calculated?
3-Year ROIIC % is calculated from a company's financial statements. For Algr National Insurance Co (DFM:ASNIC), the current 3-Year ROIIC % is 31.91 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Algr National Insurance Co (DFM:ASNIC) Overvalued in 2026?
Based on GuruFocus' analysis, Algr National Insurance Co stock appears to be undervalued.
The current stock price of د.إ0.66 is trading 57.3% below its estimated GF Value™ of د.إ1.54.
Key valuation signals for DFM:ASNIC:
3-Year ROIIC %: 31.91
GF Value™: د.إ1.54 vs. price of د.إ0.66 (57.3% below fair value)
Industry Position: 513.7% above the Insurance median
No single metric tells the full story. See the DFM:ASNIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al Sagr National Insurance Co is an insurance company. The company supports its clients with comprehensive insurance solutions to manage health, life, and general risks for individuals, SMEs, large companies, and multinational corporations. It is engaged in the writing of insurance, including property, engineering, liability, marine cargo, marine hull, motor, medical, life, travel, and miscellaneous insurance. The company's operating segments are: Life insurance and medical, General and motor, which derive maximum revenue, and Investments.
56GF Score
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