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A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Algr National Insurance Co's Debt-to-EBITDA or its related term are showing as below:
DFM:ASNIC'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -3.64 Med: 4.39 Max: 12.22
Current: -2.03
During the past 13 years, the highest Debt-to-EBITDA Ratio of Algr National Insurance Co was 12.22. The lowest was -3.64. And the median was 4.39.
DFM:ASNIC's Debt-to-EBITDA is not ranked
in the Insurance industry.
Industry Median: 1.19
vs DFM:ASNIC: -2.03
Algr National Insurance Co (DFM:ASNIC) Debt-to-EBITDA Explanation
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Algr National Insurance Co Debt-to-EBITDA Related Terms
Algr National Insurance Co Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
DFM:ASNIC vs BRK.A, AIG, HIG: Debt-to-EBITDA Comparison
For the Insurance - Diversified subindustry, Algr National Insurance Co's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Algr National Insurance Co Debt-to-EBITDA vs Insurance Industry
For the Insurance industry and Financial Services sector, Algr National Insurance Co's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Algr National Insurance Co's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Algr National Insurance Co (DFM:ASNIC) has a Debt-to-EBITDA of 11.15 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Algr National Insurance Co. This is 154% above median its historical median of 4.39.
Is Algr National Insurance Co's Debt-to-EBITDA too high?
Algr National Insurance Co's current Debt-to-EBITDA of 11.15 is 154% above median its 10-year median of 4.39. The Insurance industry median Debt-to-EBITDA is 1.19. Algr National Insurance Co's value of 11.15 is 837% above this industry median. Overall, Algr National Insurance Co has a GF Score™ of 56/100, reflecting its overall financial health beyond just this single metric.
How does Algr National Insurance Co's Debt-to-EBITDA compare to BRK.A and AIG?
Algr National Insurance Co's Debt-to-EBITDA of 11.15 can be compared against companies in the Insurance industry. The industry median Debt-to-EBITDA is 1.19. Algr National Insurance Co's value of 11.15 is 837% above this benchmark. While the company's 10-year median is 4.39 vs. the industry median of 1.19, Algr National Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Insurance company?
The median Debt-to-EBITDA among Insurance companies is 1.19, based on 320 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Algr National Insurance Co's current Debt-to-EBITDA of 11.15 is 837% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Algr National Insurance Co. For the Insurance industry, the median Debt-to-EBITDA is 1.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Algr National Insurance Co's current Debt-to-EBITDA is 11.15, which is 154% above median its own 10-year median of 4.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Algr National Insurance Co stock overvalued right now?
Algr National Insurance Co (DFM:ASNIC) has a current Debt-to-EBITDA of 11.15. The stock's GF Value™ is د.إ1.54, compared to a current price of د.إ0.66 — trading 57.3% below its estimated fair value. The current Debt-to-EBITDA is 11.15, which is 154% above median its 10-year median of 4.39 and 837% above the Insurance industry median of 1.19. Algr National Insurance Co's overall GF Score™ is 56/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Algr National Insurance Co (DFM:ASNIC), the current Debt-to-EBITDA is 11.15 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Algr National Insurance Co (DFM:ASNIC) Overvalued in 2026?
Based on GuruFocus' analysis, Algr National Insurance Co stock appears to be undervalued.
The current stock price of د.إ0.66 is trading 57.3% below its estimated GF Value™ of د.إ1.54.
Key valuation signals for DFM:ASNIC:
Debt-to-EBITDA: 11.15 (154% above median its 10-year median of 4.39)
GF Value™: د.إ1.54 vs. price of د.إ0.66 (57.3% below fair value)
Industry Position: 837% above the Insurance median
No single metric tells the full story. See the DFM:ASNIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al Sagr National Insurance Co is an insurance company. The company supports its clients with comprehensive insurance solutions to manage health, life, and general risks for individuals, SMEs, large companies, and multinational corporations. It is engaged in the writing of insurance, including property, engineering, liability, marine cargo, marine hull, motor, medical, life, travel, and miscellaneous insurance. The company's operating segments are: Life insurance and medical, General and motor, which derive maximum revenue, and Investments.
56GF Score
Get the complete analysis for DFM:ASNIC
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