PT Pacific Strategic Financial Tbk (ISX:APIC) Cyclically Adjusted Book per Share: Rp191.55 (As of Mar. 2026)


ISX:APIC PT Pacific Strategic Financial Tbk ISX:APIC
53 GF Score
Price Rp670.00
GF Value Rp1,070.85
Valuation Possible Value Trap
! 7 Warning Signs
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What is PT Pacific Strategic Financial Tbk Cyclically Adjusted Book per Share?

PT Pacific Strategic Financial Tbk ISX:APIC +4.69% 53 Cyclically Adjusted Book per Share is Rp191.55 as of Mar. 2026. GuruFocus rates ISX:APIC with a GF Score™ of 53/100 and a GF Value™ of Rp1,070.85 (Possible Value Trap). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

PT Pacific Strategic Financial Tbk's adjusted book value per share for the three months ended in Mar. 2026 was Rp275.502. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is Rp191.55 for the trailing ten years ended in Mar. 2026.

During the past 12 months, PT Pacific Strategic Financial Tbk's average Cyclically Adjusted Book Growth Rate was 11.80% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 11.00% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 8.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of PT Pacific Strategic Financial Tbk was 11.30% per year. The lowest was 5.10% per year. And the median was 11.00% per year.

As of today (2026-07-03), PT Pacific Strategic Financial Tbk's current stock price is Rp670.00. PT Pacific Strategic Financial Tbk's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was Rp191.55. PT Pacific Strategic Financial Tbk's Cyclically Adjusted PB Ratio of today is 3.50.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of PT Pacific Strategic Financial Tbk was 10.02. The lowest was 2.69. And the median was 7.32.


PT Pacific Strategic Financial Tbk  (ISX:APIC) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

PT Pacific Strategic Financial Tbk's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=670.00/191.55
=3.50

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of PT Pacific Strategic Financial Tbk was 10.02. The lowest was 2.69. And the median was 7.32.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


PT Pacific Strategic Financial Tbk Cyclically Adjusted Book per Share Related Terms


PT Pacific Strategic Financial Tbk Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for PT Pacific Strategic Financial Tbk's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Pacific Strategic Financial Tbk Cyclically Adjusted Book per Share Chart

PT Pacific Strategic Financial Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 121.24 137.10 152.12 167.33 187.64

PT Pacific Strategic Financial Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 171.34 176.60 181.09 187.64 191.55

ISX:APIC vs AFL, MET, PRU: Cyclically Adjusted Book per Share Comparison

For the Insurance - Life subindustry, PT Pacific Strategic Financial Tbk's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Pacific Strategic Financial Tbk Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, PT Pacific Strategic Financial Tbk's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where PT Pacific Strategic Financial Tbk's Cyclically Adjusted PB Ratio falls into.


ISX:APIC
53GF Score
PT Pacific Strategic Financial Tbk ISX:APIC
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Pacific Strategic Financial Tbk Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, PT Pacific Strategic Financial Tbk's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=275.502/136.5387*136.5387
=275.502

Current CPI (Mar. 2026) = 136.5387.

PT Pacific Strategic Financial Tbk Quarterly Data

Book Value per Share CPI Adj_Book
201606 70.548 103.212 93.327
201609 73.875 104.142 96.856
201612 125.465 105.222 162.807
201703 126.228 106.476 161.868
201706 130.303 107.722 165.161
201709 132.731 108.020 167.773
201712 135.600 109.017 169.833
201803 143.448 110.097 177.900
201806 142.417 111.085 175.050
201809 139.966 111.135 171.961
201812 141.481 112.430 171.819
201903 143.224 112.829 173.322
201906 146.849 114.730 174.763
201909 147.829 114.905 175.662
201912 148.378 115.486 175.427
202003 155.425 116.252 182.547
202006 158.098 116.630 185.086
202009 158.928 116.397 186.430
202012 158.659 117.318 184.653
202103 165.515 117.840 191.779
202106 168.778 118.184 194.990
202109 171.358 118.262 197.841
202112 172.696 119.516 197.293
202203 179.800 120.948 202.977
202206 180.874 123.322 200.258
202209 180.931 125.298 197.162
202212 185.610 126.098 200.979
202303 195.262 126.953 210.006
202306 195.712 127.663 209.319
202309 195.795 128.151 208.609
202312 181.251 129.395 191.258
202403 208.742 130.607 218.222
202406 210.791 130.792 220.053
202409 210.388 130.361 220.358
202412 201.652 131.432 209.488
202503 224.084 131.948 231.880
202506 226.716 133.241 232.328
202509 227.560 133.819 232.185
202512 264.712 135.271 267.193
202603 275.502 136.539 275.502

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of Rp191.55 mean?
PT Pacific Strategic Financial Tbk (ISX:APIC) has a Cyclically Adjusted Book per Share of Rp191.55 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on PT Pacific Strategic Financial Tbk and its competitors.
Is PT Pacific Strategic Financial Tbk's Cyclically Adjusted Book per Share too high?
PT Pacific Strategic Financial Tbk's current Cyclically Adjusted Book per Share is Rp191.55. Overall, PT Pacific Strategic Financial Tbk has a GF Score™ of 53/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PT Pacific Strategic Financial Tbk's Cyclically Adjusted Book per Share compare to AFL and MET?
PT Pacific Strategic Financial Tbk's Cyclically Adjusted Book per Share of Rp191.55 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for an Insurance company?
A good Cyclically Adjusted Book per Share depends on the Insurance industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on PT Pacific Strategic Financial Tbk and its competitors. PT Pacific Strategic Financial Tbk's current Cyclically Adjusted Book per Share is Rp191.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Pacific Strategic Financial Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Pacific Strategic Financial Tbk (ISX:APIC) is currently considered Possible Value Trap. The stock's GF Value™ is Rp1,070.85, compared to a current price of Rp670.00 — trading 37.4% below its estimated fair value. The current Cyclically Adjusted Book per Share is Rp191.55. PT Pacific Strategic Financial Tbk's overall GF Score™ is 53/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For PT Pacific Strategic Financial Tbk (ISX:APIC), the current Cyclically Adjusted Book per Share is Rp191.55 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Pacific Strategic Financial Tbk (ISX:APIC) Overvalued in 2026?

Based on GuruFocus' analysis, PT Pacific Strategic Financial Tbk stock appears to be undervalued. The current stock price of Rp670.00 is trading 37.4% below its estimated GF Value™ of Rp1,070.85. GuruFocus considers PT Pacific Strategic Financial Tbk to be Possible Value Trap.

Key valuation signals for ISX:APIC:

  • Cyclically Adjusted Book per Share: Rp191.55
  • GF Value™: Rp1,070.85 vs. price of Rp670.00 (37.4% below fair value)
  • GF Score™: 53/100 with 7 warning signs

No single metric tells the full story. See the ISX:APIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Pacific Strategic Financial Tbk Business Description

Address Jlalan Jend. Gatot Subroto No. 38, Menara (Utara) Lt. 12A, Jakarta Selatan, IDN, 12710
PT Pacific Strategic Financial Tbk is an Indonesian company that carries out activities as an investment company and engages in capital investment through its subsidiaries. It runs its business in the field of investment on securities trading, investment managers, and financial management, as well as other financing institutions. The services provided by the company through its subsidiaries include investment management services for mutual funds and other investments; financial management services, as well as venture capital and consumer financing, and conventional and sharia life insurance services.
53GF Score

Get the complete analysis for ISX:APIC

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp670.00
Price
Rp1,070.85
GF Value