* The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
ISX:APIC'
s PEG Ratio Range Over the Past 10 Years
Min: 0.66 Med: 4.6 Max: 24.37
Current: 9.04
During the past 13 years, PT Pacific Strategic Financial Tbk's highest PEG Ratio was 24.37. The lowest was 0.66. And the median was 4.60.
ISX:APIC's PEG Ratio is ranked worse than 95.14% of 185
companies
in the Insurance industry
Industry Median: 0.86
vs ISX:APIC: 9.04
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
PT Pacific Strategic Financial Tbk (ISX:APIC) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
PT Pacific Strategic Financial Tbk PEG Ratio Related Terms
PT Pacific Strategic Financial Tbk PEG Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Pacific Strategic Financial Tbk PEG Ratio Chart
For the Insurance - Life subindustry, PT Pacific Strategic Financial Tbk's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Pacific Strategic Financial Tbk PEG Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, PT Pacific Strategic Financial Tbk's PEG Ratio distribution charts can be found below:
* The bar in red indicates where PT Pacific Strategic Financial Tbk's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
PT Pacific Strategic Financial Tbk (ISX:APIC) has a PEG Ratio of 9.03 as of Jul. 03, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on PT Pacific Strategic Financial Tbk and its competitors. This is 96% above median its historical median of 4.60. Over the past decade, PT Pacific Strategic Financial Tbk's PEG Ratio has ranged from 0.66 to 24.37. According to the industry distribution chart, PT Pacific Strategic Financial Tbk ranks #176 out of 185 companies in the Insurance industry, placing it in the top 95.1%.
Is PT Pacific Strategic Financial Tbk's PEG Ratio too high?
PT Pacific Strategic Financial Tbk's current PEG Ratio of 9.03 is 96% above median its 10-year median of 4.60. Over the past 10 years, this metric has ranged from a low of 0.66 to a high of 24.37. The Insurance industry median PEG Ratio is 0.86. PT Pacific Strategic Financial Tbk's value of 9.03 is 950% above this industry median. Based on the distribution chart, PT Pacific Strategic Financial Tbk ranks #176 out of 185 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, PT Pacific Strategic Financial Tbk has a GF Score™ of 53/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PT Pacific Strategic Financial Tbk's PEG Ratio compare to AFL and MET?
According to the Insurance industry distribution chart, PT Pacific Strategic Financial Tbk ranks #176 out of 185 companies for PEG Ratio. This places PT Pacific Strategic Financial Tbk in the lower half of its industry. The industry median PEG Ratio is 0.86. PT Pacific Strategic Financial Tbk's value of 9.03 is 950% above this benchmark. Historically, PT Pacific Strategic Financial Tbk's own PEG Ratio has ranged from 0.66 to 24.37 over the past decade. While the company's 10-year median is 4.60 vs. the industry median of 0.86, PT Pacific Strategic Financial Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for an Insurance company?
The median PEG Ratio among Insurance companies is 0.86, based on 185 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Pacific Strategic Financial Tbk's current PEG Ratio of 9.03 is 950% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on PT Pacific Strategic Financial Tbk and its competitors. For the Insurance industry, the median PEG Ratio is 0.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Pacific Strategic Financial Tbk's current PEG Ratio is 9.03, which is 96% above median its own 10-year median of 4.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Pacific Strategic Financial Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Pacific Strategic Financial Tbk (ISX:APIC) is currently considered Possible Value Trap. The stock's GF Value™ is Rp1,070.85, compared to a current price of Rp670.00 — trading 37.4% below its estimated fair value. The current PEG Ratio is 9.03, which is 96% above median its 10-year median of 4.60 and 950% above the Insurance industry median of 0.86. PT Pacific Strategic Financial Tbk's overall GF Score™ is 53/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For PT Pacific Strategic Financial Tbk (ISX:APIC), the current PEG Ratio is 9.03 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Pacific Strategic Financial Tbk (ISX:APIC) Overvalued in 2026?
Based on GuruFocus' analysis, PT Pacific Strategic Financial Tbk stock appears to be undervalued.
The current stock price of Rp670.00 is trading 37.4% below its estimated GF Value™ of Rp1,070.85.
GuruFocus considers PT Pacific Strategic Financial Tbk to be Possible Value Trap.
Key valuation signals for ISX:APIC:
PEG Ratio: 9.03 (96% above median its 10-year median of 4.60)
GF Value™: Rp1,070.85 vs. price of Rp670.00 (37.4% below fair value)
Industry Position: 950% above the Insurance median (#176 of 185)
No single metric tells the full story. See the ISX:APIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Pacific Strategic Financial Tbk Business Description
PT Pacific Strategic Financial Tbk is an Indonesian company that carries out activities as an investment company and engages in capital investment through its subsidiaries. It runs its business in the field of investment on securities trading, investment managers, and financial management, as well as other financing institutions. The services provided by the company through its subsidiaries include investment management services for mutual funds and other investments; financial management services, as well as venture capital and consumer financing, and conventional and sharia life insurance services.
53GF Score
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