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PT Pacific Strategic Financial Tbk (ISX:APIC) Interest Coverage : 1.51 (As of Mar. 2025)


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What is PT Pacific Strategic Financial Tbk Interest Coverage?

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. PT Pacific Strategic Financial Tbk's Operating Income for the three months ended in Mar. 2025 was Rp116,929 Mil. PT Pacific Strategic Financial Tbk's Interest Expense for the three months ended in Mar. 2025 was Rp-77,670 Mil. PT Pacific Strategic Financial Tbk's interest coverage for the quarter that ended in Mar. 2025 was 1.51. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for PT Pacific Strategic Financial Tbk's Interest Coverage or its related term are showing as below:

ISX:APIC' s Interest Coverage Range Over the Past 10 Years
Min: 0.65   Med: 2.05   Max: 5.57
Current: 0.76


ISX:APIC's Interest Coverage is ranked worse than
97.04% of 338 companies
in the Insurance industry
Industry Median: 14.04 vs ISX:APIC: 0.76

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


PT Pacific Strategic Financial Tbk Interest Coverage Historical Data

The historical data trend for PT Pacific Strategic Financial Tbk's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

* Premium members only.

PT Pacific Strategic Financial Tbk Interest Coverage Chart

PT Pacific Strategic Financial Tbk Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.67 1.00 1.10 0.65 0.69

PT Pacific Strategic Financial Tbk Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.28 0.34 0.14 0.87 1.51

Competitive Comparison of PT Pacific Strategic Financial Tbk's Interest Coverage

For the Insurance - Life subindustry, PT Pacific Strategic Financial Tbk's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Pacific Strategic Financial Tbk's Interest Coverage Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, PT Pacific Strategic Financial Tbk's Interest Coverage distribution charts can be found below:

* The bar in red indicates where PT Pacific Strategic Financial Tbk's Interest Coverage falls into.


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PT Pacific Strategic Financial Tbk Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

PT Pacific Strategic Financial Tbk's Interest Coverage for the fiscal year that ended in Dec. 2024 is calculated as

Here, for the fiscal year that ended in Dec. 2024, PT Pacific Strategic Financial Tbk's Interest Expense was Rp-287,385 Mil. Its Operating Income was Rp198,785 Mil. And its Long-Term Debt & Capital Lease Obligation was Rp585,560 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2024 )/Interest Expense (A: Dec. 2024 )
=-1*198785.393/-287384.989
=0.69

PT Pacific Strategic Financial Tbk's Interest Coverage for the quarter that ended in Mar. 2025 is calculated as

Here, for the three months ended in Mar. 2025, PT Pacific Strategic Financial Tbk's Interest Expense was Rp-77,670 Mil. Its Operating Income was Rp116,929 Mil. And its Long-Term Debt & Capital Lease Obligation was Rp585,560 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2025 )/Interest Expense (Q: Mar. 2025 )
=-1*116928.559/-77669.511
=1.51

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.


PT Pacific Strategic Financial Tbk  (ISX:APIC) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


PT Pacific Strategic Financial Tbk Interest Coverage Related Terms

Thank you for viewing the detailed overview of PT Pacific Strategic Financial Tbk's Interest Coverage provided by GuruFocus.com. Please click on the following links to see related term pages.


PT Pacific Strategic Financial Tbk Business Description

Traded in Other Exchanges
N/A
Address
Jlalan Jend. Gatot Subroto No. 38, Menara (Utara) Lt. 12A, Jakarta Selatan, IDN, 12710
PT Pacific Strategic Financial Tbk is an Indonesian company that carries out activities as an investment company and engages in capital investment through its subsidiaries. It runs its business in the field of investment on securities trading, investment managers, and financial management, as well as other financing institutions. The services provided by the company through its subsidiaries include investment management services for mutual funds and other investments; financial management services, as well as venture capital and consumer financing, and conventional and sharia life insurance services.

PT Pacific Strategic Financial Tbk Headlines

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