PT Pacific Strategic Financial Tbk (ISX:APIC) EV-to-EBITDA: 13.34 (As of Aug. 09, 2026) — 68% Below Median

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ISX:APIC PT Pacific Strategic Financial Tbk ISX:APIC
54 GF Score
Price Rp590.00
GF Value Rp1,066.10
Valuation Possible Value Trap
! 7 Warning Signs
View Full Analysis

What is PT Pacific Strategic Financial Tbk EV-to-EBITDA?

PT Pacific Strategic Financial Tbk ISX:APIC -5.60% 54 EV-to-EBITDA is 13.34 as of Aug. 09, 2026, which is 68% below its 10-year median of 41.84. GuruFocus rates ISX:APIC with a GF Score™ of 54/100 and a GF Value™ of Rp1,066.10 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 350 Insurance companies, PT Pacific Strategic Financial Tbk ranks worse than 75.43% on this metric.

EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, PT Pacific Strategic Financial Tbk's enterprise value is Rp4,542,071 Mil. PT Pacific Strategic Financial Tbk's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was Rp340,368 Mil. Therefore, PT Pacific Strategic Financial Tbk's EV-to-EBITDA for today is 13.34.

The historical rank and industry rank for PT Pacific Strategic Financial Tbk's EV-to-EBITDA or its related term are showing as below:

ISX:APIC' s EV-to-EBITDA Range Over the Past 10 Years
Min: 10.75   Med: 41.84   Max: 183.8
Current: 13.34

During the past 13 years, the highest EV-to-EBITDA of PT Pacific Strategic Financial Tbk was 183.80. The lowest was 10.75. And the median was 41.84.

ISX:APIC's EV-to-EBITDA is ranked worse than
75.43% of 350 companies
in the Insurance industry
Industry Median: 8.28 vs ISX:APIC: 13.34

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

As of today (2026-08-09), PT Pacific Strategic Financial Tbk's stock price is Rp590.00. PT Pacific Strategic Financial Tbk's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was Rp8.797. Therefore, PT Pacific Strategic Financial Tbk's PE Ratio (TTM) for today is 67.07.

The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).


PT Pacific Strategic Financial Tbk  (ISX:APIC) EV-to-EBITDA Explanation

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

PT Pacific Strategic Financial Tbk's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=590.00/8.797
=67.07

PT Pacific Strategic Financial Tbk's share price for today is Rp590.00.
PT Pacific Strategic Financial Tbk's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp8.797.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).

Please read Which price ratio outperforms the enterprise multiple?


PT Pacific Strategic Financial Tbk EV-to-EBITDA Related Terms


PT Pacific Strategic Financial Tbk EV-to-EBITDA Historical Data

* Premium members only.

The historical data trend for PT Pacific Strategic Financial Tbk's EV-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Pacific Strategic Financial Tbk EV-to-EBITDA Chart

PT Pacific Strategic Financial Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 45.29 33.48 40.43 36.81 56.39

PT Pacific Strategic Financial Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 25.85 31.76 30.85 56.39 32.18

ISX:APIC vs AFL, MET, PRU: EV-to-EBITDA Comparison

For the Insurance - Life subindustry, PT Pacific Strategic Financial Tbk's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Pacific Strategic Financial Tbk EV-to-EBITDA vs Insurance Industry

For the Insurance industry and Financial Services sector, PT Pacific Strategic Financial Tbk's EV-to-EBITDA distribution charts can be found below:

* The bar in red indicates where PT Pacific Strategic Financial Tbk's EV-to-EBITDA falls into.


ISX:APIC
54GF Score
PT Pacific Strategic Financial Tbk ISX:APIC
EV-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Pacific Strategic Financial Tbk EV-to-EBITDA Calculation

PT Pacific Strategic Financial Tbk's EV-to-EBITDA for today is calculated as:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA (TTM)
=4542071.164/340367.646
=13.34

PT Pacific Strategic Financial Tbk's current Enterprise Value is Rp4,542,071 Mil.
PT Pacific Strategic Financial Tbk's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp340,368 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-EBITDA →
What does a EV-to-EBITDA of 13.34 mean?
PT Pacific Strategic Financial Tbk (ISX:APIC) has a EV-to-EBITDA of 13.34 as of Aug. 09, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on PT Pacific Strategic Financial Tbk. This is 68% below median its historical median of 41.84. Over the past decade, PT Pacific Strategic Financial Tbk's EV-to-EBITDA has ranged from 10.75 to 183.80. According to the industry distribution chart, PT Pacific Strategic Financial Tbk ranks #264 out of 350 companies in the Insurance industry, placing it in the top 75.4%.
Is PT Pacific Strategic Financial Tbk's EV-to-EBITDA too high?
PT Pacific Strategic Financial Tbk's current EV-to-EBITDA of 13.34 is 68% below median its 10-year median of 41.84. Over the past 10 years, this metric has ranged from a low of 10.75 to a high of 183.80. The Insurance industry median EV-to-EBITDA is 8.28. PT Pacific Strategic Financial Tbk's value of 13.34 is 61.1% above this industry median. Based on the distribution chart, PT Pacific Strategic Financial Tbk ranks #264 out of 350 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, PT Pacific Strategic Financial Tbk has a GF Score™ of 54/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PT Pacific Strategic Financial Tbk's EV-to-EBITDA compare to AFL and MET?
According to the Insurance industry distribution chart, PT Pacific Strategic Financial Tbk ranks #264 out of 350 companies for EV-to-EBITDA. This places PT Pacific Strategic Financial Tbk in the lower half of its industry. The industry median EV-to-EBITDA is 8.28. PT Pacific Strategic Financial Tbk's value of 13.34 is 61.1% above this benchmark. Historically, PT Pacific Strategic Financial Tbk's own EV-to-EBITDA has ranged from 10.75 to 183.80 over the past decade. While the company's 10-year median is 41.84 vs. the industry median of 8.28, PT Pacific Strategic Financial Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for an Insurance company?
The median EV-to-EBITDA among Insurance companies is 8.28, based on 350 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Pacific Strategic Financial Tbk's current EV-to-EBITDA of 13.34 is 61.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on PT Pacific Strategic Financial Tbk. For the Insurance industry, the median EV-to-EBITDA is 8.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Pacific Strategic Financial Tbk's current EV-to-EBITDA is 13.34, which is 68% below median its own 10-year median of 41.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Pacific Strategic Financial Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Pacific Strategic Financial Tbk (ISX:APIC) is currently considered Possible Value Trap. The stock's GF Value™ is Rp1,066.10, compared to a current price of Rp590.00 — trading 44.7% below its estimated fair value. The current EV-to-EBITDA is 13.34, which is 68% below median its 10-year median of 41.84 and 61.1% above the Insurance industry median of 8.28. PT Pacific Strategic Financial Tbk's overall GF Score™ is 54/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For PT Pacific Strategic Financial Tbk (ISX:APIC), the current EV-to-EBITDA is 13.34 as of Aug. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Pacific Strategic Financial Tbk (ISX:APIC) Overvalued in 2026?

Based on GuruFocus' analysis, PT Pacific Strategic Financial Tbk stock appears to be undervalued. The current stock price of Rp590.00 is trading 44.7% below its estimated GF Value™ of Rp1,066.10. GuruFocus considers PT Pacific Strategic Financial Tbk to be Possible Value Trap.

Key valuation signals for ISX:APIC:

  • EV-to-EBITDA: 13.34 (68% below median its 10-year median of 41.84)
  • GF Value™: Rp1,066.10 vs. price of Rp590.00 (44.7% below fair value)
  • GF Score™: 54/100 with 7 warning signs
  • Industry Position: 61.1% above the Insurance median (#264 of 350)

No single metric tells the full story. See the ISX:APIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Pacific Strategic Financial Tbk Business Description

Address Jlalan Jend. Gatot Subroto No. 38, Menara (Utara) Lt. 12A, Jakarta Selatan, IDN, 12710
PT Pacific Strategic Financial Tbk is an Indonesian company that carries out activities as an investment company and engages in capital investment through its subsidiaries. It runs its business in the field of investment on securities trading, investment managers, and financial management, as well as other financing institutions. The services provided by the company through its subsidiaries include investment management services for mutual funds and other investments; financial management services, as well as venture capital and consumer financing, and conventional and sharia life insurance services.
54GF Score

Get the complete analysis for ISX:APIC

EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp590.00
Price
Rp1,066.10
GF Value