PT Pacific Strategic Financial Tbk (ISX:APIC) Net Debt Paydown Yield % : -0.31% (As of Jul. 15, 2026)

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ISX:APIC PT Pacific Strategic Financial Tbk ISX:APIC
54 GF Score
Price Rp635.00
GF Value Rp1,069.31
Valuation Possible Value Trap
! 7 Warning Signs
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What is PT Pacific Strategic Financial Tbk Net Debt Paydown Yield %?

PT Pacific Strategic Financial Tbk ISX:APIC 54 Net Debt Paydown Yield % is -0.31% as of Jul. 15, 2026. GuruFocus rates ISX:APIC with a GF Score™ of 54/100 and a GF Value™ of Rp1,069.31 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 422 Insurance companies, PT Pacific Strategic Financial Tbk ranks worse than 54.98% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, PT Pacific Strategic Financial Tbk's Net Debt Paydown Yield % was -0.31%.


PT Pacific Strategic Financial Tbk  (ISX:APIC) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


PT Pacific Strategic Financial Tbk Net Debt Paydown Yield % Related Terms


PT Pacific Strategic Financial Tbk Net Debt Paydown Yield % Historical Data

* Premium members only.

The historical data trend for PT Pacific Strategic Financial Tbk's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Pacific Strategic Financial Tbk Net Debt Paydown Yield % Chart

PT Pacific Strategic Financial Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Debt Paydown Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.10 -1.85 -2.33 -1.19 -0.18

PT Pacific Strategic Financial Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Debt Paydown Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.06 -0.71 -0.44 -0.18 -0.17

ISX:APIC vs AFL, MET, PRU: Net Debt Paydown Yield % Comparison

For the Insurance - Life subindustry, PT Pacific Strategic Financial Tbk's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Pacific Strategic Financial Tbk Net Debt Paydown Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, PT Pacific Strategic Financial Tbk's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where PT Pacific Strategic Financial Tbk's Net Debt Paydown Yield % falls into.


ISX:APIC
54GF Score
PT Pacific Strategic Financial Tbk ISX:APIC
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Pacific Strategic Financial Tbk Net Debt Paydown Yield % Calculation

PT Pacific Strategic Financial Tbk's Net Debt Paydown Yield % for the quarter that ended in Mar. 2026 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 1652480.17-1675381.06 )/13354765.255
=-0.17 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of -0.31% mean?
PT Pacific Strategic Financial Tbk (ISX:APIC) has a Net Debt Paydown Yield % of -0.31% as of Jul. 15, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on PT Pacific Strategic Financial Tbk and its competitors. According to the industry distribution chart, PT Pacific Strategic Financial Tbk ranks #232 out of 422 companies in the Insurance industry, placing it in the top 55%.
Is PT Pacific Strategic Financial Tbk's Net Debt Paydown Yield % too high?
PT Pacific Strategic Financial Tbk's current Net Debt Paydown Yield % is -0.31%. Based on the distribution chart, PT Pacific Strategic Financial Tbk ranks #232 out of 422 companies in the Insurance industry, which is below the industry midpoint. Overall, PT Pacific Strategic Financial Tbk has a GF Score™ of 54/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PT Pacific Strategic Financial Tbk's Net Debt Paydown Yield % compare to AFL and MET?
According to the Insurance industry distribution chart, PT Pacific Strategic Financial Tbk ranks #232 out of 422 companies for Net Debt Paydown Yield %. This places PT Pacific Strategic Financial Tbk in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for an Insurance company?
A good Net Debt Paydown Yield % depends on the Insurance industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on PT Pacific Strategic Financial Tbk and its competitors. PT Pacific Strategic Financial Tbk's current Net Debt Paydown Yield % is -0.31%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Pacific Strategic Financial Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Pacific Strategic Financial Tbk (ISX:APIC) is currently considered Possible Value Trap. The stock's GF Value™ is Rp1,069.31, compared to a current price of Rp635.00 — trading 40.6% below its estimated fair value. The current Net Debt Paydown Yield % is -0.31%. PT Pacific Strategic Financial Tbk's overall GF Score™ is 54/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For PT Pacific Strategic Financial Tbk (ISX:APIC), the current Net Debt Paydown Yield % is -0.31% as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Pacific Strategic Financial Tbk (ISX:APIC) Overvalued in 2026?

Based on GuruFocus' analysis, PT Pacific Strategic Financial Tbk stock appears to be undervalued. The current stock price of Rp635.00 is trading 40.6% below its estimated GF Value™ of Rp1,069.31. GuruFocus considers PT Pacific Strategic Financial Tbk to be Possible Value Trap.

Key valuation signals for ISX:APIC:

  • Net Debt Paydown Yield %: -0.31%
  • GF Value™: Rp1,069.31 vs. price of Rp635.00 (40.6% below fair value)
  • GF Score™: 54/100 with 7 warning signs

No single metric tells the full story. See the ISX:APIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Pacific Strategic Financial Tbk Business Description

Address Jlalan Jend. Gatot Subroto No. 38, Menara (Utara) Lt. 12A, Jakarta Selatan, IDN, 12710
PT Pacific Strategic Financial Tbk is an Indonesian company that carries out activities as an investment company and engages in capital investment through its subsidiaries. It runs its business in the field of investment on securities trading, investment managers, and financial management, as well as other financing institutions. The services provided by the company through its subsidiaries include investment management services for mutual funds and other investments; financial management services, as well as venture capital and consumer financing, and conventional and sharia life insurance services.
54GF Score

Get the complete analysis for ISX:APIC

Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp635.00
Price
Rp1,069.31
GF Value