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Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits). He defines ROC (Joel Greenblatt) % as EBIT divided by the total of Property, Plant and Equipment and net working capital. PT Pacific Strategic Financial Tbk's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 2,996.62%.
The historical rank and industry rank for PT Pacific Strategic Financial Tbk's ROC (Joel Greenblatt) % or its related term are showing as below:
ISX:APIC'
s ROC (Joel Greenblatt) % Range Over the Past 10 Years
Min: 49.45 Med: 144.26 Max: 1069.49
Current: 75.27
During the past 13 years, PT Pacific Strategic Financial Tbk's highest ROC (Joel Greenblatt) % was 1069.49%. The lowest was 49.45%. And the median was 144.26%.
ISX:APIC's ROC (Joel Greenblatt) % is ranked better than 50% of 66
companies
in the Insurance industry
Industry Median: 74.89
vs ISX:APIC: 75.27
The way Joel Greenblatt defines Return on Capital is a more accurate measure of how efficiently the company generates returns onthe capital actually invested in the business. EBIT is used instead of net income because the tax and interest payment may be affected by factors other than the core business operation. Intangible assets are not included in the calculation because they don't need to be replaced.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ISX:APIC vs AFL, MET, PRU: ROC (Joel Greenblatt) % Comparison
For the Insurance - Life subindustry, PT Pacific Strategic Financial Tbk's ROC (Joel Greenblatt) %, along with its competitors' market caps and ROC (Joel Greenblatt) % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Pacific Strategic Financial Tbk ROC (Joel Greenblatt) % vs Insurance Industry
For the Insurance industry and Financial Services sector, PT Pacific Strategic Financial Tbk's ROC (Joel Greenblatt) % distribution charts can be found below:
* The bar in red indicates where PT Pacific Strategic Financial Tbk's ROC (Joel Greenblatt) % falls into.
Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits) . He defines Return on Capital as follows:
EBIT stands for Earnings Before Interest and Taxes.
Fixed Assets are also known as non-current assets. They include the Property, Plant and Equipment that the firm needs in its operation.
GuruFocus calculates net working capital as: (Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Deferred Revenue + Other Current Liabilities). We're trying to account for OPERATING assets and liabilities (part of daily business) when calculating working capital. Cash and marketable securities are considered NON-OPERATING assets and are not included in calculation. We will also back out all interest bearing debt, short term debt and the portion of long term debt that is due in the current period from the current liabilities. This debt will be considered when computing cost of capital and it would be inappropriate to count it twice.
Note:
The EBIT data used here is four times the quarterly (Mar. 2026) EBIT data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a ROC (Joel Greenblatt) % of 2,996.62% mean?
PT Pacific Strategic Financial Tbk (ISX:APIC) has a ROC (Joel Greenblatt) % of 2,996.62% as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on PT Pacific Strategic Financial Tbk and its competitors. This is 1977% above median its historical median of 144.26. Over the past decade, PT Pacific Strategic Financial Tbk's ROC (Joel Greenblatt) % has ranged from 49.45 to 1,069.49. According to the industry distribution chart, PT Pacific Strategic Financial Tbk ranks #33 out of 66 companies in the Insurance industry, placing it in the top 50%.
Is PT Pacific Strategic Financial Tbk's ROC (Joel Greenblatt) % too high?
PT Pacific Strategic Financial Tbk's current ROC (Joel Greenblatt) % of 2,996.62% is 1977% above median its 10-year median of 144.26. Over the past 10 years, this metric has ranged from a low of 49.45 to a high of 1,069.49. The Insurance industry median ROC (Joel Greenblatt) % is 74.89. PT Pacific Strategic Financial Tbk's value of 2,996.62% is 3901.4% above this industry median. Based on the distribution chart, PT Pacific Strategic Financial Tbk ranks #33 out of 66 companies in the Insurance industry, which is above the industry midpoint. Overall, PT Pacific Strategic Financial Tbk has a GF Score™ of 54/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PT Pacific Strategic Financial Tbk's ROC (Joel Greenblatt) % compare to AFL and MET?
According to the Insurance industry distribution chart, PT Pacific Strategic Financial Tbk ranks #33 out of 66 companies for ROC (Joel Greenblatt) %. This puts PT Pacific Strategic Financial Tbk in the upper half of its industry. The industry median ROC (Joel Greenblatt) % is 74.89. PT Pacific Strategic Financial Tbk's value of 2,996.62% is 3901.4% above this benchmark. Historically, PT Pacific Strategic Financial Tbk's own ROC (Joel Greenblatt) % has ranged from 49.45 to 1,069.49 over the past decade. While the company's 10-year median is 144.26 vs. the industry median of 74.89, PT Pacific Strategic Financial Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for an Insurance company?
The median ROC (Joel Greenblatt) % among Insurance companies is 74.89, based on 66 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Pacific Strategic Financial Tbk's current ROC (Joel Greenblatt) % of 2,996.62% is 3901.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on PT Pacific Strategic Financial Tbk and its competitors. For the Insurance industry, the median ROC (Joel Greenblatt) % is 74.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Pacific Strategic Financial Tbk's current ROC (Joel Greenblatt) % is 2,996.62%, which is 1977% above median its own 10-year median of 144.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Pacific Strategic Financial Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Pacific Strategic Financial Tbk (ISX:APIC) is currently considered Possible Value Trap. The stock's GF Value™ is Rp1,069.18, compared to a current price of Rp660.00 — trading 38.3% below its estimated fair value. The current ROC (Joel Greenblatt) % is 2,996.62%, which is 1977% above median its 10-year median of 144.26 and 3901.4% above the Insurance industry median of 74.89. PT Pacific Strategic Financial Tbk's overall GF Score™ is 54/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For PT Pacific Strategic Financial Tbk (ISX:APIC), the current ROC (Joel Greenblatt) % is 2,996.62% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Pacific Strategic Financial Tbk (ISX:APIC) Overvalued in 2026?
Based on GuruFocus' analysis, PT Pacific Strategic Financial Tbk stock appears to be undervalued.
The current stock price of Rp660.00 is trading 38.3% below its estimated GF Value™ of Rp1,069.18.
GuruFocus considers PT Pacific Strategic Financial Tbk to be Possible Value Trap.
Key valuation signals for ISX:APIC:
ROC (Joel Greenblatt) %: 2,996.62% (1977% above median its 10-year median of 144.26)
GF Value™: Rp1,069.18 vs. price of Rp660.00 (38.3% below fair value)
Industry Position: 3901.4% above the Insurance median (#33 of 66)
No single metric tells the full story. See the ISX:APIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Pacific Strategic Financial Tbk Business Description
PT Pacific Strategic Financial Tbk is an Indonesian company that carries out activities as an investment company and engages in capital investment through its subsidiaries. It runs its business in the field of investment on securities trading, investment managers, and financial management, as well as other financing institutions. The services provided by the company through its subsidiaries include investment management services for mutual funds and other investments; financial management services, as well as venture capital and consumer financing, and conventional and sharia life insurance services.
54GF Score
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