PT Pacific Strategic Financial Tbk (ISX:APIC) Cyclically Adjusted PS Ratio: 4.91 (As of Jul. 19, 2026) — 59% Below Median

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ISX:APIC PT Pacific Strategic Financial Tbk ISX:APIC
58 GF Score
Price Rp705.00
GF Value Rp1,068.79
Valuation Possible Value Trap
! 7 Warning Signs
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What is PT Pacific Strategic Financial Tbk Cyclically Adjusted PS Ratio?

PT Pacific Strategic Financial Tbk ISX:APIC +6.82% 58 Cyclically Adjusted PS Ratio is 4.91 as of Jul. 19, 2026, which is 59% below its 10-year median of 12.10. GuruFocus rates ISX:APIC with a GF Score™ of 58/100 and a GF Value™ of Rp1,068.79 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 411 Insurance companies, PT Pacific Strategic Financial Tbk ranks worse than 92.94% on this metric.

As of today (2026-07-19), PT Pacific Strategic Financial Tbk's current share price is Rp705.00. PT Pacific Strategic Financial Tbk's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was Rp143.50. PT Pacific Strategic Financial Tbk's Cyclically Adjusted PS Ratio for today is 4.91.

The historical rank and industry rank for PT Pacific Strategic Financial Tbk's Cyclically Adjusted PS Ratio or its related term are showing as below:

ISX:APIC' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 3.59   Med: 12.1   Max: 20.78
Current: 4.91

During the past years, PT Pacific Strategic Financial Tbk's highest Cyclically Adjusted PS Ratio was 20.78. The lowest was 3.59. And the median was 12.10.

ISX:APIC's Cyclically Adjusted PS Ratio is ranked worse than
92.94% of 411 companies
in the Insurance industry
Industry Median: 1.21 vs ISX:APIC: 4.91

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

PT Pacific Strategic Financial Tbk's adjusted revenue per share data for the three months ended in Mar. 2026 was Rp48.768. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is Rp143.50 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


PT Pacific Strategic Financial Tbk  (ISX:APIC) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


PT Pacific Strategic Financial Tbk Cyclically Adjusted PS Ratio Related Terms


PT Pacific Strategic Financial Tbk Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for PT Pacific Strategic Financial Tbk's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Pacific Strategic Financial Tbk Cyclically Adjusted PS Ratio Chart

PT Pacific Strategic Financial Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 18.85 13.87 11.32 9.23 10.60

PT Pacific Strategic Financial Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.37 8.79 8.77 10.60 7.91

ISX:APIC vs AFL, MET, PRU: Cyclically Adjusted PS Ratio Comparison

For the Insurance - Life subindustry, PT Pacific Strategic Financial Tbk's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Pacific Strategic Financial Tbk Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, PT Pacific Strategic Financial Tbk's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where PT Pacific Strategic Financial Tbk's Cyclically Adjusted PS Ratio falls into.


ISX:APIC
58GF Score
PT Pacific Strategic Financial Tbk ISX:APIC
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Pacific Strategic Financial Tbk Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

PT Pacific Strategic Financial Tbk's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=705.00/143.50
=4.91

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Pacific Strategic Financial Tbk's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, PT Pacific Strategic Financial Tbk's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=48.768/136.5387*136.5387
=48.768

Current CPI (Mar. 2026) = 136.5387.

PT Pacific Strategic Financial Tbk Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 4.128 103.212 5.461
201609 5.206 104.142 6.825
201612 1.828 105.222 2.372
201703 2.538 106.476 3.255
201706 6.859 107.722 8.694
201709 2.933 108.020 3.707
201712 7.116 109.017 8.912
201803 13.688 110.097 16.975
201806 -0.067 111.085 -0.082
201809 11.143 111.135 13.690
201812 13.641 112.430 16.566
201903 14.633 112.829 17.708
201906 11.426 114.730 13.598
201909 20.468 114.905 24.322
201912 51.135 115.486 60.457
202003 78.664 116.252 92.391
202006 24.593 116.630 28.791
202009 35.749 116.397 41.935
202012 52.600 117.318 61.218
202103 44.209 117.840 51.224
202106 39.450 118.184 45.577
202109 50.190 118.262 57.947
202112 46.484 119.516 53.105
202203 59.133 120.948 66.755
202206 44.895 123.322 49.706
202209 42.058 125.298 45.831
202212 46.635 126.098 50.496
202303 50.579 126.953 54.398
202306 30.825 127.663 32.968
202309 50.658 128.151 53.973
202312 45.282 129.395 47.782
202403 42.711 130.607 44.651
202406 36.821 130.792 38.439
202409 42.364 130.361 44.372
202412 47.476 131.432 49.321
202503 49.495 131.948 51.217
202506 38.842 133.241 39.803
202509 43.907 133.819 44.799
202512 36.701 135.271 37.045
202603 48.768 136.539 48.768

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 4.91 mean?
PT Pacific Strategic Financial Tbk (ISX:APIC) has a Cyclically Adjusted PS Ratio of 4.91 as of Jul. 19, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on PT Pacific Strategic Financial Tbk and its competitors. This is 59% below median its historical median of 12.10. Over the past decade, PT Pacific Strategic Financial Tbk's Cyclically Adjusted PS Ratio has ranged from 3.59 to 20.78. According to the industry distribution chart, PT Pacific Strategic Financial Tbk ranks #382 out of 411 companies in the Insurance industry, placing it in the top 92.9%.
Is PT Pacific Strategic Financial Tbk's Cyclically Adjusted PS Ratio too high?
PT Pacific Strategic Financial Tbk's current Cyclically Adjusted PS Ratio of 4.91 is 59% below median its 10-year median of 12.10. Over the past 10 years, this metric has ranged from a low of 3.59 to a high of 20.78. The Insurance industry median Cyclically Adjusted PS Ratio is 1.21. PT Pacific Strategic Financial Tbk's value of 4.91 is 305.8% above this industry median. Based on the distribution chart, PT Pacific Strategic Financial Tbk ranks #382 out of 411 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, PT Pacific Strategic Financial Tbk has a GF Score™ of 58/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PT Pacific Strategic Financial Tbk's Cyclically Adjusted PS Ratio compare to AFL and MET?
According to the Insurance industry distribution chart, PT Pacific Strategic Financial Tbk ranks #382 out of 411 companies for Cyclically Adjusted PS Ratio. This places PT Pacific Strategic Financial Tbk in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 1.21. PT Pacific Strategic Financial Tbk's value of 4.91 is 305.8% above this benchmark. Historically, PT Pacific Strategic Financial Tbk's own Cyclically Adjusted PS Ratio has ranged from 3.59 to 20.78 over the past decade. While the company's 10-year median is 12.10 vs. the industry median of 1.21, PT Pacific Strategic Financial Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for an Insurance company?
The median Cyclically Adjusted PS Ratio among Insurance companies is 1.21, based on 411 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Pacific Strategic Financial Tbk's current Cyclically Adjusted PS Ratio of 4.91 is 305.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on PT Pacific Strategic Financial Tbk and its competitors. For the Insurance industry, the median Cyclically Adjusted PS Ratio is 1.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Pacific Strategic Financial Tbk's current Cyclically Adjusted PS Ratio is 4.91, which is 59% below median its own 10-year median of 12.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Pacific Strategic Financial Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Pacific Strategic Financial Tbk (ISX:APIC) is currently considered Possible Value Trap. The stock's GF Value™ is Rp1,068.79, compared to a current price of Rp705.00 — trading 34% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 4.91, which is 59% below median its 10-year median of 12.10 and 305.8% above the Insurance industry median of 1.21. PT Pacific Strategic Financial Tbk's overall GF Score™ is 58/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For PT Pacific Strategic Financial Tbk (ISX:APIC), the current Cyclically Adjusted PS Ratio is 4.91 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Pacific Strategic Financial Tbk (ISX:APIC) Overvalued in 2026?

Based on GuruFocus' analysis, PT Pacific Strategic Financial Tbk stock appears to be undervalued. The current stock price of Rp705.00 is trading 34% below its estimated GF Value™ of Rp1,068.79. GuruFocus considers PT Pacific Strategic Financial Tbk to be Possible Value Trap.

Key valuation signals for ISX:APIC:

  • Cyclically Adjusted PS Ratio: 4.91 (59% below median its 10-year median of 12.10)
  • GF Value™: Rp1,068.79 vs. price of Rp705.00 (34% below fair value)
  • GF Score™: 58/100 with 7 warning signs
  • Industry Position: 305.8% above the Insurance median (#382 of 411)

No single metric tells the full story. See the ISX:APIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Pacific Strategic Financial Tbk Business Description

Address Jlalan Jend. Gatot Subroto No. 38, Menara (Utara) Lt. 12A, Jakarta Selatan, IDN, 12710
PT Pacific Strategic Financial Tbk is an Indonesian company that carries out activities as an investment company and engages in capital investment through its subsidiaries. It runs its business in the field of investment on securities trading, investment managers, and financial management, as well as other financing institutions. The services provided by the company through its subsidiaries include investment management services for mutual funds and other investments; financial management services, as well as venture capital and consumer financing, and conventional and sharia life insurance services.
58GF Score

Get the complete analysis for ISX:APIC

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp705.00
Price
Rp1,068.79
GF Value