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Retained earnings is the accumulated portion of net income that is not distributed to shareholders. PT Pacific Strategic Financial Tbk's retained earnings for the quarter that ended in Mar. 2026 was Rp1,210,565 Mil.
PT Pacific Strategic Financial Tbk's quarterly retained earnings
declined
from Sep. 2025 (Rp1,126,407 Mil) to Dec. 2025 (Rp1,087,862 Mil) but then
increased
from Dec. 2025 (Rp1,087,862 Mil) to Mar. 2026 (Rp1,210,565 Mil).
PT Pacific Strategic Financial Tbk's annual retained earnings
increased
from Dec. 2023 (Rp909,288 Mil) to Dec. 2024 (Rp994,435 Mil) and
increased
from Dec. 2024 (Rp994,435 Mil) to Dec. 2025 (Rp1,087,862 Mil).
Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.
For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.
If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.
Of course, many companies with negative retained earnings have indeed lost money in the past.
Retained Earnings: Warren Buffett's Secret.
One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.
If the company loses more than it has accumulated, retained earnings is negative.
If a company isn't adding to its retained earnings, it isn't growing its net worth.
Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.
Microsoft is negative because it chose to buyback stock and pay dividends.
The more earnings retained, the faster it grows and increases growth rate for future earnings.
PT Pacific Strategic Financial Tbk Retained Earnings Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.
Of course, if a company loses, it is called retained losses, or accumulated losses.
What does a Retained Earnings of Rp1,210,565 Mil mean?
PT Pacific Strategic Financial Tbk (ISX:APIC) has a Retained Earnings of Rp1,210,565 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on PT Pacific Strategic Financial Tbk and its competitors.
Is PT Pacific Strategic Financial Tbk's Retained Earnings too high?
PT Pacific Strategic Financial Tbk's current Retained Earnings is Rp1,210,565 Mil. Overall, PT Pacific Strategic Financial Tbk has a GF Score™ of 58/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PT Pacific Strategic Financial Tbk's Retained Earnings compare to AFL and MET?
PT Pacific Strategic Financial Tbk's Retained Earnings of Rp1,210,565 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for an Insurance company?
A good Retained Earnings depends on the Insurance industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on PT Pacific Strategic Financial Tbk and its competitors. PT Pacific Strategic Financial Tbk's current Retained Earnings is Rp1,210,565 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Pacific Strategic Financial Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Pacific Strategic Financial Tbk (ISX:APIC) is currently considered Possible Value Trap. The stock's GF Value™ is Rp1,068.15, compared to a current price of Rp705.00 — trading 34% below its estimated fair value. The current Retained Earnings is Rp1,210,565 Mil. PT Pacific Strategic Financial Tbk's overall GF Score™ is 58/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For PT Pacific Strategic Financial Tbk (ISX:APIC), the current Retained Earnings is Rp1,210,565 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Pacific Strategic Financial Tbk (ISX:APIC) Overvalued in 2026?
Based on GuruFocus' analysis, PT Pacific Strategic Financial Tbk stock appears to be undervalued.
The current stock price of Rp705.00 is trading 34% below its estimated GF Value™ of Rp1,068.15.
GuruFocus considers PT Pacific Strategic Financial Tbk to be Possible Value Trap.
Key valuation signals for ISX:APIC:
Retained Earnings: Rp1,210,565 Mil
GF Value™: Rp1,068.15 vs. price of Rp705.00 (34% below fair value)
No single metric tells the full story. See the ISX:APIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Pacific Strategic Financial Tbk Business Description
PT Pacific Strategic Financial Tbk is an Indonesian company that carries out activities as an investment company and engages in capital investment through its subsidiaries. It runs its business in the field of investment on securities trading, investment managers, and financial management, as well as other financing institutions. The services provided by the company through its subsidiaries include investment management services for mutual funds and other investments; financial management services, as well as venture capital and consumer financing, and conventional and sharia life insurance services.
58GF Score
Get the complete analysis for ISX:APIC
Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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