PT Capital Financial Indonesia Tbk (ISX:CASA) Cyclically Adjusted Book per Share: Rp128.77 (As of Mar. 2026)


ISX:CASA PT Capital Financial Indonesia Tbk ISX:CASA
49 GF Score
Price Rp1,800.00
GF Value Rp752.84
Valuation Significantly Overvalued
! 7 Warning Signs
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What is PT Capital Financial Indonesia Tbk Cyclically Adjusted Book per Share?

PT Capital Financial Indonesia Tbk ISX:CASA 49 Cyclically Adjusted Book per Share is Rp128.77 as of Mar. 2026. GuruFocus rates ISX:CASA with a GF Score™ of 49/100 and a GF Value™ of Rp752.84 (Significantly Overvalued). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

PT Capital Financial Indonesia Tbk's adjusted book value per share for the three months ended in Mar. 2026 was Rp148.842. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is Rp128.77 for the trailing ten years ended in Mar. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

As of today (2026-07-04), PT Capital Financial Indonesia Tbk's current stock price is Rp1800.00. PT Capital Financial Indonesia Tbk's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was Rp128.77. PT Capital Financial Indonesia Tbk's Cyclically Adjusted PB Ratio of today is 13.98.

During the past 11 years, the highest Cyclically Adjusted PB Ratio of PT Capital Financial Indonesia Tbk was 14.21. The lowest was 7.60. And the median was 10.48.


PT Capital Financial Indonesia Tbk  (ISX:CASA) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

PT Capital Financial Indonesia Tbk's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=1800.00/128.77
=13.98

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 11 years, the highest Cyclically Adjusted PB Ratio of PT Capital Financial Indonesia Tbk was 14.21. The lowest was 7.60. And the median was 10.48.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


PT Capital Financial Indonesia Tbk Cyclically Adjusted Book per Share Related Terms


PT Capital Financial Indonesia Tbk Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for PT Capital Financial Indonesia Tbk's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Capital Financial Indonesia Tbk Cyclically Adjusted Book per Share Chart

PT Capital Financial Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 127.07

PT Capital Financial Indonesia Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 122.44 123.44 127.07 128.77

ISX:CASA vs AFL, MET, PRU: Cyclically Adjusted Book per Share Comparison

For the Insurance - Life subindustry, PT Capital Financial Indonesia Tbk's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Capital Financial Indonesia Tbk Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, PT Capital Financial Indonesia Tbk's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where PT Capital Financial Indonesia Tbk's Cyclically Adjusted PB Ratio falls into.


ISX:CASA
49GF Score
PT Capital Financial Indonesia Tbk ISX:CASA
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Capital Financial Indonesia Tbk Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, PT Capital Financial Indonesia Tbk's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=148.842/136.5387*136.5387
=148.842

Current CPI (Mar. 2026) = 136.5387.

PT Capital Financial Indonesia Tbk Quarterly Data

Book Value per Share CPI Adj_Book
201606 47.994 103.212 63.491
201609 48.441 104.142 63.510
201612 49.559 105.222 64.309
201703 53.591 106.476 68.722
201706 60.947 107.722 77.251
201709 68.055 108.020 86.022
201712 54.484 109.017 68.239
201803 107.896 110.097 133.810
201806 107.632 111.085 132.295
201809 109.199 111.135 134.161
201812 111.113 112.430 134.939
201903 112.110 112.829 135.669
201906 113.330 114.730 134.872
201909 124.522 114.905 147.967
201912 116.764 115.486 138.050
202003 118.012 116.252 138.605
202006 120.560 116.630 141.140
202009 122.218 116.397 143.367
202012 120.973 117.318 140.792
202103 122.736 117.840 142.212
202106 124.391 118.184 143.710
202109 123.456 118.262 142.536
202112 126.685 119.516 144.729
202203 129.012 120.948 145.642
202206 132.273 123.322 146.449
202209 131.621 125.298 143.428
202212 132.556 126.098 143.532
202303 134.629 126.953 144.795
202306 136.227 127.663 145.698
202309 137.757 128.151 146.773
202312 128.159 129.395 135.235
202403 129.228 130.607 135.097
202406 130.777 130.792 136.523
202409 132.592 130.361 138.876
202412 137.038 131.432 142.363
202503 137.641 131.948 142.429
202506 139.475 133.241 142.927
202509 141.180 133.819 144.049
202512 146.444 135.271 147.816
202603 148.842 136.539 148.842

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of Rp128.77 mean?
PT Capital Financial Indonesia Tbk (ISX:CASA) has a Cyclically Adjusted Book per Share of Rp128.77 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on PT Capital Financial Indonesia Tbk and its competitors.
Is PT Capital Financial Indonesia Tbk's Cyclically Adjusted Book per Share too high?
PT Capital Financial Indonesia Tbk's current Cyclically Adjusted Book per Share is Rp128.77. Overall, PT Capital Financial Indonesia Tbk has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PT Capital Financial Indonesia Tbk's Cyclically Adjusted Book per Share compare to AFL and MET?
PT Capital Financial Indonesia Tbk's Cyclically Adjusted Book per Share of Rp128.77 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for an Insurance company?
A good Cyclically Adjusted Book per Share depends on the Insurance industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on PT Capital Financial Indonesia Tbk and its competitors. PT Capital Financial Indonesia Tbk's current Cyclically Adjusted Book per Share is Rp128.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Capital Financial Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Capital Financial Indonesia Tbk (ISX:CASA) is currently considered Significantly Overvalued. The stock's GF Value™ is Rp752.84, compared to a current price of Rp1,800.00 — trading 139.1% above its estimated fair value. The current Cyclically Adjusted Book per Share is Rp128.77. PT Capital Financial Indonesia Tbk's overall GF Score™ is 49/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For PT Capital Financial Indonesia Tbk (ISX:CASA), the current Cyclically Adjusted Book per Share is Rp128.77 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Capital Financial Indonesia Tbk (ISX:CASA) Overvalued in 2026?

Based on GuruFocus' analysis, PT Capital Financial Indonesia Tbk stock appears to be overvalued. The current stock price of Rp1,800.00 is trading 139.1% above its estimated GF Value™ of Rp752.84. GuruFocus considers PT Capital Financial Indonesia Tbk to be Significantly Overvalued.

Key valuation signals for ISX:CASA:

  • Cyclically Adjusted Book per Share: Rp128.77
  • GF Value™: Rp752.84 vs. price of Rp1,800.00 (139.1% above fair value)
  • GF Score™: 49/100 with 7 warning signs

No single metric tells the full story. See the ISX:CASA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Capital Financial Indonesia Tbk Business Description

Address Jalan Jend. Gatot Subroto No. 38, Gedung Menara Jamsostek Menara, North Tower, 5th Floor, Jakarta, IDN, 12710
PT Capital Financial Indonesia Tbk is engaged in providing several investment and financial services mainly in Indonesia. It offers a wide range of banking products and services, fintech solutions, management consultancy, insurance products, and other financial solutions. The Group classifies its business activities into the following four business segments: Management consulting services, Investment management, Life insurance, Life insurance sharia, Banks, Ventura, and Others. The majority of its revenue is generated from the Life insurance segment, which focuses on providing protection solutions for individual and group segments, as well as pension fund programs (DPLK).
49GF Score

Get the complete analysis for ISX:CASA

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp1,800.00
Price
Rp752.84
GF Value