The historical rank and industry rank for PT Capital Financial Indonesia Tbk's Return-on-Tangible-Equity or its related term are showing as below:
ISX:CASA'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 0.29 Med: 1.43 Max: 5.84
Current: 1.62
During the past 11 years, PT Capital Financial Indonesia Tbk's highest Return-on-Tangible-Equity was 5.84%. The lowest was 0.29%. And the median was 1.43%.
ISX:CASA's Return-on-Tangible-Equity is ranked worse than 89.76% of 498
companies
in the Insurance industry
Industry Median: 13.515
vs ISX:CASA: 1.62
PT Capital Financial Indonesia Tbk (ISX:CASA) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
PT Capital Financial Indonesia Tbk Return-on-Tangible-Equity Related Terms
PT Capital Financial Indonesia Tbk Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Capital Financial Indonesia Tbk Return-on-Tangible-Equity Chart
ISX:CASA vs AFL, MET, PRU: Return-on-Tangible-Equity Comparison
For the Insurance - Life subindustry, PT Capital Financial Indonesia Tbk's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Capital Financial Indonesia Tbk Return-on-Tangible-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, PT Capital Financial Indonesia Tbk's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where PT Capital Financial Indonesia Tbk's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 0.49% mean?
PT Capital Financial Indonesia Tbk (ISX:CASA) has a Return-on-Tangible-Equity of 0.49% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on PT Capital Financial Indonesia Tbk and its competitors. This is 66% below median its historical median of 1.43. Over the past decade, PT Capital Financial Indonesia Tbk's Return-on-Tangible-Equity has ranged from 0.29 to 5.84. According to the industry distribution chart, PT Capital Financial Indonesia Tbk ranks #447 out of 498 companies in the Insurance industry, placing it in the top 89.8%.
Is PT Capital Financial Indonesia Tbk's Return-on-Tangible-Equity too high?
PT Capital Financial Indonesia Tbk's current Return-on-Tangible-Equity of 0.49% is 66% below median its 10-year median of 1.43. Over the past 10 years, this metric has ranged from a low of 0.29 to a high of 5.84. The Insurance industry median Return-on-Tangible-Equity is 13.52. PT Capital Financial Indonesia Tbk's value of 0.49% is 96.4% below this industry median. Based on the distribution chart, PT Capital Financial Indonesia Tbk ranks #447 out of 498 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, PT Capital Financial Indonesia Tbk has a GF Score™ of 48/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PT Capital Financial Indonesia Tbk's Return-on-Tangible-Equity compare to AFL and MET?
According to the Insurance industry distribution chart, PT Capital Financial Indonesia Tbk ranks #447 out of 498 companies for Return-on-Tangible-Equity. This places PT Capital Financial Indonesia Tbk in the lower half of its industry. The industry median Return-on-Tangible-Equity is 13.52. PT Capital Financial Indonesia Tbk's value of 0.49% is 96.4% below this benchmark. Historically, PT Capital Financial Indonesia Tbk's own Return-on-Tangible-Equity has ranged from 0.29 to 5.84 over the past decade. While the company's 10-year median is 1.43 vs. the industry median of 13.52, PT Capital Financial Indonesia Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Insurance company?
The median Return-on-Tangible-Equity among Insurance companies is 13.52, based on 498 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Capital Financial Indonesia Tbk's current Return-on-Tangible-Equity of 0.49% is 96.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on PT Capital Financial Indonesia Tbk and its competitors. For the Insurance industry, the median Return-on-Tangible-Equity is 13.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Capital Financial Indonesia Tbk's current Return-on-Tangible-Equity is 0.49%, which is 66% below median its own 10-year median of 1.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Capital Financial Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Capital Financial Indonesia Tbk (ISX:CASA) is currently considered Significantly Overvalued. The stock's GF Value™ is Rp753.19, compared to a current price of Rp1,860.00 — trading 146.9% above its estimated fair value. The current Return-on-Tangible-Equity is 0.49%, which is 66% below median its 10-year median of 1.43 and 96.4% below the Insurance industry median of 13.52. PT Capital Financial Indonesia Tbk's overall GF Score™ is 48/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For PT Capital Financial Indonesia Tbk (ISX:CASA), the current Return-on-Tangible-Equity is 0.49% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Capital Financial Indonesia Tbk (ISX:CASA) Overvalued in 2026?
Based on GuruFocus' analysis, PT Capital Financial Indonesia Tbk stock appears to be overvalued.
The current stock price of Rp1,860.00 is trading 146.9% above its estimated GF Value™ of Rp753.19.
GuruFocus considers PT Capital Financial Indonesia Tbk to be Significantly Overvalued.
Key valuation signals for ISX:CASA:
Return-on-Tangible-Equity: 0.49% (66% below median its 10-year median of 1.43)
GF Value™: Rp753.19 vs. price of Rp1,860.00 (146.9% above fair value)
Industry Position: 96.4% below the Insurance median (#447 of 498)
No single metric tells the full story. See the ISX:CASA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Capital Financial Indonesia Tbk Business Description
PT Capital Financial Indonesia Tbk is engaged in providing several investment and financial services mainly in Indonesia. It offers a wide range of banking products and services, fintech solutions, management consultancy, insurance products, and other financial solutions. The Group classifies its business activities into the following four business segments: Management consulting services, Investment management, Life insurance, Life insurance sharia, Banks, Ventura, and Others. The majority of its revenue is generated from the Life insurance segment, which focuses on providing protection solutions for individual and group segments, as well as pension fund programs (DPLK).
48GF Score
Get the complete analysis for ISX:CASA
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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